In a move to make investing easier for everyone, Paytm with SBI Mutual Fund has started a new plan called JanNivesh SIP (Systematic Investment Plan). This plan is made for people who want to start investing but do not have big amounts of money. With JanNivesh SIP, you can start investing with just Rs. 250.
This new option is perfect for people who are new to investing or want to build good saving habits. It will help more Indians to start saving and investing regularly without worrying about having a lot of money.

About JanNivesh SIP
JanNivesh SIP is a mutual fund where you can invest a small amount regularly. The aim is to make investing simple and affordable for everyone. By starting early and investing regularly, you can slowly build good wealth over time.
Through this plan, Paytm and SBI Mutual Fund aim to promote financial inclusion awareness, both the finance organisations encourage people from all parts of society to have a chance to invest and grow their money.
How to Set Up a JanNivesh SIP on Paytm?
Setting up your JanNivesh SIP is very simple. You just need your mobile phone and the Paytm app to invest in this mutual fund. Here are the easy steps:
- Open the Paytm app.
- Go to the 'Do More with Paytm' section.
- Tap on the JanNivesh SIP option.
- Choose how often you want to invest: daily, weekly, or monthly.
- Enter your investment amount (it should be Rs. 250 or more).
- Enter your PAN card details.
- Complete your KYC (Know Your Customer) by submitting required documents.
- Review all the SIP details carefully.
- Set up UPI Autopay for automatic payments every time your SIP is due.
After these steps, once your UPI Autopay is approved, your SIP will be successfully started.
Why JanNivesh SIP is Good Investment Option?
Starting with a small amount makes it easy for beginners to invest. You do not need to wait till you have Rs. 5,000 or Rs. 10,000 to start investing. Just Rs. 250 is enough to begin your investment journey.
This is very helpful for students, young earners, small business owners, homemakers, and anyone who wants to save and grow their money without feeling burdened.
Benefits of SIPs
According to SBI Mutual Fund, SIPs have a very big benefit called the compounding effect. When you invest regularly, not only do you earn returns on your invested money (principal), but you also earn returns on your returns. Over time, this helps your money grow faster. In simple words, your money earns money, and then that earned money also earns more money! The longer you stay invested and the more regular you are with your SIPs, the bigger your wealth can grow.
The JanNivesh SIP by Paytm and SBI Mutual Fund is a great opportunity for people who want to start small but dream big. With an investment starting at just Rs. 250, easy steps to set up, and benefits like compounding, it is a smart way to start your investment journey. If you want to build a habit of saving and growing your money slowly but surely, JanNivesh SIP can be the right step for you.
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