SBI Credit Card Flexipay- How to avail Balance Transfer on EMI service?

Credit cards provide several benefits to users while also posing a substantial danger when abused. When you need to make an urgent purchase and don't have enough money in your account, a credit card might come in handy. Most of the time, we lose sight of our budget and get carried away when shopping, only to discover when it's time to pay. If you've placed certain high-ticket products to your shopping basket and have been waiting for the proper time to buy them, you can now gleefully stop waiting! When you use your SBI credit card to shop, you can convert the SBI credit card bill into EMI using the Flexipay service. Flexipay, the SBI credit card EMI service, works well with the phrase "Payback your major purchases in flexible instalments" and is simple to apply for.

What is Flexipay?

Flexipay is a service that allows existing SBI credit cards to divide large purchases into small monthly payments. Every SBI Card customer who has a transaction worth more than 500 can convert it to Flexipay within 30 days. Please keep in mind that overdue or blocked cardholders will not be able to use this service.

How to avail Balance Transfer on EMI service?

Website

• Log in to your online SBI Card account.
• Choose the 'Benefits' option
• Now Select 'Balance Transfer on EMI.'
• Submit your information and then book BT on EMI.
• Once the transaction is successful, you will get confirmation from the bank via your registered mobile number and email address.

Mobile App

• Log in to the account using credentials
• Under the main menu, pick 'Benefits' and then Balance Transfer.
• Enter the necessary information and confirm

Helpline

Contact us at 1860 180 1290 / 39 02 02 02 for SBI Card assistance (prefix local STD code)

How to cancel or pre-close Flexipay requests?

You can cancel your SBI Card by calling the SBI Card helpdesk. If the cancellation request is made within 45 days of the reservation, no costs will be assessed to the card account.
If a cancellation request is made after 45 days after booking, a cancellation charge of 3% of the outstanding principal will be applied to the account.
If you desire to cancel your Flexipay booking before the end of the duration, the outstanding principle amount will be transferred to the retail plan and a fee of 3% of the outstanding principal will be charged to your SBI Card.

Once the transaction is successful, you will get confirmation from the bank via your registered mobile number and email address.