DSP Savings Fund - Direct Plan IDCW-Monthly | DSP Savings Fund - Direct Plan NAV Today [11.03], Performance & History

Debt Money Market Direct

Regular

Direct

3 Year Absolute Returns

1.58% ↑

NAV (₹) on 02 Apr 2026

11.03

1 Day NAV Change

0.04%

Risk Level

Low to Moderate Risk

Rating

★ ★ ★ ☆ ☆

DSP Savings Fund - Direct Plan is a Debt mutual fund categorized under Gilts ST, offered by DSP Investment Managers Pvt. Ltd.. Launched on 01 Jan 2013, investors can start with a minimum SIP of ₹100 ... Read more

NAV History

Fund Details

Min. SIP Amount

₹100

Inception Date

01 Jan 2013

Min. Lumpsum Amount

₹ 100

Fund Age

13 Yrs

AUM

₹ 7,607.08 Cr.

Benchmark

CRISIL Money Market A-I Index

Expense Ratio

0.18%

Scheme Type

Open Ended

Exit Load

Nil%

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 7,607.08 Cr

Debt

41.51%

Money Market & Cash

89.71%

Other Assets & Liabilities

214.54%

Sector Holdings

Sectors	Weightage
Finance - Banks - Public Sector	32.34%
Finance - Banks - Private Sector	26.32%
Commercial Paper	15.45%
Certificate of Deposits	7.66%
Others - Not Mentioned	5.59%
Non-Banking Financial Company (NBFC)	4.43%
Finance & Investments	2.83%
Government Securities	2.37%
Pharmaceuticals	1.55%
Treps/Reverse Repo	1.17%
Treasury Bill	0.93%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
5.63% GOI 2026	4.08%	₹ 331.46	Others
TREPS / Reverse Repo Investments	4.02%	₹ 326.97	Others
Panatone Finvest Limited	3.46%	₹ 281.32	Others
Small Industries Development Bank of India	2.88%	₹ 234.28	Finance - Banks - Private Sector
Canara Bank	2.60%	₹ 211.15	Finance - Banks - Public Sector
Union Bank of India	2.42%	₹ 196.71	Finance - Banks - Public Sector
364 DAYS T-BILL 2027	2.34%	₹ 190.02	Others
HDFC Bank Limited	2.31%	₹ 187.52	Finance - Banks - Private Sector
Small Industries Development Bank of India	2.12%	₹ 171.94	Finance - Banks - Private Sector
364 DAYS T-BILL 2027	1.99%	₹ 161.68	Others
Export-Import Bank of India	1.81%	₹ 146.81	Others
Canara Bank	1.81%	₹ 146.76	Finance - Banks - Public Sector
IDFC First Bank Limited	1.81%	₹ 147.50	Others
IDFC First Bank Limited	1.81%	₹ 147.30	Others
Canara Bank	1.80%	₹ 146.70	Finance - Banks - Public Sector
Bank of Baroda	1.74%	₹ 141.44	Finance - Banks - Public Sector
National Bank for Agriculture and Rural Development	1.74%	₹ 141.15	Finance - Banks - Public Sector
HDFC Bank Limited	1.73%	₹ 140.98	Finance - Banks - Private Sector
IndusInd Bank Limited	1.73%	₹ 140.27	Finance - Banks - Private Sector
IDFC First Bank Limited	1.61%	₹ 131	Others
Axis Bank Limited	1.51%	₹ 122.94	Finance - Banks - Private Sector
Export-Import Bank of India	1.51%	₹ 122.66	Others
Bahadur Chand Investments Private Limited	1.47%	₹ 119.58	Others
Union Bank of India	1.45%	₹ 117.57	Finance - Banks - Public Sector
Torrent Pharmaceuticals Limited	1.45%	₹ 117.94	Pharmaceuticals
Canara Bank	1.44%	₹ 117.10	Finance - Banks - Public Sector
Muthoot Fincorp Limited	1.44%	₹ 116.85	Others
Standard Chartered Capital Limited	1.21%	₹ 98.10	Others
Equitas Small Finance Bank Limited	1.20%	₹ 97.53	Others
Cholamandalam Investment and Finance Company Limited	1.20%	₹ 97.60	Non-Banking Financial Company (NBFC)
Julius Baer Capital (India) Private Limited	1.20%	₹ 97.48	Others
Small Industries Development Bank of India	1.17%	₹ 95.36	Finance - Banks - Private Sector
Bank of Baroda	1.17%	₹ 95.27	Finance - Banks - Public Sector
Small Industries Development Bank of India	1.17%	₹ 94.72	Finance - Banks - Private Sector
Bank of Baroda	1.16%	₹ 94.67	Finance - Banks - Public Sector
ICICI Bank Limited	1.16%	₹ 93.99	Finance - Banks - Private Sector
Motilal Oswal Financial Services Limited	1.15%	₹ 93.15	Finance & Investments
National Bank for Agriculture and Rural Development	1.15%	₹ 93.88	Finance - Banks - Public Sector
IDFC First Bank Limited	1.15%	₹ 93.71	Others
Equitas Small Finance Bank Limited	1.14%	₹ 92.83	Others
Cholamandalam Investment and Finance Company Limited	0.91%	₹ 73.59	Non-Banking Financial Company (NBFC)
7.14% Gujarat SDL 2027	0.88%	₹ 71.28	Others
HDFC Bank Limited	0.88%	₹ 71.45	Finance - Banks - Private Sector
Bank of Baroda	0.88%	₹ 71.21	Finance - Banks - Public Sector
Bank of Baroda	0.87%	₹ 70.37	Finance - Banks - Public Sector
Punjab National Bank	0.78%	₹ 63.60	Finance - Banks - Public Sector
364 DAYS T-BILL 2026	0.61%	₹ 49.28	Others - Not Mentioned
182 DAYS T-BILL 2026	0.61%	₹ 49.28	Others - Not Mentioned
Muthoot Finance Limited	0.60%	₹ 48.81	Non-Banking Financial Company (NBFC)
364 DAYS T-BILL 2026	0.60%	₹ 48.65	Others - Not Mentioned
ICICI Securities Limited	0.60%	₹ 49.04	Finance & Investments
Ujjivan Small Finance Bank Limited	0.60%	₹ 48.79	Others
Bank of Baroda	0.60%	₹ 48.55	Finance - Banks - Public Sector
Axis Bank Limited	0.60%	₹ 48.38	Finance - Banks - Private Sector
Canara Bank	0.60%	₹ 49.05	Finance - Banks - Public Sector
Axis Bank Limited	0.60%	₹ 48.93	Finance - Banks - Private Sector
Indian Bank	0.60%	₹ 48.92	Finance - Banks - Public Sector
Union Bank of India	0.60%	₹ 48.81	Finance - Banks - Public Sector
Muthoot Finance Limited	0.59%	₹ 47.95	Non-Banking Financial Company (NBFC)
Nuvama Wealth Management Limited	0.59%	₹ 47.71	Others
Indian Bank	0.59%	₹ 47.73	Finance - Banks - Public Sector
Cholamandalam Investment and Finance Company Limited	0.58%	₹ 47.21	Non-Banking Financial Company (NBFC)
Tata Housing Development Company Limited	0.58%	₹ 46.89	Others
Bank of Baroda	0.58%	₹ 46.91	Finance - Banks - Public Sector
Punjab National Bank	0.58%	₹ 46.90	Finance - Banks - Public Sector
Bank of Baroda	0.58%	₹ 46.84	Finance - Banks - Public Sector
Kotak Mahindra Bank Limited	0.58%	₹ 46.84	Finance - Banks - Private Sector
Bank of Baroda	0.58%	₹ 47.40	Finance - Banks - Public Sector
Canara Bank	0.58%	₹ 47.13	Finance - Banks - Public Sector
Axis Bank Limited	0.58%	₹ 47.07	Finance - Banks - Private Sector
National Bank for Agriculture and Rural Development	0.58%	₹ 47.01	Finance - Banks - Public Sector
National Bank for Agriculture and Rural Development	0.58%	₹ 46.98	Finance - Banks - Public Sector
Bank of Baroda	0.58%	₹ 47.52	Finance - Banks - Public Sector
Nuvama Wealth Finance Limited	0.57%	₹ 46.28	Others
Cholamandalam Investment and Finance Company Limited	0.57%	₹ 46.72	Non-Banking Financial Company (NBFC)
Axis Securities Limited	0.57%	₹ 46.62	Others
Angel One Limited	0.49%	₹ 39.78	Others
364 DAYS T-BILL 2026	0.43%	₹ 34.86	Others - Not Mentioned
7.08% Karnataka SDL 2026	0.33%	₹ 26.58	Others
7.39% Maharashtra SDL 2026	0.32%	₹ 25.77	Others
91 DAYS T-BILL 2026	0.31%	₹ 24.97	Others - Not Mentioned
Motilal Oswal Financial Services Limited	0.30%	₹ 24.38	Finance & Investments
Motilal Oswal Financial Services Limited	0.30%	₹ 24.36	Finance & Investments
Motilal Oswal Finvest Limited	0.30%	₹ 24.36	Others
Hero Housing Finance Limited	0.30%	₹ 24.66	Others
Hero Housing Finance Limited	0.30%	₹ 24.50	Others
Cholamandalam Investment and Finance Company Limited	0.30%	₹ 24.50	Non-Banking Financial Company (NBFC)
Bank of Baroda	0.30%	₹ 24.55	Finance - Banks - Public Sector
IDFC First Bank Limited	0.30%	₹ 24.53	Others
Union Bank of India	0.30%	₹ 24.46	Finance - Banks - Public Sector
Axis Bank Limited	0.30%	₹ 24.46	Finance - Banks - Private Sector
HDFC Bank Limited	0.30%	₹ 24.41	Finance - Banks - Private Sector
HDFC Bank Limited	0.30%	₹ 24.22	Finance - Banks - Private Sector
ICICI Securities Limited	0.29%	₹ 23.92	Finance & Investments
ICICI Securities Limited	0.29%	₹ 23.91	Finance & Investments
Small Industries Development Bank of India	0.29%	₹ 23.52	Finance - Banks - Private Sector
Union Bank of India	0.29%	₹ 23.67	Finance - Banks - Public Sector
SBI Funds Management Pvt Ltd/Fund Parent	0.29%	₹ 23.61	Others
Muthoot Fincorp Limited	0.28%	₹ 23.15	Others
7.38% Madhya Pradesh SDL 2026	0.19%	₹ 15.61	Others
182 DAYS T-BILL 2026	0.06%	₹ 4.98	Others - Not Mentioned

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	0.25%	0.46%	0.54%	0.52%
Category returns	3.43%	5.67%	13.09%	20.67%

Fund Objective

An Open Ended income Scheme, seeking to generate income through investment Central Government Securities of various maturities.

AMC Details

Name

DSP Investment Managers Pvt. Ltd.

Date of Incorporation

16 Dec 1996

CEO

Mr. Kalpen Parekh

CIO

Type

Pvt.Sector-Indian

Address

Mafatlal Centre, 10th Floor, Nariman Point, Mumbai, Maharashtra, India - 400021

Website

http://www.dspblackrock.com

[email protected]

Top Funds from Debt - Money Market

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
PGIM India Money Market Fund Liquid Regular	₹1,009.09	0.24%	0.30%	0.30%	₹176	0.46%	Low to Moderate
PGIM India Money Market Fund Liquid Regular	₹1,009.09	0.24%	0.30%	0.30%	₹176	0.46%	Low to Moderate
Franklin India Money Market Fund - Direct Plan Liquid Direct	₹10.09	0.10%	0.29%	-0.33%	₹3,553	0.14%	Low to Moderate
UTI Money Market Fund - Direct Plan Liquid Direct	₹1,253.26	-0.19%	0.03%	0.13%	₹17,285	0.12%	Moderate
UTI Money Market Fund - Direct Plan Liquid Direct	₹1,253.26	-0.19%	0.03%	0.13%	₹17,285	0.12%	Moderate
UTI Money Market Fund Liquid Regular	₹1,161.21	-0.19%	0.03%	0.13%	₹17,285	0.21%	Moderate
UTI Money Market Fund Liquid Regular	₹1,161.21	-0.19%	0.03%	0.13%	₹17,285	0.21%	Moderate
Tata Money Market Fund - Direct Plan Liquid Direct	₹5,040.95	6.71%	24.53%	37.36%	₹33,999	0.16%	Low to Moderate
SBI Savings Fund - Direct Plan FRF-ST Direct	₹16.79	8.57%	24.42%	36.72%	₹33,110	0.25%	Moderate
SBI Savings Fund - Direct Plan FRF-ST Direct	₹16.79	8.57%	24.42%	36.72%	₹33,110	0.25%	Moderate

Top Funds from DSP Investment Managers Pvt. Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
DSP Small Cap Fund - Direct Plan Diversified Direct	₹54.98	-1.33%	33.07%	50.52%	₹16,886	0.79%	Very High
DSP Small Cap Fund - Direct Plan Diversified Direct	₹54.98	-1.33%	33.07%	50.52%	₹16,886	0.79%	Very High
DSP Aggressive Hybrid Fund - Direct Plan Hybrid Direct	₹66.29	-6.11%	33.02%	38.28%	₹11,928	0.68%	Very High
DSP Aggressive Hybrid Fund - Direct Plan Hybrid Direct	₹66.29	-6.11%	33.02%	38.28%	₹11,928	0.68%	Very High
DSP Income Plus Arbitrage Omni FoF - Direct Plan Fund of Funds Direct	₹23.19	4.71%	32.44%	35.69%	₹1,539	0.42%	Moderate
DSP Nifty 50 Equal Weight Index Fund Index Regular	₹19.67	-2.28%	32.13%	53.12%	₹2,471	0.94%	Very High
DSP Nifty 50 Equal Weight Index Fund Index Regular	₹19.67	-2.28%	32.13%	53.12%	₹2,471	0.94%	Very High
DSP Quant Fund - Direct Plan Largecap Direct	₹20.71	-0.11%	31.80%	44.78%	₹838	0.55%	Very High
DSP Regular Savings Fund - Direct Plan Hybrid Direct	₹66	2.54%	31.20%	47.25%	₹191	0.53%	Moderately High
DSP Mid Cap Fund - Direct Plan MidsmallCap Direct	₹60.12	-3.87%	31.08%	17.59%	₹19,641	0.73%	Very High

FAQs

What is the current NAV of DSP Savings Fund - Direct Plan IDCW-Monthly?

The current Net Asset Value (NAV) of DSP Savings Fund - Direct Plan IDCW-Monthly is ₹11.03 as of 02 Apr 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of DSP Savings Fund - Direct Plan IDCW-Monthly?

The Assets Under Management (AUM) of DSP Savings Fund - Direct Plan IDCW-Monthly is ₹7,607.08 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of DSP Savings Fund - Direct Plan IDCW-Monthly?

DSP Savings Fund - Direct Plan IDCW-Monthly has delivered returns of 0.46% (1 Year), 0.52% (3 Year), 0.44% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of DSP Savings Fund - Direct Plan IDCW-Monthly?

DSP Savings Fund - Direct Plan IDCW-Monthly has a risk rating of 'Low to Moderate' as per the SEBI Riskometer. This indicates the fund is suitable for investors comfortable with modest fluctuations. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for DSP Savings Fund - Direct Plan IDCW-Monthly?

The minimum lumpsum investment required for DSP Savings Fund - Direct Plan IDCW-Monthly is ₹100. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹100, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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