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Kotak Savings Fund - Regular Plan
Regular
Direct
3 Year Absolute Returns
-0.13% ↓
NAV (₹) on 31 Mar 2026
10.75
1 Day NAV Change
0.02%
Risk Level
Low to Moderate Risk
Rating
Kotak Savings Fund - Regular Plan is a Debt mutual fund categorized under FRF-LT, offered by Kotak Mahindra Asset Management Company Ltd.. Launched on 13 Aug 2004, investors can start with a minimum ... Read more
NAV History
Fund Details
Min. SIP Amount
₹100
Inception Date
13 Aug 2004
Min. Lumpsum Amount
₹ 100
Fund Age
21 Yrs
AUM
₹ 14,966.21 Cr.
Benchmark
NIFTY Ultra Short Duration Debt Index A-I
Expense Ratio
0.82%
Scheme Type
Open Ended
Exit Load
Nil%
Returns Calculator
Investment amount per month
₹1,000
Over the past
Would have become
On total investment of
*Calculation based on past performance of this fund.
Asset Allocation
AUM
₹ 14,966.21 Cr
Debt
202.15%
Money Market & Cash
53.17%
Other Assets & Liabilities
150.88%
Sector Holdings
| Sectors | Weightage |
|---|---|
| Debentures | 29.99% |
| Finance - Banks - Private Sector | 21.80% |
| Finance - Banks - Public Sector | 18.23% |
| Commercial Paper | 7.34% |
| Others - Not Mentioned | 7.14% |
| Government Securities | 5.25% |
| Finance & Investments | 4.93% |
| Non-Banking Financial Company (NBFC) | 3.61% |
| Debt | 2.73% |
| Finance - Housing | 1.31% |
| Pharmaceuticals | 0.92% |
| Others | 0.31% |
| Treps/Reverse Repo | 0.05% |
| Zero Coupon Bonds | 0.04% |
Stock Holdings
| Name | Weightage | Value (in Cr.) | Sector |
|---|---|---|---|
| AXIS BANK LTD. | 4.41% | ₹ 660.14 | Finance - Banks - Private Sector |
| 7.80% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT | 3.86% | ₹ 577.77 | Others |
| BANK OF BARODA | 3.77% | ₹ 563.87 | Finance - Banks - Public Sector |
| 6.54% Tamil Nadu State Govt - 2029 - Tamil Nadu | 3.00% | ₹ 449.44 | Others |
| CANARA BANK | 2.20% | ₹ 329.41 | Finance - Banks - Public Sector |
| HDFC BANK LTD. | 2.20% | ₹ 329.22 | Finance - Banks - Private Sector |
| 6.90% Maharashtra State Govt - 2030 - Maharashtra | 2.02% | ₹ 301.58 | Finance & Investments |
| 7.99% MANKIND PHARMA LTD | 2.01% | ₹ 300.85 | Others |
| INDUSIND BANK LTD. | 1.90% | ₹ 283.97 | Finance - Banks - Private Sector |
| 182 DAYS TREASURY BILL 06/08/2026 | 1.63% | ₹ 244.69 | Others - Not Mentioned |
| BANK OF BARODA | 1.60% | ₹ 238.97 | Finance - Banks - Public Sector |
| NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT | 1.57% | ₹ 235.52 | Finance - Banks - Public Sector |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 1.57% | ₹ 234.58 | Finance - Banks - Private Sector |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 1.56% | ₹ 233.98 | Finance - Banks - Private Sector |
| HDFC BANK LTD. | 1.56% | ₹ 233.72 | Finance - Banks - Private Sector |
| YES BANK LTD. | 1.55% | ₹ 232.65 | Finance - Banks - Private Sector |
| IIFL FINANCE LIMITED | 1.54% | ₹ 230.98 | Others |
| Central Government - 2028 | 1.52% | ₹ 227.20 | Others |
| PUNJAB NATIONAL BANK | 1.41% | ₹ 211.53 | Finance - Banks - Public Sector |
| SO PTC RADHAKRISHNA SECURITISATION TRUST 28/09/2028(RADHAKRISHNA TRUST) | 1.39% | ₹ 208.23 | Others |
| 7.44% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT | 1.34% | ₹ 200.57 | Others |
| 9.40% VEDANTA LTD. | 1.34% | ₹ 200.30 | Others |
| 7.65% POONAWALLA FINCORP LIMITED | 1.33% | ₹ 199.75 | Others |
| 7.45% TORRENT PHARMACEUTICALS LTD. | 1.33% | ₹ 199.33 | Others |
| 182 DAYS TREASURY BILL 28/05/2026 | 1.32% | ₹ 197.88 | Others - Not Mentioned |
| 7.30% BHARTI TELECOM LTD. | 1.31% | ₹ 196.47 | Others |
| BAJAJ HOUSING FINANCE LTD. | 1.31% | ₹ 196.77 | Finance - Housing |
| 8.20% ADANI POWER LTD | 1.27% | ₹ 189.54 | Others |
| 364 DAYS TREASURY BILL 11/02/2027 | 1.27% | ₹ 190.30 | Others - Not Mentioned |
| CANARA BANK | 1.26% | ₹ 188.06 | Finance - Banks - Public Sector |
| PUNJAB & SIND BANK | 1.25% | ₹ 186.81 | Finance - Banks - Public Sector |
| 9.15% PIRAMAL FINANCE LTD | 1.17% | ₹ 175.66 | Others |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 1.15% | ₹ 172.57 | Finance - Banks - Private Sector |
| 8.80% 360 ONE PRIME LTD. | 1.00% | ₹ 150.05 | Others |
| Citicorp Finance (India) Ltd. | 1.00% | ₹ 150 | Finance & Investments |
| 7.87% LIC HOUSING FINANCE LTD. | 1.00% | ₹ 149.94 | Others |
| 8.95% NUVAMA WEALTH FINANCE LIMITED | 1.00% | ₹ 149.76 | Others |
| UCO BANK | 0.99% | ₹ 148.08 | Finance - Banks - Public Sector |
| 6.40% JAMNAGAR UTILITIES & POWER PRIVATE LIMITED | 0.99% | ₹ 148.84 | Others |
| IIFL FINANCE LIMITED | 0.99% | ₹ 147.73 | Others |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 0.96% | ₹ 143.41 | Finance - Banks - Private Sector |
| AXIS BANK LTD. | 0.95% | ₹ 142.73 | Finance - Banks - Private Sector |
| HDFC BANK LTD. | 0.95% | ₹ 142.25 | Finance - Banks - Private Sector |
| UNION BANK OF INDIA | 0.95% | ₹ 141.43 | Finance - Banks - Public Sector |
| TATA TELESERVICES LIMITED | 0.95% | ₹ 142.47 | Others |
| NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT | 0.94% | ₹ 140.40 | Finance - Banks - Public Sector |
| NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT | 0.94% | ₹ 140.10 | Finance - Banks - Public Sector |
| TATA HOUSING DEVELOPMENT CO. LTD. | 0.94% | ₹ 140.99 | Others |
| 7.44% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 0.93% | ₹ 139.73 | Others |
| IIFL FINANCE LIMITED | 0.93% | ₹ 139.20 | Others |
| TORRENT PHARMACEUTICALS LTD. | 0.92% | ₹ 137.14 | Pharmaceuticals |
| 7.97% MANKIND PHARMA LTD | 0.84% | ₹ 125.73 | Others |
| FEDERAL BANK LTD. | 0.79% | ₹ 117.53 | Finance - Banks - Private Sector |
| ADITYA BIRLA CAPITAL LTD | 0.78% | ₹ 116.78 | Finance & Investments |
| JUBILANT BEVCO LIMITED | 0.73% | ₹ 108.53 | Others |
| 6.04% Gujarat State Govt - 2026 - Gujarat | 0.67% | ₹ 100.12 | Finance & Investments |
| 8.78% MUTHOOT FINANCE LTD. | 0.67% | ₹ 100.80 | Others |
| 8.45% CAN FIN HOMES LTD. | 0.67% | ₹ 100.11 | Others |
| 8.75% 360 ONE PRIME LTD. | 0.67% | ₹ 99.85 | Others |
| 7.05% EMBASSY OFFICE PARKS REIT | 0.67% | ₹ 99.71 | Others |
| 7.30% TATA CAPITAL HOUSING FINANCE LTD. | 0.67% | ₹ 99.66 | Others |
| 6.92% Power Finance Corporation Ltd. | 0.66% | ₹ 99.30 | Others |
| BANK OF INDIA | 0.66% | ₹ 98.52 | Finance - Banks - Public Sector |
| BANK OF BARODA | 0.66% | ₹ 98.43 | Finance - Banks - Public Sector |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 0.66% | ₹ 98.40 | Finance - Banks - Private Sector |
| 364 DAYS TREASURY BILL 04/06/2026 | 0.66% | ₹ 98.84 | Others - Not Mentioned |
| 182 DAYS TREASURY BILL 04/06/2026 | 0.66% | ₹ 98.84 | Others - Not Mentioned |
| 182 DAYS TREASURY BILL 13/08/2026 | 0.65% | ₹ 97.78 | Others - Not Mentioned |
| 364 DAYS TREASURY BILL 10/09/2026 | 0.65% | ₹ 97.37 | Others - Not Mentioned |
| Manappuram Finance Ltd. | 0.64% | ₹ 95.87 | Non-Banking Financial Company (NBFC) |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 0.63% | ₹ 93.95 | Finance - Banks - Private Sector |
| INDUSIND BANK LTD. | 0.63% | ₹ 93.57 | Finance - Banks - Private Sector |
| Bahadur Chand Investments Private Limited | 0.63% | ₹ 94.52 | Others |
| Manappuram Finance Ltd. | 0.63% | ₹ 94.38 | Non-Banking Financial Company (NBFC) |
| MUTHOOT FINANCE LTD. | 0.63% | ₹ 93.82 | Non-Banking Financial Company (NBFC) |
| MUTHOOT FINANCE LTD. | 0.62% | ₹ 93.20 | Non-Banking Financial Company (NBFC) |
| BIRLA GROUP HOLDING PRIVATE LIMITED | 0.62% | ₹ 92.80 | Others |
| SO PTC IIFL FIN LIQUID GOLD (SERIES 14A) 20/07/2027(LIQUID GOLD SERIES 14) | 0.57% | ₹ 85.91 | Others |
| SO PTC IIFL FIN LIQUID GOLD (SERIES 8) 20/08/2027(LIQUID GOLD SERIES 9) | 0.53% | ₹ 78.88 | Others |
| 7.07% Tamil Nadu State Govt - 2026 - Tamil Nadu | 0.51% | ₹ 75.66 | Others |
| 8.65% BHARTI TELECOM LTD. | 0.51% | ₹ 75.93 | Others |
| 7.88% MUTHOOT FINANCE LTD. | 0.50% | ₹ 74.64 | Others |
| MUTHOOT FINANCE LTD. | 0.47% | ₹ 70.18 | Non-Banking Financial Company (NBFC) |
| CHOLAMANDALAM SECURITIES LIMITED | 0.43% | ₹ 64.71 | Others |
| 7.50% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT | 0.37% | ₹ 54.88 | Others |
| 9.31% VEDANTA LTD. | 0.34% | ₹ 50.14 | Others |
| 7.75% Hindustan Zinc Ltd. | 0.33% | ₹ 50 | Others |
| 7.12% TATA CAPITAL HOUSING FINANCE LTD. | 0.33% | ₹ 49.75 | Others |
| 6.65% LIC HOUSING FINANCE LTD. | 0.33% | ₹ 49.65 | Others |
| 7.68% GODREJ SEEDS AND GENETICS LTD. | 0.33% | ₹ 49.44 | Others |
| 7.68% GODREJ SEEDS AND GENETICS LTD. | 0.33% | ₹ 49.34 | Others |
| 7.68% GODREJ SEEDS AND GENETICS LTD. | 0.33% | ₹ 49.31 | Others |
| HDFC BANK LTD. | 0.33% | ₹ 49.33 | Finance - Banks - Private Sector |
| SBI ALTERNATIVE INVESTMENT FUND | 0.31% | ₹ 46 | Others |
| MUTHOOT FINANCE LTD. | 0.31% | ₹ 46.80 | Non-Banking Financial Company (NBFC) |
| MUTHOOT FINANCE LTD. | 0.31% | ₹ 46.62 | Non-Banking Financial Company (NBFC) |
| CREDILA FINANCIAL SERVICES PVT LTD | 0.31% | ₹ 46.38 | Others |
| 7.57% Gujarat State Govt - 2026 - Gujarat | 0.30% | ₹ 45.49 | Finance & Investments |
| 7.68% GODREJ SEEDS AND GENETICS LTD. | 0.30% | ₹ 44.55 | Others |
| 182 DAYS TREASURY BILL 19/03/2026 | 0.23% | ₹ 34.99 | Others - Not Mentioned |
| SO PTC INDIA UNIVERSAL TRUST AL1 (SERIES A1) 20/09/2026(INDIA UNIVERSAL TRUST AL1) | 0.22% | ₹ 33.46 | Others |
| 8.40% GODREJ PROPERTIES LIMITED | 0.17% | ₹ 25.27 | Others |
| GS CG 17/12/2026 - (STRIPS) | 0.16% | ₹ 24.19 | Others |
| 7.84% TATA CAPITAL HOUSING FINANCE LTD. | 0.16% | ₹ 24.01 | Others |
| STANDARD CHARTERED CAPITAL LTD. | 0.16% | ₹ 24.62 | Finance & Investments |
| 7.99% HDB FINANCIAL SERVICES LTD. | 0.10% | ₹ 15 | Others |
| 364 DAYS TREASURY BILL 19/03/2026 | 0.07% | ₹ 10 | Others - Not Mentioned |
| Triparty Repo | 0.05% | ₹ 8.10 | Others |
| TATA CAPITAL LTD.- (ZCB) | 0.04% | ₹ 6.67 | Others |
| 7.85% Andhra Pradesh State Govt - 2026 - Andhra Pradesh | 0.03% | ₹ 5.03 | Others |
| 8.50% CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LTD. | 0.03% | ₹ 5 | Others |
| 7.80% REC LTD | 0.03% | ₹ 4.99 | Others |
| CANARA BANK | 0.03% | ₹ 5 | Finance - Banks - Public Sector |
| 8.08% Maharashtra State Govt - 2026 - Maharashtra | 0.02% | ₹ 3.02 | Others |
| 6.40% LIC HOUSING FINANCE LTD. | 0.02% | ₹ 3.27 | Others |
| SO SANSAR TRUST(SANSAR TRUST) | 0.02% | ₹ 2.63 | Others |
| 7.17% Rajasthan State Govt - 2026 - Rajasthan | 0.01% | ₹ 2.13 | Others |
| 7.92% BAJAJ HOUSING FINANCE LTD. | 0.01% | ₹ 2 | Others |
| 6.75% Sikka Ports & Terminals Ltd. | 0.01% | ₹ 2 | Others |
Returns
| Annualised returns | ||||
|---|---|---|---|---|
| 9M | 1Y | 2Y | 3Y | |
| Fund returns | 0.03% | -0.31% | -0.06% | -0.04% |
| Category returns | 3.92% | 6.35% | 15.56% | 24.90% |
Fund Objective
The investment objective of the scheme will be to invest in debt and money market instruments to reduce the interest rate risk.
AMC Details
Name
Kotak Mahindra Asset Management Company Ltd.
Date of Incorporation
23 Jun 1998
CEO
Mr. Nilesh Shah
CIO
Mr. Deepak Agrawal Mr. Harsha Upadhyaya
Type
Pvt.Sector-Indian
Address
27 BKC, C-27, G Block,
Bandra Kurla Complex,
Bandra (E), Mumbai, Maharashtra, India - 400051
Website
http://www.assetmanagement.kotak.com
Email
Top Funds from Debt - Ultra Short Duration
Top Funds from Kotak Mahindra Asset Management Company Ltd.
|
Scheme Name
|
NAV
|
Returns
1Y
3Y
5Y
|
AUM (Cr)
|
Expense Ratio
|
Risk Meter
|
||
|---|---|---|---|---|---|---|---|
|
Kotak Debt Hybrid Fund - Direct Plan
Hybrid
Direct
|
₹66.66 | 1.93% | 32.96% | 58.29% | ₹2,944 | 0.48% |
Moderately High
|
|
Kotak Nifty 50 Index Fund
Index
Regular
|
₹14.74 | -1.40% | 32.74% | 0.00% | ₹1,055 | 0.32% |
Very High
|
|
Kotak Nifty 50 Index Fund
Index
Regular
|
₹14.74 | -1.40% | 32.74% | 0.00% | ₹1,055 | 0.32% |
Very High
|
|
Kotak Nifty 50 Index Fund
Index
Regular
|
₹14.74 | -1.40% | 32.74% | 0.00% | ₹1,055 | 0.32% |
Very High
|
|
Kotak Equity Savings Fund - Regular Plan
Hybrid
Regular
|
₹19.10 | 5.03% | 32.58% | 53.98% | ₹9,853 | 1.74% |
Moderately High
|
|
Kotak Equity Savings Fund - Regular Plan
Hybrid
Regular
|
₹19.10 | 5.03% | 32.58% | 53.98% | ₹9,853 | 1.74% |
Moderately High
|
|
Kotak Debt Hybrid Fund - Regular Plan
Hybrid
Regular
|
₹12.02 | -6.49% | 0.28% | -4.76% | ₹2,944 | 1.66% |
Moderately High
|
|
Kotak Debt Hybrid Fund - Regular Plan
Hybrid
Regular
|
₹12.02 | -6.49% | 0.28% | -4.76% | ₹2,944 | 1.66% |
Moderately High
|
|
Kotak Balanced Advantage Fund
Hybrid
Regular
|
₹19.56 | 1.69% | 30.66% | 47.99% | ₹17,591 | 1.65% |
Very High
|
|
Kotak Balanced Advantage Fund
Hybrid
Regular
|
₹19.56 | 1.69% | 30.66% | 47.99% | ₹17,591 | 1.65% |
Very High
|
FAQs
What is the current NAV of Kotak Savings Fund - Regular Plan Regular IDCW-Monthly?
The current Net Asset Value (NAV) of Kotak Savings Fund - Regular Plan Regular IDCW-Monthly is ₹10.75 as of 31 Mar 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.
What is the fund size (AUM) of Kotak Savings Fund - Regular Plan Regular IDCW-Monthly?
The Assets Under Management (AUM) of Kotak Savings Fund - Regular Plan Regular IDCW-Monthly is ₹14,966.21 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.
What are the historical returns of Kotak Savings Fund - Regular Plan Regular IDCW-Monthly?
Kotak Savings Fund - Regular Plan Regular IDCW-Monthly has delivered returns of -0.31% (1 Year), -0.04% (3 Year), 0.01% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.
What is the risk level of Kotak Savings Fund - Regular Plan Regular IDCW-Monthly?
Kotak Savings Fund - Regular Plan Regular IDCW-Monthly has a risk rating of 'Low to Moderate' as per the SEBI Riskometer. This indicates the fund is suitable for investors comfortable with modest fluctuations. Investors should align their investment choices with their personal risk tolerance and financial goals.
What is the minimum investment amount for Kotak Savings Fund - Regular Plan Regular IDCW-Monthly?
The minimum lumpsum investment required for Kotak Savings Fund - Regular Plan Regular IDCW-Monthly is ₹100. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹100, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.
Disclaimer: This is 3rd Party content/feed, viewers are requested to use their discretion and conduct proper diligence before investing, GoodReturns does not take any liability on the genuineness and correctness of the information in this article
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