Quick Steps To Avoid Rejection Of EPF Withdrawal Claim

A large number of employees' provident fund members came across several problems at the time of making withdrawal claims from their respective EPF accounts. Employees' Provident Fund Organisation (EPFO) rejected the EPF claim in such scenario when the details in their database failed to match the details that the EPF member shared.

If mismatch takes place with respect to name, date of birth, and other important information that may include incomplete KYC record, EPF members will face rejection. Therefore, it is of paramount importance that the EPF members take key steps prior to filing the EPF claim to evade any sort of delay or rejection.

The individual should also check specific details on the EPFO's Member Sewa portal before filing any EPF claim.

Don't miss the following things given below that EPF members must always check on the EPFO portal:

EPF members must always ensure that they provide correct and latest information in their EPFO records pertaining to their past employment details that may include joining and leaving dates, employer details and any sort of gap in the job.
EPF member must confirm that specific details on the EPFO portal is always updated. The updated information will be crucial in smooth processing of the EPF withdrawal claim. It will also lead to hassle free transfer of an EPF account while shifting from one job to another.

EPF member must ensure that the Universal Account Number (UAN should be activated and updated with latest employment details. The relevant bank account information for the withdrawal should be given. EPF members must always double-check the account details that may include the account number, IFSC etc. It is because if wrong bank details are given, it will lead to rejection of EPF withdrawal claim.

The ID & address proofs must match the details in the EPFO records. It will include the name, date of birth, father's name, gender, etc. An individual may log into the Member Sewa portal to verify these details. EPFO portal displays the member's information and profile details. Also, they must never forget to update the nomination in EPFO records.
If EPF members fail to update these records, it will lead to rejection. Therefore, an EPF member must act at the earliest to make the corrections. It will eliminate all problems that EPF members may face at the time of filing the claim.

The EPF member should select the right form for the individual's claim type and fill it correctly. It is worth mentioning that the forms for EPF account transfer and EPF withdrawal are different.

It is significant to verify eligibility criteria for EPF withdrawal because there are different conditions for different purposes of withdrawal -such as PF advances and final settlement, among others.

Check if the form is filled completely and accurately. Attach all necessary documents such as a cancelled cheque, ID proof, address proof and related documents (as the case may be).

It is imperative to update the Know Your Customer (KYC) information that may include Aadhaar, PAN and bank account details. It must be linked with the EPF account

It is significant to ensure nomination and member profile are updated.

The EPFO lets an EPF member to file the claim on the Member Sewa portal. These steps will bring down significantly the possibilities of the EPF claim being rejected by the EPFO.