Linking a bank account to a UAN (Universal Account Number) has many advantages, such as allowing members to claim online withdrawals and accessing a variety of services such as checking their passbook online, checking claim status, downloading/printing updated passbook at any time, death claim filing by the beneficiary, and so on. Members with validated Aadhaar and bank details seeded against their UAN can file their PF Withdrawal/Settlement/Transfer claims online, which is the most crucial advantage of linking or updating bank account details. Meanwhile, the Employees Provident Fund Organisation (EPFO) allows its subscribers to update their personal details online, avoiding the need for members to physically visit their local EPFO establishment. Members must obtain the relevant IFSC from their bank and have the details uploaded and authorised, otherwise, no online claim submission will be accepted by EPFO. Follow these steps to update your bank details online:
- Visit https://unifiedportal-mem.epfindia.gov.in/memberinterface/ and login to your EPF account using your UAN and password.
- Enter the CAPTCHA code and click on 'Login'.
- Now under the 'Manage' tab, select 'KYC' option from the drop-down list.
- Now select the 'Bank' as the document type and enter your bank account number as well as IFSC.
- Click on 'Save' and the status will show as 'KYC pending for approval' once you save your new bank account details.
- Now submit the KYC documents to your employer and once successful verification is done by the employer the 'KYC pending for approval' status will be changed to 'Digitally approved KYC'.
- Upon successful verification of bank details by the employer, the member will get a confirmation message on his or her registered mobile number.
Note: Members should bear in mind that they must have an active UAN and mobile number in order to update their bank account details. If members do not have an active UAN or have not updated/registered their mobile number in their EPF account online, they can follow the steps outlined here.