IDFC FIRST Bank FD Interest Rate and Calculator

IDFC FIRST Bank Fixed Deposit Interest Rates

IDFC FIRST Bank fixed deposit is a great way to save money for a period of time, if you are looking at getting your invested money safely along with good returns on your investment, then fixed deposit is the way to go. Checking the IDFC FIRST Bank fixed deposit interest rate and making the decisions is now very easy.

Less than Rs. 3 cr

Tenure Deposit Amount General Senior Citizen
7 - 14 days Below 3 Cr 3.25 3.50
15 - 29 days Below 3 Cr 3.25 3.50
30 - 45 days Below 3 Cr 3.50 3.75
46 - 90 days Below 3 Cr 4.50 4.75
91 - 180 days Below 3 Cr 5.00 5.25
181 days to < 1 Yr Below 3 Cr 6.50 6.75
1 Yr Below 3 Cr 6.50 6.75
1 Yr 1 day - 370 days Below 3 Cr 6.50 6.75
371 - 390 days Below 3 Cr 7.00 7.25
391 - 499 days Below 3 Cr 7.25 7.50
500 days - 3 Yrs Below 3 Cr 7.35 7.60
3 Yrs - 5 Yrs Below 3 Cr 6.75 7.00
5 Yrs - 10 Yrs Below 3 Cr 6.00 6.25

FAQs

What is the highest IDFC FIRST Bank FD rate today?

The highest IDFC FIRST Bank FD rate for general citizens is 7.35% p.a. and 7.60% p.a. for senior citizens, on deposits below Rs. 3 crore. This rate applies to the 500 days - 3 Yrs tenure.

What is the lowest IDFC FIRST Bank FD rate today?

The lowest IDFC FIRST Bank FD rate for general citizens is 3.25% p.a. and 3.50% p.a. for senior citizens, applicable on the 7 - 14 days tenure, for deposits below Rs. 3 Crore.

What is the IDFC FIRST Bank FD rate for 1 year?

The IDFC FIRST Bank FD rate for the 181 days to < 1 Yr tenure is 6.50% p.a. for general citizens and 6.75% p.a. for senior citizens, for deposits below Rs. 3 Crore.

What is the IDFC FIRST Bank FD rate for 2 years?

The IDFC FIRST Bank FD rate for the 500 days - 3 Yrs tenure is 7.35% p.a. for general citizens and 7.60% p.a. for senior citizens, for deposits below Rs. 3 Crore.

What is the IDFC FIRST Bank FD rate for 3 years?

The IDFC FIRST Bank FD rate for the 500 days - 3 Yrs tenure is 7.35% p.a. for general citizens and 7.60% p.a. for senior citizens, for deposits below Rs. 3 Crore.

What is the IDFC FIRST Bank FD rate for 5 years?

The IDFC FIRST Bank FD rate for the 3 Yrs - 5 Yrs tenure is 6.75% p.a. for general citizens and 7.00% p.a. for senior citizens, for deposits below Rs. 3 Crore.

What is the minimum tenure for a IDFC FIRST Bank FD?

The minimum tenure for a IDFC FIRST Bank FD is 7 - 14 days, offering 3.25% p.a. for general citizens and 3.50% p.a. for senior citizens, for deposits below Rs. 3 Crore.

How much extra interest do senior citizens get on IDFC FIRST Bank FDs?

Senior citizens get an additional 0.25% p.a. over the general FD rate across almost all IDFC FIRST Bank tenures.

What is the IDFC FIRST Bank FD interest rate for general citizens?

IDFC FIRST Bank offers fixed deposit interest rates ranging from 3.25% to 7.35% p.a. for general citizens, depending on the deposit tenure chosen, on deposits below Rs. 3 Crore.

What is the IDFC FIRST Bank FD interest rate for senior citizens?

IDFC FIRST Bank offers fixed deposit interest rates ranging from 3.50% to 7.60% p.a. for senior citizens, depending on the deposit tenure chosen, on deposits below Rs. 3 Crore.

What are the available FD tenure options in IDFC FIRST Bank?

IDFC FIRST Bank offers fixed deposit tenures ranging from 7 - 14 days to 5 Yrs - 10 Yrs, so you can choose a duration that fits your savings goal, on deposits below Rs. 3 Crore.

What is the minimum and maximum deposit amount for a IDFC FIRST Bank FD?

You can open a IDFC FIRST Bank fixed deposit with an amount starting from Rs. 1, up to a maximum of Rs. 3 Crore.

How can I check my IDFC FIRST Bank FD balance?

You can check your IDFC FIRST Bank FD balance through online or offline modes. Online, simply log in to the IDFC FIRST Bank internet banking or mobile banking app to view your FD details instantly. Offline, you can visit your nearest IDFC FIRST Bank branch and get your passbook updated for an FD balance enquiry.

Is there a limit on how many FDs I can open with IDFC FIRST Bank?

No, there is no restriction on the number of fixed deposits you can open with IDFC FIRST Bank. You can open multiple FDs across different tenures and amounts based on your financial planning needs.
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