UPI Payments- How to Make UPI Payments Via Credit Card?

Do you want to make using your credit card more convenient? Simply enter your Credit Card information into a UPI app and enjoy the convenience of having everything at your fingertips. Payments could initially be made from a bank account by linking it to UPI. However, later UPI apps began to allow users to add credit and debit cards in order to make payments to merchants. As a result, you cannot use your UPI linked card to make payments to individuals (non-merchants). With the RBI and the government attempting to make digital payments easier and faster than ever before, UPI Payment via Credit Cards is a significant step forward.
By adding a credit or debit card to UPI apps, users can make payments without having to swipe their card at a POS machine. To make a payment, simply scan a QR code and select the added credit/debit card as a payment method. When you make a payment using a debit or credit card through the UPI app, a one-time password (OTP) is sent to your registered mobile number to complete the transaction. Here's how you can pay via credit or debit card using UPI.

How to Pay via credit or debit card through PhonePe app

To pay with a credit or debit card through the PhonePe app, you must first add the credit or debit card as a payment method.
The steps for adding a credit or debit card to the PhonePe app are the same as described above.
Step-1 Open PhonePe on your smartphone
Step-2 Select your profile picture.
Step-3 Select Bank Accounts and Cards and then Add a card
Step-4 Enter the card number, expiry date, CVV, and the name and billing address of the cardholder.
Step-5 You will be required to accept the issuer's terms and conditions.
Step-6 Tap Activate next to your new card's payment method listing.
Step-7 Enter your one-time password.
Payments can be made once the card has been successfully verified. Credit card payments can be made to PhonePe merchants and sellers or for products and services offered on the PhonePe App. In addition, unlike GPay, which accepts only Visa and Mastercard-based payment gateways, PhonePe accepts all domestic debit and credit cards issued by Visa, Mastercard, Maestro, Diners, American Express, and Rupay.

How to Pay via credit or debit card through GPay

Step-1 Open GPay on your smartphone
Step-2 Select your profile picture.
Step-3 Select Bank Accounts and Cards and then Insert a card
Step-4 Enter the card number, expiry date, CVV, and the name and billing address of the cardholder.
Step-5 You will be required to accept the issuer's terms and conditions.
Step-6 Tap Activate next to your new card's payment method listing.
Step-7 Enter your one-time password.
Payments can be made once the card has been successfully verified. You can use your credit or debit card at NFC-enabled payment terminals, Bharat QR code-based payments at online and offline merchants, Google Pay bill payments and recharges, Myntra, Dunzo, Yatra, MagicPin, Coolwinks, EaseMyTrip, and Confirmtkt android apps, and Google Pay bill payments and recharges.android apps, and Google Pay bill payments and recharges.

How to pay via credit or debit card through Paytm app

Step-1 Open Paytm on your smartphone.
Step-2 Go to the UPI and Payment Settings option
Step-3 Go to Saved Cards and Add a card
Step-4 Enter the card number, expiry date, CVV, and the name and billing address of the cardholder.
Step-5 You will be required to accept the issuer's terms and conditions.
Step-6 Tap Activate next to your new card's payment method listing.
Step-7 Enter your one-time password.
Once the card has been successfully verified, it can be used to make payments. The Paytm app accepts all debit and credit cards for payment.