Jammu & Kashmir Bank FD Interest Rate and Calculator

Jammu & Kashmir Bank Fixed Deposit Interest Rates

Jammu & Kashmir Bank fixed deposit is a great way to save money for a period of time, if you are looking at getting your invested money safely along with good returns on your investment, then fixed deposit is the way to go. Checking the Jammu & Kashmir Bank fixed deposit interest rate and making the decisions is now very easy.

Less than Rs. 3 cr

Tenure Deposit Amount General Senior Citizen
7 - 30 days Below 3 Cr 3.50 4.00
31 - 45 days Below 3 Cr 3.75 4.25
46 - 90 days Below 3 Cr 5.00 5.50
91 - 180 days Below 3 Cr 5.50 6.00
181 - 270 days Below 3 Cr 5.90 6.40
271 days to < 1 Yr Below 3 Cr 6.00 6.50
1 Yr to < 18 M Below 3 Cr 6.80 7.30
18 M to < 2 Yrs Below 3 Cr 6.70 7.20
2 Yrs - 887 days Below 3 Cr 6.75 7.25
888 days Below 3 Cr 7.30 7.80
889 days to < 3 Yrs Below 3 Cr 6.75 7.25
3 Yrs to < 5 Yrs Below 3 Cr 6.70 7.20
5 Yrs - 10 Yrs Below 3 Cr 6.75 7.25

FAQs

What is the highest Jammu & Kashmir Bank FD rate today?

The highest Jammu & Kashmir Bank FD rate for general citizens is 7.30% p.a. and 7.80% p.a. for senior citizens, on deposits below Rs. 3 crore. This rate applies to the 888 days tenure.

What is the lowest Jammu & Kashmir Bank FD rate today?

The lowest Jammu & Kashmir Bank FD rate for general citizens is 3.50% p.a. and 4.00% p.a. for senior citizens, applicable on the 7 - 30 days tenure, for deposits below Rs. 3 Crore.

What is the Jammu & Kashmir Bank FD rate for 1 year?

The Jammu & Kashmir Bank FD rate for the 271 days to < 1 Yr tenure is 6.00% p.a. for general citizens and 6.50% p.a. for senior citizens, for deposits below Rs. 3 Crore.

What is the Jammu & Kashmir Bank FD rate for 2 years?

The Jammu & Kashmir Bank FD rate for the 18 M to < 2 Yrs tenure is 6.70% p.a. for general citizens and 7.20% p.a. for senior citizens, for deposits below Rs. 3 Crore.

What is the Jammu & Kashmir Bank FD rate for 3 years?

The Jammu & Kashmir Bank FD rate for the 889 days to < 3 Yrs tenure is 6.75% p.a. for general citizens and 7.25% p.a. for senior citizens, for deposits below Rs. 3 Crore.

What is the Jammu & Kashmir Bank FD rate for 5 years?

The Jammu & Kashmir Bank FD rate for the 3 Yrs to < 5 Yrs tenure is 6.70% p.a. for general citizens and 7.20% p.a. for senior citizens, for deposits below Rs. 3 Crore.

What is the minimum tenure for a Jammu & Kashmir Bank FD?

The minimum tenure for a Jammu & Kashmir Bank FD is 7 - 30 days, offering 3.50% p.a. for general citizens and 4.00% p.a. for senior citizens, for deposits below Rs. 3 Crore.

How much extra interest do senior citizens get on Jammu & Kashmir Bank FDs?

Senior citizens get an additional 0.50% p.a. over the general FD rate across almost all Jammu & Kashmir Bank tenures.

What is the Jammu & Kashmir Bank FD interest rate for general citizens?

Jammu & Kashmir Bank offers fixed deposit interest rates ranging from 3.50% to 7.30% p.a. for general citizens, depending on the deposit tenure chosen, on deposits below Rs. 3 Crore.

What is the Jammu & Kashmir Bank FD interest rate for senior citizens?

Jammu & Kashmir Bank offers fixed deposit interest rates ranging from 4.00% to 7.80% p.a. for senior citizens, depending on the deposit tenure chosen, on deposits below Rs. 3 Crore.

What are the available FD tenure options in Jammu & Kashmir Bank?

Jammu & Kashmir Bank offers fixed deposit tenures ranging from 7 - 30 days to 5 Yrs - 10 Yrs, so you can choose a duration that fits your savings goal, on deposits below Rs. 3 Crore.

What is the minimum and maximum deposit amount for a Jammu & Kashmir Bank FD?

You can open a Jammu & Kashmir Bank fixed deposit with an amount starting from Rs. 1, up to a maximum of Rs. 3 Crore.

How can I check my Jammu & Kashmir Bank FD balance?

You can check your Jammu & Kashmir Bank FD balance through online or offline modes. Online, simply log in to the Jammu & Kashmir Bank internet banking or mobile banking app to view your FD details instantly. Offline, you can visit your nearest Jammu & Kashmir Bank branch and get your passbook updated for an FD balance enquiry.

Is there a limit on how many FDs I can open with Jammu & Kashmir Bank?

No, there is no restriction on the number of fixed deposits you can open with Jammu & Kashmir Bank. You can open multiple FDs across different tenures and amounts based on your financial planning needs.
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