SBI Credit Risk Fund - Direct Plan IDCW | SBI Credit Risk Fund - Direct Plan NAV Today [24.04], Performance & History

Debt Credit Risk Direct

Regular

Direct

3 Year Absolute Returns

28.73% ↑

NAV (₹) on 18 Mar 2026

24.04

1 Day NAV Change

0.03%

Risk Level

High Risk

Rating

★ ★ ★ ★ ☆

SBI Credit Risk Fund - Direct Plan is a Debt mutual fund categorized under FRF-LT, offered by SBI Funds Management Ltd.. Launched on 01 Jan 2013, investors can start with a minimum SIP of ₹100 or a ... Read more

NAV History

Fund Details

Min. SIP Amount

₹500

Inception Date

01 Jan 2013

Min. Lumpsum Amount

₹ 5,000

Fund Age

13 Yrs

AUM

₹ 2,165.58 Cr.

Benchmark

Nifty Credit Risk Bond Index B-II

Expense Ratio

0.89%

Scheme Type

Open Ended

Exit Load

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 2,165.58 Cr

Debt

272.67%

Money Market & Cash

5.9%

Other Assets & Liabilities

21.43%

Sector Holdings

Sectors	Weightage
Non Convertible Debentures	26.33%
Government Securities	12.50%
Construction, Contracting & Engineering	11.05%
Finance & Investments	6.67%
Investment Trust	4.41%
Finance - Banks - Private Sector	4.41%
Zero Coupon Bonds	4.33%
Pharmaceuticals	3.95%
Mining/Minerals	3.76%
Power - Generation/Distribution	3.49%
Finance - Housing	3.49%
Net Receivables/(Payables)	2.93%
Airport & Airport Services	2.42%
Paper & Paper Products	2.32%
Others - Not Mentioned	2.20%
Finance - Banks - Public Sector	2.10%
Furniture, Furnishing & Flooring	1.74%
Treps/Reverse Repo	0.82%
Telecom Services	0.70%
Others	0.38%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
7.02% CGL 2031	7.12%	₹ 154.26	Others
Infopark Properties Ltd.	4.85%	₹ 105	Others
Renew Solar Energy (Jharkhand Five) Pvt. Ltd.	4.75%	₹ 102.89	Others
H.G. Infra Engineering Ltd.	4.61%	₹ 99.74	Construction, Contracting & Engineering
NJ Capital Pvt. Ltd.	4.58%	₹ 99.26	Others
JTPM Metal Traders Ltd.	4.33%	₹ 93.80	Others
Sandur Manganese & Iron Ores Ltd.	3.76%	₹ 81.38	Mining/Minerals
Renserv Global Pvt Ltd.	3.70%	₹ 80.13	Others
Avanse Financial Services Ltd.	3.69%	₹ 79.97	Finance & Investments
Motilal Oswal Home Finance Ltd.	3.49%	₹ 75.65	Finance - Housing
Aditya Birla Renewables Ltd.	3.49%	₹ 75.52	Power - Generation/Distribution
Ashoka Buildcon Ltd.	3.46%	₹ 75.02	Construction, Contracting & Engineering
Cube Highways Trust	3.23%	₹ 70	Investment Trust
Yes Bank Ltd.( Tier II Bond under Basel III )	3.00%	₹ 65	Others
Kogta Financial (India) Ltd.	2.98%	₹ 64.63	Finance & Investments
Net Receivable / Payable	2.93%	₹ 63.43	Others
Gaursons India Pvt. Ltd.	2.75%	₹ 59.63	Construction, Contracting & Engineering
GMR Airports Ltd.	2.42%	₹ 52.47	Airport & Airport Services
Small Industries Development Bank of India	2.35%	₹ 50.83	Finance - Banks - Private Sector
Aditya Birla Real Estate Ltd.	2.32%	₹ 50.28	Paper & Paper Products
7.47% State Government of Karnataka 2036	2.32%	₹ 50.19	Others
364 DAY T-BILL 28.01.27	2.20%	₹ 47.61	Others - Not Mentioned
National Bank for Agriculture and Rural Development	2.10%	₹ 45.40	Finance - Banks - Public Sector
Eris Lifesciences Ltd.	2.09%	₹ 45.37	Pharmaceuticals
7.26% CGL 2032	1.92%	₹ 41.51	Others
Eris Lifesciences Ltd.	1.86%	₹ 40.22	Pharmaceuticals
Godrej Seeds & Genetics Ltd.	1.15%	₹ 24.82	Others
Godrej Seeds & Genetics Ltd.	1.15%	₹ 24.84	Others
Small Industries Development Bank of India	1.14%	₹ 24.74	Finance - Banks - Private Sector
Godrej Seeds & Genetics Ltd.	1.14%	₹ 24.78	Others
Godrej Seeds & Genetics Ltd.	1.14%	₹ 24.78	Others
6.48% CGL 2035	1.14%	₹ 24.67	Others
Vertis Infrastructure Trust	0.96%	₹ 20.71	Investment Trust
Yes Bank Ltd.	0.92%	₹ 19.86	Finance - Banks - Private Sector
Vistaar Financial Services Pvt Ltd.	0.87%	₹ 18.76	Others
Sheela Foam Ltd.	0.87%	₹ 18.75	Furniture, Furnishing & Flooring
Sheela Foam Ltd.	0.87%	₹ 18.75	Furniture, Furnishing & Flooring
TREPS	0.82%	₹ 17.76	Others
Mahanagar Telephone Nigam Ltd.	0.70%	₹ 15.12	Telecom Services
Corporate Debt Market Development Fund-A2	0.38%	₹ 8.26	Others
Ashoka Buildcon Ltd.	0.23%	₹ 5	Construction, Contracting & Engineering
Capital Infra Trust	0.22%	₹ 4.79	Investment Trust

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	4.84%	8.12%	8.42%	8.78%
Category returns	4.02%	7.00%	15.93%	25.29%

Fund Objective

The objective of the scheme is to provide the investors an opportunity to earn, in accordance with their requirements, through capital gains or through regular dividends, returns that would be higher ... Read more

AMC Details

Name

SBI Funds Management Ltd.

Date of Incorporation

29 Jun 1987

CEO

Mr. Nand Kishore

CIO

Mr. Rajeev Radhakrishnan, Mr. Rama Iyer Srinivasan

Type

Bank Sponsored

Address

9th Floor, Crescenzo, C-38 & 39, G Block, Bandra-Kurla Complex, Bandra (East), Mumbai, Maharashtra, India - 400051

Website

https://www.sbimf.com

[email protected]

Top Funds from Debt - Credit Risk

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
Nippon India Credit Risk Fund - Direct Plan Income LT Direct	₹40.74	9.51%	30.47%	55.71%	₹1,059	0.70%	High
Nippon India Credit Risk Fund - Direct Plan Income LT Direct	₹22.06	9.51%	30.47%	55.71%	₹1,059	0.70%	High
Invesco India Credit Risk Fund Income Regular	₹2,000.28	6.54%	30.39%	39.67%	₹162	1.45%	Moderately High
Invesco India Credit Risk Fund Income Regular	₹2,000.28	6.54%	30.39%	39.67%	₹162	1.45%	Moderately High
Invesco India Credit Risk Fund Income Regular	₹2,000.90	6.54%	30.39%	39.67%	₹162	1.45%	Moderately High
Bandhan Credit Risk Fund - Direct Plan Income Direct	₹13.63	8.30%	30.31%	25.92%	₹239	0.68%	Moderately High
Bandhan Credit Risk Fund - Direct Plan Income Direct	₹13.63	8.30%	30.31%	25.92%	₹239	0.68%	Moderately High
ICICI Prudential Credit Risk Fund - Direct Plan Income Direct	₹37.07	9.52%	29.80%	47.46%	₹5,946	0.76%	High
SBI Credit Risk Fund - Direct Plan FRF-LT Direct	₹16.39	8.12%	28.75%	44.34%	₹2,166	0.89%	High
SBI Credit Risk Fund - Direct Plan FRF-LT Direct	₹51.66	8.12%	28.74%	44.32%	₹2,166	0.89%	High

Top Funds from SBI Funds Management Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
SBI BSE Sensex ETF ETF Regular	₹821.51	-0.59%	32.44%	56.00%	₹1,21,593	0.04%	Very High
SBI Conservative Hybrid Fund - Div (Annual) Hybrid Regular	₹26.03	6.94%	32.24%	55.03%	₹9,871	1.10%	High
SBI Conservative Hybrid Fund - Div (Annual) Hybrid Regular	₹26.03	6.94%	32.24%	55.03%	₹9,871	1.10%	High
SBI Conservative Hybrid Fund Hybrid Regular	₹21.28	6.94%	32.24%	55.03%	₹9,871	1.54%	High
SBI Conservative Hybrid Fund Hybrid Regular	₹21.28	6.94%	32.24%	55.03%	₹9,871	1.54%	High
SBI Conservative Hybrid Fund Hybrid Regular	₹73.79	6.94%	32.24%	55.03%	₹9,871	1.54%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹15.65	3.67%	30.23%	57.26%	₹269	1.16%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹15.65	3.67%	30.22%	57.24%	₹269	1.16%	High
SBI Technology Opportunities Fund Sector Regular	₹108.74	-7.58%	29.17%	70.03%	₹4,273	1.92%	Very High
SBI Technology Opportunities Fund Sector Regular	₹108.74	-7.58%	29.17%	70.03%	₹4,273	1.92%	Very High

FAQs

What is the current NAV of SBI Credit Risk Fund - Direct Plan IDCW?

The current Net Asset Value (NAV) of SBI Credit Risk Fund - Direct Plan IDCW is ₹24.04 as of 18 Mar 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of SBI Credit Risk Fund - Direct Plan IDCW?

The Assets Under Management (AUM) of SBI Credit Risk Fund - Direct Plan IDCW is ₹2,165.58 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of SBI Credit Risk Fund - Direct Plan IDCW?

SBI Credit Risk Fund - Direct Plan IDCW has delivered returns of 8.12% (1 Year), 8.78% (3 Year), 7.61% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of SBI Credit Risk Fund - Direct Plan IDCW?

SBI Credit Risk Fund - Direct Plan IDCW has a risk rating of 'High' as per the SEBI Riskometer. This indicates the fund is suitable for aggressive investors with high risk tolerance. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for SBI Credit Risk Fund - Direct Plan IDCW?

The minimum lumpsum investment required for SBI Credit Risk Fund - Direct Plan IDCW is ₹5,000. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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