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Kotak Mahindra Bank FD Interest Rate and Calculator

Interest Rate Calculator

Kotak Mahindra Bank Fixed Deposit Interest Rates

Kotak Mahindra Bank fixed deposit is a great way to save money for a period of time, if you are looking at getting your invested money safely along with good returns on your investment, then fixed deposit is the way to go. Checking the Kotak Mahindra Bank fixed deposit interest rate and making the decisions is now very easy.

Less than Rs. 3 cr

Tenure Deposit Amount General Senior Citizen

Rs. 3 cr to Less than Rs. 5 cr

Tenure Deposit Amount General Senior Citizen
7 - 14 days 3 Cr to Below 5 Cr 2.75 2.75
15 - 30 days 3 Cr to Below 5 Cr 2.75 2.75
31 - 45 days 3 Cr to Below 5 Cr 3.00 3.00
46 - 90 days 3 Cr to Below 5 Cr 3.50 3.50
91 Days 3 Cr to Below 5 Cr 4.00 4.00
92 - 179 days 3 Cr to Below 5 Cr 4.25 4.25
180 days 3 Cr to Below 5 Cr 5.00 5.00
181 - 269 days 3 Cr to Below 5 Cr 5.50 5.50
270 Days 3 Cr to Below 5 Cr 5.50 5.50
271 - 363 Days 3 Cr to Below 5 Cr 6.00 6.00
364 Days 3 Cr to Below 5 Cr 6.00 6.00
365 days to < 15 M 3 Cr to Below 5 Cr 6.35 6.35
15 M - less than 18 M 3 Cr to Below 5 Cr 6.45 6.45
18 M to < 2 Yrs 3 Cr to Below 5 Cr 6.55 6.55
2 Yrs to < 3 Yrs 3 Cr to Below 5 Cr 6.80 6.80
3 Yrs to < 4 Yrs 3 Cr to Below 5 Cr 6.40 6.40
4 Yrs to < 5 Yrs 3 Cr to Below 5 Cr 6.40 6.40
5 Yrs - 10 Yrs 3 Cr to Below 5 Cr 6.25 6.25

Rs. 5 cr to Less than Rs. 10 cr

Tenure Deposit Amount General Senior Citizen
7 - 14 days 5 Cr to Below 10 Cr 3.50 4.00
15 - 30 days 5 Cr to Below 10 Cr 3.50 4.00
31 - 45 days 5 Cr to Below 10 Cr 4.25 4.75
46 - 60 days 5 Cr to Below 10 Cr 4.50 5.00
61 - 90 days 5 Cr to Below 10 Cr 4.50 5.00
91 Days 5 Cr to Below 10 Cr 5.25 5.75
92 - 120 days 5 Cr to Below 10 Cr 5.50 6.00
121 - 179 days 5 Cr to Below 10 Cr 5.75 6.25
180 days 5 Cr to Below 10 Cr 6.00 6.50
181 - 270 days 5 Cr to Below 10 Cr 6.00 6.50
271 - 279 Days 5 Cr to Below 10 Cr 5.00 5.50
280 - 364 Days 5 Cr to Below 10 Cr 6.00 6.50
365 days to < 15 M 5 Cr to Below 10 Cr 6.60 7.10
15 M to < 18 M 5 Cr to Below 10 Cr 6.60 7.10
18 M to < 2 Yrs 5 Cr to Below 10 Cr 6.70 7.20
2 Yrs to < 3 Yrs 5 Cr to Below 10 Cr 6.70 7.20
3 Yrs to < 4 Yrs 5 Cr to Below 10 Cr 6.25 6.75
4 Yrs to < 5 Yrs 5 Cr to Below 10 Cr 6.25 6.75
5 Yrs - 7 Yrs 5 Cr to Below 10 Cr 6.65 7.15

Rs. 10 cr to less than Rs. 25 cr

Tenure Deposit Amount General Senior Citizen
7 - 14 days 10 Cr to Below 25 Cr 4.25 4.75
15 - 30 days 10 Cr to Below 25 Cr 4.50 5.00
31 - 45 days 10 Cr to Below 25 Cr 5.00 5.50
46 - 60 days 10 Cr to Below 25 Cr 5.25 5.75
61 - 90 days 10 Cr to Below 25 Cr 6.35 6.85
91 Days 10 Cr to Below 25 Cr 6.55 7.05
92 - 120 days 10 Cr to Below 25 Cr 6.65 7.15
121 - 179 days 10 Cr to Below 25 Cr 6.65 7.15
180 days 10 Cr to Below 25 Cr 6.65 7.15
181 - 270 days 10 Cr to Below 25 Cr 6.70 7.20
271 - 279 Days 10 Cr to Below 25 Cr 5.00 5.50
280 - 364 Days 10 Cr to Below 25 Cr 6.75 7.25
365 days to < 15 M 10 Cr to Below 25 Cr 7.00 7.50
15 M to < 18 M 10 Cr to Below 25 Cr 6.85 7.35
18 M to < 2 Yrs 10 Cr to Below 25 Cr 6.60 7.10
2 Yrs to < 3 Yrs 10 Cr to Below 25 Cr 6.60 7.10
3 Yrs to < 4 Yrs 10 Cr to Below 25 Cr 6.25 6.75
4 Yrs to < 5 Yrs 10 Cr to Below 25 Cr 6.25 6.75
5 Yrs - 7 Yrs 10 Cr to Below 25 Cr 6.05 6.55

Rs. 25 cr to less than Rs. 100 cr

Tenure Deposit Amount General Senior Citizen
7 - 14 days 25 Cr to Below 100 Cr 4.25 4.75
15 - 30 days 25 Cr to Below 100 Cr 4.50 5.00
31 - 45 days 25 Cr to Below 100 Cr 5.00 5.50
46 - 60 days 25 Cr to Below 100 Cr 5.25 5.75
61 - 90 days 25 Cr to Below 100 Cr 6.35 6.85
91 Days 25 Cr to Below 100 Cr 6.55 7.05
92 - 120 days 25 Cr to Below 100 Cr 6.65 7.15
121 - 179 days 25 Cr to Below 100 Cr 6.65 7.15
180 days 25 Cr to Below 100 Cr 6.65 7.15
181 - 270 days 25 Cr to Below 100 Cr 6.70 7.20
271 - 279 Days 25 Cr to Below 100 Cr 5.00 5.50
280 - 364 Days 25 Cr to Below 100 Cr 6.75 7.25
365 days to < 15 M 25 Cr to Below 100 Cr 7.10 7.60
15 M to < 18 M 25 Cr to Below 100 Cr 6.85 7.35
18 M to < 2 Yrs 25 Cr to Below 100 Cr 6.60 7.10
2 Yrs to < 3 Yrs 25 Cr to Below 100 Cr 6.60 7.10
3 Yrs to < 4 Yrs 25 Cr to Below 100 Cr 6.25 6.75
4 Yrs to < 5 Yrs 25 Cr to Below 100 Cr 6.25 6.75
5 Yrs - 7 Yrs 25 Cr to Below 100 Cr 6.05 6.55

Rs. 100 cr to less than Rs. 300 cr

Tenure Deposit Amount General Senior Citizen
7 - 14 days 100 Cr to Below 300 Cr 4.25 4.75
15 - 30 days 100 Cr to Below 300 Cr 4.50 5.00
31 - 45 days 100 Cr to Below 300 Cr 5.00 5.50
46 - 60 days 100 Cr to Below 300 Cr 5.25 5.75
61 - 90 days 100 Cr to Below 300 Cr 6.35 6.85
91 Days 100 Cr to Below 300 Cr 6.55 7.05
92 - 120 days 100 Cr to Below 300 Cr 6.65 7.15
121 - 179 days 100 Cr to Below 300 Cr 6.65 7.15
180 days 100 Cr to Below 300 Cr 6.65 7.15
181 - 270 days 100 Cr to Below 300 Cr 6.70 7.20
271 - 279 Days 100 Cr to Below 300 Cr 5.00 5.50
280 - 364 Days 100 Cr to Below 300 Cr 6.90 7.40
365 days to < 15 M 100 Cr to Below 300 Cr 7.10 7.60
15 M to < 18 M 100 Cr to Below 300 Cr 6.85 7.35
18 M to < 2 Yrs 100 Cr to Below 300 Cr 6.60 7.10
2 Yrs to < 3 Yrs 100 Cr to Below 300 Cr 6.60 7.10
3 Yrs to < 4 Yrs 100 Cr to Below 300 Cr 6.25 6.75
4 Yrs to < 5 Yrs 100 Cr to Below 300 Cr 6.25 6.75
5 Yrs - 7 Yrs 100 Cr to Below 300 Cr 6.05 6.55

Rs.300 cr and above

Tenure Deposit Amount General Senior Citizen
7 - 14 days 300 Cr and above 4.75 5.25
15 - 30 days 300 Cr and above 4.50 5.00
31 - 45 days 300 Cr and above 5.15 5.65
46 - 60 days 300 Cr and above 5.25 5.75
61 - 90 days 300 Cr and above 6.35 6.85
91 Days 300 Cr and above 6.55 7.05
92 - 120 days 300 Cr and above 6.65 7.15
121 - 179 days 300 Cr and above 6.65 7.15
180 days 300 Cr and above 6.65 7.15
181 - 270 days 300 Cr and above 6.70 7.20
271 - 279 Days 300 Cr and above 5.00 5.50
280 - 364 Days 300 Cr and above 6.90 7.40
365 days to < 15 M 300 Cr and above 7.10 7.60
15 M to < 18 M 300 Cr and above 6.85 7.35
18 M to < 2 Yrs 300 Cr and above 6.60 7.10
2 Yrs to < 3 Yrs 300 Cr and above 6.60 7.10
3 Yrs to < 4 Yrs 300 Cr and above 6.25 6.75
4 Yrs to < 5 Yrs 300 Cr and above 6.25 6.75
5 Yrs - 7 Yrs 300 Cr and above 6.05 6.55

FAQs

What is the highest Kotak Mahindra Bank FD rate today?

The highest Kotak Mahindra Bank FD rate for general citizens is 6.80% p.a. and 7.30% p.a. for senior citizens, on deposits below Rs. 3 crore. This rate applies to the 2 Yrs to < 3 Yrs tenure.

What is the lowest Kotak Mahindra Bank FD rate today?

The lowest Kotak Mahindra Bank FD rate for general citizens is 2.75% p.a. and 3.25% p.a. for senior citizens, applicable on the 7 - 14 days tenure, for deposits below Rs. 3 Crore.

What is the Kotak Mahindra Bank FD rate for 1 year?

The Kotak Mahindra Bank FD rate for the 365 days to < 15 M tenure is 6.35% p.a. for general citizens and 6.85% p.a. for senior citizens, for deposits below Rs. 3 Crore.

What is the Kotak Mahindra Bank FD rate for 2 years?

The Kotak Mahindra Bank FD rate for the 18 M to < 2 Yrs tenure is 6.55% p.a. for general citizens and 7.05% p.a. for senior citizens, for deposits below Rs. 3 Crore.

What is the Kotak Mahindra Bank FD rate for 3 years?

The Kotak Mahindra Bank FD rate for the 2 Yrs to < 3 Yrs tenure is 6.80% p.a. for general citizens and 7.30% p.a. for senior citizens, for deposits below Rs. 3 Crore.

What is the Kotak Mahindra Bank FD rate for 5 years?

The Kotak Mahindra Bank FD rate for the 4 Yrs to < 5 Yrs tenure is 6.40% p.a. for general citizens and 6.90% p.a. for senior citizens, for deposits below Rs. 3 Crore.

What is the minimum tenure for a Kotak Mahindra Bank FD?

The minimum tenure for a Kotak Mahindra Bank FD is 7 - 14 days, offering 2.75% p.a. for general citizens and 3.25% p.a. for senior citizens, for deposits below Rs. 3 Crore.

How much extra interest do senior citizens get on Kotak Mahindra Bank FDs?

Senior citizens get an additional 0.50% p.a. over the general FD rate across almost all Kotak Mahindra Bank tenures.

What is the Kotak Mahindra Bank FD interest rate for general citizens?

Kotak Mahindra Bank offers fixed deposit interest rates ranging from 2.75% to 6.80% p.a. for general citizens, depending on the deposit tenure chosen, on deposits below Rs. 3 Crore.

What is the Kotak Mahindra Bank FD interest rate for senior citizens?

Kotak Mahindra Bank offers fixed deposit interest rates ranging from 3.25% to 7.30% p.a. for senior citizens, depending on the deposit tenure chosen, on deposits below Rs. 3 Crore.

What are the available FD tenure options in Kotak Mahindra Bank?

Kotak Mahindra Bank offers fixed deposit tenures ranging from 7 - 14 days to 5 Yrs - 10 Yrs, so you can choose a duration that fits your savings goal, on deposits below Rs. 3 Crore.

What is the minimum and maximum deposit amount for a Kotak Mahindra Bank FD?

You can open a Kotak Mahindra Bank fixed deposit with an amount starting from Rs. 1, up to a maximum of Rs. 300 Crore and above.

How can I check my Kotak Mahindra Bank FD balance?

You can check your Kotak Mahindra Bank FD balance through online or offline modes. Online, simply log in to the Kotak Mahindra Bank internet banking or mobile banking app to view your FD details instantly. Offline, you can visit your nearest Kotak Mahindra Bank branch and get your passbook updated for an FD balance enquiry.

Is there a limit on how many FDs I can open with Kotak Mahindra Bank?

No, there is no restriction on the number of fixed deposits you can open with Kotak Mahindra Bank. You can open multiple FDs across different tenures and amounts based on your financial planning needs.

Latest Updates

Kotak Mahindra Bank Hikes Interest Rates on Fixed Deposits

The private lender – Kotak Mahindra Bank announced a hike in interest rates of fixed deposits with effect from November 15, 2018. The new interest rates are applicable to all the deposits whose value is up to Rs 1 crore.

The normal citizens will receive an interest of 3.50% per annum on the deposits which are parked for a period of 7 – 14 days and the senior citizens will get an additional 0.50% added with the regular interest rate which will come up to 4.00% per annum on fixed deposits with a tenure of 7 – 14 days.

The regular investors can secure the highest rate of interest from the bank by parking their fund for a period of 365 days – 389 days or for 390 days ( 12 months and 25 days) and get 7.30% interest per annum.

⏱ 19 November 2018

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