Want To Check Your SBI Account Balance? Here Are Numerous Methods You Can

The State Bank of India (SBI), the largest public sector bank of India has a presence across all parts of the country with above 24,000 branches and serving in 36 other countries. Banking services such as savings accounts, fixed deposit accounts, business loans, personal loans, credit cards and debit card services are offered by the institution to its more than 42 crore customer base. The most important facility needed by SBI account holders is the balance enquiry services, required at any time, anywhere in today's world. This article explains in detail the various methods for SBI customers to know their account balance without personally visiting the bank branch.

Below are various ways one can enquire about their SBI savings account balance:

SBI TollFree Contact

One of the best and easiest ways for customers to know their account balance is by connecting the bank services by calling their registered mobile number on the SBI official toll-free contact on 1800 1234 or 1800 2100. The call service provider or the bank wouldn't charge any fees from customers for these services. The caller needs to select the correct options offered on the call and details of account balance would be either sent through SMS or recited by the automated system.

SBI ATM

The SBI is the banking institution with the highest customer base in India, having more than 62,000 ATMs spread all over the country. Another hassle-free method for an SBI account holder for balance enquiry is through visiting the nearest SBI ATM centre. The customer just needs to place the debit card in the card slot or can manually type the card number. Once the authentication with a 4-digit ATM PIN is done, one can choose the 'Balance Enquiry' option displayed on the dashboard and within seconds, the balance of the respective bank account is visible on the screen.

SBI Missed Call Banking

Customers have to link their mobile number with their SBI savings account for which they need balance enquiry before they can avail of this service by sending a one-time message mentioning 'REGAccount Number' to 09223488888. Once the mobile number is registered, one can place a missed call any time on 09223766666, which would send an SMS alert with the balance details on the same registered number.

SBI SMS Banking

The SBI SMS Banking services would also require customers to register their mobile number with the bank as mentioned above. An SMS must be sent with 'BAL' to the same number 09223766666 and within minutes an automated reply appears with the current balance amount in the savings account of the customer. Other services like mini bank statements, blocking ATM cards and loan services can also be availed of by SMS banking.

SBI Mobile Banking

In today's fast-paced environment with smartphones in every pocket, it has become extremely important for institutions regardless of the services and products to initiate mobile phone applications for their customer convenience. These applications provide numerous services to customers quickly including savings account balance inquiries, without them needing any bank employee or human assistance. A customer needs to download various smartphone applications by SBI like Yono SBI, SBI Quick and SBI Anywhere Saral. If one is a savings account customer then they need to log in to Yono SBI or SBI Quick application, using their registered mobile number and account number. On the dashboard or homepage of the application itself, they can click on the balance enquiry tab and within seconds, the page loads with the account balance and other required information. For corporate customers of SBI, the SBI Saral application is required and savings account customers won't be able to register or enquire balance through this app.

SBI Net Banking

Similar to mobile banking services, the SBI also facilitates its customers with online banking or net banking services, ensuring the customers don't need to visit bank branches for every small requirement. One needs to visit the official website of the bank which is https://bank.sbi/. On the top right corner the option of 'Net Banking' would allow users to register or log in to their online accounts. After logging in to the website using the appropriate credentials, the account balance as well as all details regarding savings account or any other type of account is visible on the screen. The website has numerous sections and sub-sections with a great deal of information other than balance enquiry such as interest rates, fees & charges levied, personal loans, home loans and credit card inquiries.

SBI Passbook

The oldest method to know the account balance is to visit the nearest SBI bank branch and submit the respective account's passbook, entering the appropriate details either in the passbook machine or through the bank employee on the desk. Once the process is completed, the account balance is printed on the latest page with all previous transactions that appeared on that account.

Apart from these methods, an SBI customer can also make use of USSD codes for balance enquiry, register with SBI Whatsapp Banking, or any UPI application to know their account balance without stepping a foot out of their comfort zone.