Kotak Credit Risk Fund - Direct Plan IDCW-Annual | Kotak Credit Risk Fund - Direct Plan NAV Today [26.73], Performance & History

Debt Credit Risk Direct

Regular

Direct

3 Year Absolute Returns

27.64% ↑

NAV (₹) on 18 Jun 2026

26.73

1 Day NAV Change

0.04%

Risk Level

High Risk

Rating

★ ★ ★ ☆ ☆

Kotak Credit Risk Fund - Direct Plan is a Debt mutual fund categorized under STP, offered by Kotak Mahindra Asset Management Company Ltd.. Launched on 25 Mar 2014, investors can start with a minimum ... Read more

NAV History

Fund Details

Min. SIP Amount

₹100

Inception Date

25 Mar 2014

Min. Lumpsum Amount

₹ 100

Fund Age

12 Yrs

AUM

₹ 761.05 Cr.

Benchmark

CRISIL Credit Risk Debt B-II Index

Expense Ratio

0.80%

Scheme Type

Open Ended

Exit Load

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 761.05 Cr

Debt

749.16%

Money Market & Cash

30.73%

Other Assets & Liabilities

110.1%

Sector Holdings

Sectors	Weightage
Debentures	73.09%
Government Securities	6.39%
Finance & Investments	5.82%
Real Estate Investment Trusts (REIT)	5.20%
Investment Trust	3.49%
Current Assets	2.70%
Debt	1.48%
Treps/Reverse Repo	1.14%
Others	0.55%
Services - Others	0.14%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
JUBILANT BEVCO LIMITED -	7.64%	₹ 54.32	Others
9.50% VEDANTA LTD.	7.10%	₹ 50.48	Others
10.81% BAMBOO HOTEL AND GLOBAL CENTRE (DELHI) PRIVATE LTD	7.09%	₹ 50.39	Others
8.25% TATA PROJECTS LTD.	7.08%	₹ 50.33	Others
6.52% REC LTD	6.98%	₹ 49.62	Others
8.55% ADITYA BIRLA REAL ESTATE LTD	6.39%	₹ 45.43	Others
7.49% Karnataka State Govt - 2035 - Karnataka	6.38%	₹ 45.36	Finance & Investments
8.60% ADITYA BIRLA RENEWABLES LIMITED	5.67%	₹ 40.28	Others
6.48% Central Government - 2035	4.86%	₹ 34.54	Others
9.30% AU SMALL FINANCE BANK LTD.	4.25%	₹ 30.22	Others
EMBASSY OFFICE PARKS REIT	3.81%	₹ 27.06	Real Estate Investment Trusts (REIT)
INDUS INFRA TRUST	3.75%	₹ 26.66	Investment Trust
7.44% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT	3.54%	₹ 25.17	Others
8.37% AADHAR HOUSING FINANCE LIMITED	2.85%	₹ 20.22	Others
8.65% AADHAR HOUSING FINANCE LIMITED	2.85%	₹ 20.25	Others
BROOKFIELD REIT	2.37%	₹ 16.85	Real Estate Investment Trusts (REIT)
9.15% ANDHRA PRADESH STATE BEVERAGES CORPORATION LIMITED	2.13%	₹ 15.15	Others
Net Current Assets/(Liabilities)	1.68%	₹ 11.76	Others
7.59% THDC India Ltd. (THDCIL)	1.41%	₹ 9.99	Others
SO PTC VAJRA TRUST (SERIES A1) 20/02/2029 (MAT 20/02/2027)(VAJRA TRUST)	1.37%	₹ 9.73	Others
Triparty Repo	0.98%	₹ 7	Others
7.68% GODREJ SEEDS AND GENETICS LTD.	0.87%	₹ 6.19	Others
7.68% GODREJ SEEDS AND GENETICS LTD.	0.87%	₹ 6.20	Others
7.68% GODREJ SEEDS AND GENETICS LTD.	0.87%	₹ 6.20	Others
7.68% GODREJ SEEDS AND GENETICS LTD.	0.87%	₹ 6.21	Others
8.50% Nirma Ltd.	0.71%	₹ 5.03	Others
7.24% Central Government - 2055	0.69%	₹ 4.94	Others
SO PTC SANSAR TRUST (SERIES A1) 25/06/2030 ( MAT 31/08/2027)(SANSAR TRUST)	0.63%	₹ 4.49	Others
SBI ALTERNATIVE INVESTMENT FUND	0.58%	₹ 4.11	Others
9.70% U P Power Corporation Ltd	0.50%	₹ 3.52	Others
9.70% U P Power Corporation Ltd	0.50%	₹ 3.56	Others
9.70% U P Power Corporation Ltd	0.50%	₹ 3.55	Others
SO PTC DHRUVA TRUST (SERIES A1) 24/03/2030 (MAT 24/10/2029)(DHRUVA TRUST)	0.45%	₹ 3.22	Others
9.95% U P Power Corporation Ltd	0.29%	₹ 2.04	Others
9.95% U P Power Corporation Ltd	0.29%	₹ 2.04	Others
9.95% U P Power Corporation Ltd	0.29%	₹ 2.05	Others
9.95% U P Power Corporation Ltd	0.28%	₹ 2.02	Others
8.10% ADITYA BIRLA REAL ESTATE LTD	0.28%	₹ 2	Others
9.70% U P Power Corporation Ltd	0.12%	₹ 0.88	Others
8.00% SURAT MUNICIPAL CORPORATION	0.08%	₹ 0.56	Services - Others
8.00% SURAT MUNICIPAL CORPORATION	0.08%	₹ 0.56	Services - Others
9.95% U P Power Corporation Ltd	0.07%	₹ 0.50	Others

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	5.11%	7.53%	8.17%	8.47%
Category returns	4.12%	5.37%	13.36%	20.77%

Fund Objective

The investment objective of the scheme is to generate income by investing in debt and money market securities across the yield curve and credit spectrum.

AMC Details

Name

Kotak Mahindra Asset Management Company Ltd.

Date of Incorporation

23 Jun 1998

CEO

Mr. Nilesh Shah

CIO

Mr. Deepak Agrawal Mr. Harsha Upadhyaya

Type

Pvt.Sector-Indian

Address

27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai, Maharashtra, India - 400051

Website

http://www.assetmanagement.kotak.com

[email protected]

Top Funds from Debt - Credit Risk

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
DSP Credit Risk Fund - Direct Plan FRF-ST Direct	₹59.59	10.00%	58.64%	84.56%	₹258	0.40%	Moderately High
DSP Credit Risk Fund FRF-ST Regular	₹54.17	9.12%	55.02%	77.29%	₹258	1.17%	Moderately High
Aditya Birla Sun Life Credit Risk Fund - Direct Plan Income Direct	₹27.55	12.79%	44.06%	66.89%	₹1,391	0.79%	Moderately High
Aditya Birla Sun Life Credit Risk Fund - Direct Plan Income Direct	₹27.55	12.79%	44.05%	66.89%	₹1,391	0.79%	Moderately High
Aditya Birla Sun Life Credit Risk Fund Income Regular	₹24.94	11.84%	40.34%	59.83%	₹1,391	1.59%	Moderately High
HSBC Credit Risk Fund - Direct Plan Income Direct	₹37.17	6.15%	39.76%	56.89%	₹471	0.95%	Moderately High
HSBC Credit Risk Fund Income Regular	₹33.52	5.43%	36.61%	0.00%	₹471	1.64%	Moderately High
HSBC Credit Risk Fund Income Regular	₹34.06	5.43%	36.58%	50.88%	₹471	1.64%	Moderately High
Bank of India Credit Risk Fund - Direct Plan Income Direct	₹14.65	17.38%	33.12%	240.85%	₹88	1.15%	Moderately High
Invesco India Credit Risk Fund - Direct Plan Income Direct	₹2,316.76	7.67%	31.69%	49.56%	₹160	0.28%	Moderately High

Top Funds from Kotak Mahindra Asset Management Company Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
Kotak Silver ETF ETF Regular	₹23.21	117.15%	222.11%	0.00%	₹3,851	0.35%	Very High
Kotak Silver ETF Fund of Fund - Direct Plan Fund of Funds Direct	₹32.10	115.83%	218.40%	0.00%	₹1,053	0.24%	Very High
Kotak Silver ETF Fund of Fund Fund of Funds Regular	₹31.64	114.89%	214.11%	0.00%	₹1,053	0.64%	Very High
Kotak Gold ETF ETF Regular	₹122.82	47.59%	141.21%	197.15%	₹14,892	0.52%	High
Kotak Gold Fund - Direct Plan Fund of Funds Direct	₹59.58	47.25%	140.41%	194.87%	₹7,065	0.11%	High
Kotak Gold Fund - Direct Plan Fund of Funds Direct	₹59.58	47.25%	140.41%	194.87%	₹7,065	0.11%	High
Kotak Gold Fund - Direct Plan Fund of Funds Direct	₹59.58	47.25%	140.41%	194.87%	₹7,065	0.11%	High
Kotak Gold Fund - Regular Plan Fund of Funds Regular	₹56.38	46.75%	137.96%	189.75%	₹7,065	0.45%	High
Kotak Gold Fund - Regular Plan Fund of Funds Regular	₹56.38	46.75%	137.96%	189.74%	₹7,065	0.45%	High
Kotak Gold Fund - Regular Plan Fund of Funds Regular	₹56.38	46.75%	137.96%	189.74%	₹7,065	0.45%	High

FAQs

What is the current NAV of Kotak Credit Risk Fund - Direct Plan IDCW-Annual?

The current Net Asset Value (NAV) of Kotak Credit Risk Fund - Direct Plan IDCW-Annual is ₹26.73 as of 18 Jun 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of Kotak Credit Risk Fund - Direct Plan IDCW-Annual?

The Assets Under Management (AUM) of Kotak Credit Risk Fund - Direct Plan IDCW-Annual is ₹761.05 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of Kotak Credit Risk Fund - Direct Plan IDCW-Annual?

Kotak Credit Risk Fund - Direct Plan IDCW-Annual has delivered returns of 7.53% (1 Year), 8.47% (3 Year), 6.70% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of Kotak Credit Risk Fund - Direct Plan IDCW-Annual?

Kotak Credit Risk Fund - Direct Plan IDCW-Annual has a risk rating of 'High' as per the SEBI Riskometer. This indicates the fund is suitable for aggressive investors with high risk tolerance. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for Kotak Credit Risk Fund - Direct Plan IDCW-Annual?

The minimum lumpsum investment required for Kotak Credit Risk Fund - Direct Plan IDCW-Annual is ₹100. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹100, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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