SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan IDCW | SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan NAV Today [16.45], Performance & History

Solution Oriented Retirement Fund Direct

Regular

Direct

3 Year Absolute Returns

23.18% ↑

NAV (₹) on 07 Sep 2026

16.45

1 Day NAV Change

-0.12%

Risk Level

High Risk

Rating

SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan is a Debt mutual fund categorized under Hybrid, offered by SBI Funds Management Ltd.. Launched on 20 Jan 2021, investors can start ... Read more

NAV History

Fund Details

Min. SIP Amount

₹500

Inception Date

20 Jan 2021

Min. Lumpsum Amount

₹ 5,000

Fund Age

5 Yrs

AUM

₹ 256.78 Cr.

Benchmark

CRISIL Hybrid 65+35 - Conservative Index

Expense Ratio

1.24%

Scheme Type

Open Ended

Exit Load

Nil%

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 256.78 Cr

Equity

38.68%

Debt

47.12%

Money Market & Cash

12.65%

Other Assets & Liabilities

1.55%

Sector Holdings

Sectors	Weightage
Government Securities	17.96%
Treps/Reverse Repo	12.65%
Non Convertible Debentures	7.63%
Finance - Banks - Private Sector	6.95%
Non-Banking Financial Company (NBFC)	6.82%
Finance - Banks - Public Sector	5.50%
Finance - Term Lending Institutions	3.94%
Telecom Services	3.93%
Pharmaceuticals	2.51%
Power - Generation/Distribution	2.49%
Cement	1.97%
Real Estate Investment Trusts (REIT)	1.95%
Construction, Contracting & Engineering	1.65%
Services - Others	1.63%
IT Consulting & Software	1.59%
Net Receivables/(Payables)	1.55%
Hotels, Resorts & Restaurants	1.53%
Realty	1.46%
Bearings	1.41%
Auto - Cars & Jeeps	1.32%
Paints/Varnishes	1.21%
Engineering - General	0.95%
Abrasives And Grinding Wheels	0.93%
Port & Port Services	0.87%
Auto - 2 & 3 Wheelers	0.74%
Forgings	0.69%
Chemicals - Speciality	0.66%
Chemicals - Others	0.64%
Holding Company	0.61%
Power - Transmission/Equipment	0.60%
Auto Ancl - Susp. & Braking - Others	0.59%
E-Commerce/E-Retail	0.56%
Electric Equipment - General	0.51%
Consumer Electronics	0.51%
Sugar	0.51%
Lenses/Optical Care	0.51%
Airlines	0.50%
Instrumentation & Process Control	0.48%
Finance & Investments	0.40%
Finance - Life Insurance	0.40%
Textiles - Readymade Apparels	0.37%
Welding Equipments	0.19%
Ceramics/Tiles/Sanitaryware	0.13%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
TREPS	12.65%	₹ 32.48	Others
6.64% CGL 2031	10.00%	₹ 25.69	Others
7.74% State Government of Tamil Nadu 2036	7.96%	₹ 20.45	Others
Bharat Sanchar Nigam Ltd.	3.93%	₹ 10.09	Telecom Services
National Bank for Agriculture and Rural Development	3.90%	₹ 10.02	Finance - Banks - Public Sector
Summit Digitel Infrastructure Pvt. Ltd.	2.93%	₹ 7.53	Others
HDFC Bank Ltd.	2.52%	₹ 6.47	Finance - Banks - Private Sector
ICICI Bank Ltd.	2.39%	₹ 6.15	Finance - Banks - Private Sector
Torrent Power Ltd.	2.00%	₹ 5.14	Power - Generation/Distribution
REC Ltd.	1.98%	₹ 5.09	Finance - Term Lending Institutions
Power Finance Corporation Ltd.	1.96%	₹ 5.04	Finance - Term Lending Institutions
Tata Power Renewable Energy Ltd. (Guaranteed by Tata Power Ltd.)	1.96%	₹ 5.03	Others
State Bank of India( AT1 Bond under Basel III )	1.96%	₹ 5.02	Others
Cholamandalam Investment & Finance Co. Ltd.	1.95%	₹ 5.01	Non-Banking Financial Company (NBFC)
Knowledge Realty Trust	1.95%	₹ 5.01	Real Estate Investment Trusts (REIT)
Muthoot Finance Ltd.	1.94%	₹ 4.99	Non-Banking Financial Company (NBFC)
Bajaj Finance Ltd.	1.92%	₹ 4.94	Non-Banking Financial Company (NBFC)
Larsen & Toubro Ltd.	1.65%	₹ 4.24	Construction, Contracting & Engineering
State Bank of India	1.60%	₹ 4.10	Finance - Banks - Public Sector
Net Receivable / Payable	1.55%	₹ 3.91	Others
Maruti Suzuki India Ltd.	1.32%	₹ 3.39	Auto - Cars & Jeeps
Ultratech Cement Ltd.	1.20%	₹ 3.08	Cement
Axis Bank Ltd.	1.07%	₹ 2.74	Finance - Banks - Private Sector
Bajaj Finance Ltd.	1.01%	₹ 2.59	Non-Banking Financial Company (NBFC)
Kotak Mahindra Bank Ltd.	0.97%	₹ 2.48	Finance - Banks - Private Sector
Urban Company Ltd.	0.90%	₹ 2.31	Services - Others
JSW Infrastructure Ltd.	0.87%	₹ 2.23	Port & Port Services
Anthem Biosciences Ltd.	0.83%	₹ 2.14	Pharmaceuticals
Union Bank of India( AT1 Bond under Basel III )	0.78%	₹ 2	Others
JSW Cement Ltd.	0.77%	₹ 1.99	Cement
Timken India Ltd.	0.74%	₹ 1.89	Bearings
TVS Motor Company Ltd.	0.73%	₹ 1.87	Auto - 2 & 3 Wheelers
Central Depository Services (I) Ltd.	0.73%	₹ 1.87	Services - Others
Sona Blw Precision Forgings Ltd.	0.69%	₹ 1.77	Forgings
Schaeffler India Ltd.	0.67%	₹ 1.72	Bearings
Pidilite Industries Ltd.	0.66%	₹ 1.69	Chemicals - Speciality
Asian Paints Ltd.	0.66%	₹ 1.70	Paints/Varnishes
Navin Fluorine International Ltd.	0.64%	₹ 1.65	Chemicals - Others
Divi's Laboratories Ltd.	0.63%	₹ 1.61	Pharmaceuticals
Jubilant Foodworks Ltd.	0.62%	₹ 1.59	Hotels, Resorts & Restaurants
Grindwell Norton Ltd.	0.62%	₹ 1.58	Abrasives And Grinding Wheels
Thermax Ltd.	0.61%	₹ 1.58	Engineering - General
Bajaj Finserv Ltd.	0.61%	₹ 1.58	Holding Company
Sudeep Pharma Ltd.	0.61%	₹ 1.56	Pharmaceuticals
Tech Mahindra Ltd.	0.60%	₹ 1.55	IT Consulting & Software
Acme Solar Holdings Ltd.	0.60%	₹ 1.54	Power - Transmission/Equipment
ZF Commercial Vehicle Control Systems India Ltd.	0.59%	₹ 1.52	Auto Ancl - Susp. & Braking - Others
The Indian Hotels Company Ltd.	0.59%	₹ 1.51	Hotels, Resorts & Restaurants
FSN E-Commerce Ventures Ltd.	0.56%	₹ 1.44	E-Commerce/E-Retail
Berger Paints India Ltd.	0.55%	₹ 1.42	Paints/Varnishes
Oberoi Realty Ltd.	0.54%	₹ 1.38	Realty
Coforge Ltd.	0.53%	₹ 1.37	IT Consulting & Software
ABB India Ltd.	0.51%	₹ 1.32	Electric Equipment - General
Voltas Ltd.	0.51%	₹ 1.32	Consumer Electronics
Balrampur Chini Mills Ltd.	0.51%	₹ 1.31	Sugar
Lenskart Solutions Ltd.	0.51%	₹ 1.30	Lenses/Optical Care
Interglobe Aviation Ltd.	0.50%	₹ 1.27	Airlines
Torrent Power Ltd.	0.49%	₹ 1.26	Power - Generation/Distribution
Honeywell Automation India Ltd.	0.48%	₹ 1.23	Instrumentation & Process Control
Godrej Properties Ltd.	0.47%	₹ 1.21	Realty
LTM Ltd.	0.46%	₹ 1.18	IT Consulting & Software
DLF Ltd.	0.45%	₹ 1.16	Realty
Biocon Ltd.	0.44%	₹ 1.13	Pharmaceuticals
HDB Financial Services Ltd.	0.40%	₹ 1.03	Finance & Investments
ICICI Prudential Life Insurance Company Ltd.	0.40%	₹ 1.02	Finance - Life Insurance
Page Industries Ltd.	0.37%	₹ 0.96	Textiles - Readymade Apparels
Pitti Engineering Ltd.	0.34%	₹ 0.88	Engineering - General
Brigade Hotel Ventures Ltd.	0.32%	₹ 0.82	Hotels, Resorts & Restaurants
Carborundum Universal Ltd.	0.31%	₹ 0.79	Abrasives And Grinding Wheels
ESAB India Ltd.	0.19%	₹ 0.50	Welding Equipments
Kajaria Ceramics Ltd.	0.13%	₹ 0.34	Ceramics/Tiles/Sanitaryware
TVS Motor Company Ltd.	0.01%	₹ 0.03	Auto - 2 & 3 Wheelers

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	1.60%	3.85%	2.99%	7.20%
Category returns	2.11%	4.31%	9.91%	24.90%

Fund Objective

The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset ... Read more

AMC Details

Name

SBI Funds Management Ltd.

Date of Incorporation

29 Jun 1987

CEO

Mr. Nand Kishore

CIO

Mr. Rajeev Radhakrishnan, Mr. Rama Iyer Srinivasan

Type

Bank Sponsored

Address

9th Floor, Crescenzo, C-38 & 39, G Block, Bandra-Kurla Complex, Bandra (East), Mumbai, Maharashtra, India - 400051

Website

https://www.sbimf.com

[email protected]

Scheme Name	NAV	Returns 1Y 3Y 5Y	AUM (Cr)	Expense Ratio	Risk Meter
ICICI Prudential Retirement Fund - Pure Equity - Direct Plan Diversified Direct	₹39.40	10.52%	72.58%	147.33%	₹2,096	0.86%	Very High
ICICI Prudential Retirement Fund - Pure Equity - Direct Plan Diversified Direct	₹39.41	10.52%	72.55%	147.39%	₹2,096	0.86%	Very High
ICICI Prudential Retirement Fund - Pure Equity Diversified Regular	₹35.23	9.07%	65.63%	131.02%	₹2,096	2.12%	Very High
ICICI Prudential Retirement Fund - Pure Equity Diversified Regular	₹35.22	9.04%	65.59%	130.95%	₹2,096	2.12%	Very High
ICICI Prudential Retirement Fund - Hybrid Aggressive -... Hybrid Direct	₹31.59	10.11%	63.42%	106.07%	₹1,273	1.13%	Very High
ICICI Prudential Retirement Fund - Hybrid Aggressive -... Hybrid Direct	₹31.58	10.11%	63.37%	106.00%	₹1,273	1.13%	Very High
Aditya Birla Sun Life Retirement Fund - The 30s Plan -... Diversified Direct	₹25.51	16.10%	57.81%	81.80%	₹473	1.30%	Very High
ICICI Prudential Retirement Fund - Hybrid Aggressive Hybrid Regular	₹28.15	8.60%	56.56%	92.02%	₹1,273	2.40%	Very High
ICICI Prudential Retirement Fund - Hybrid Aggressive Hybrid Regular	₹28.14	8.56%	56.51%	91.95%	₹1,273	2.40%	Very High
Aditya Birla Sun Life Retirement Fund - The 30s Plan Diversified Regular	₹22.78	14.57%	51.71%	69.70%	₹473	2.59%	Very High

Top Funds from SBI Funds Management Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
SBI Gold Fund - Direct Plan Fund of Funds Direct	₹46.38	41.72%	149.73%	206.85%	₹15,812	0.24%	Very High
SBI Gold Fund - Direct Plan Fund of Funds Direct	₹46.31	41.72%	149.73%	206.85%	₹15,812	0.24%	Very High
SBI Gold Fund - Direct Plan Fund of Funds Direct	₹46.31	41.72%	149.73%	206.85%	₹15,812	0.24%	Very High
SBI Gold ETF ETF Regular	₹129	41.81%	148.55%	206.23%	₹24,425	0.65%	High
SBI Gold Fund Fund of Funds Regular	₹44.23	41.47%	148.29%	203.14%	₹15,812	0.42%	Very High
SBI Gold Fund Fund of Funds Regular	₹44.24	41.46%	148.26%	203.11%	₹15,812	0.42%	Very High
SBI Gold Fund Fund of Funds Regular	₹44.24	41.46%	148.26%	203.11%	₹15,812	0.42%	Very High
SBI US Specific Equity Active FoF - Direct Plan Fund of Funds Direct	₹25.11	25.91%	96.89%	120.35%	₹1,210	1.02%	Very High
SBI US Specific Equity Active FoF - Direct Plan Fund of Funds Direct	₹25.11	25.91%	96.89%	120.35%	₹1,210	1.02%	Very High
SBI US Specific Equity Active FoF - Direct Plan Fund of Funds Direct	₹25.11	25.91%	96.89%	120.35%	₹1,210	1.02%	Very High

FAQs

What is the current NAV of SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan IDCW?

The current Net Asset Value (NAV) of SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan IDCW is ₹16.45 as of 07 Sep 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan IDCW?

The Assets Under Management (AUM) of SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan IDCW is ₹256.78 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan IDCW?

SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan IDCW has delivered returns of 3.85% (1 Year), 7.20% (3 Year), 8.09% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan IDCW?

SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan IDCW has a risk rating of 'High' as per the SEBI Riskometer. This indicates the fund is suitable for aggressive investors with high risk tolerance. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan IDCW?

The minimum lumpsum investment required for SBI Retirement Benefit Fund - Conservative Hybrid Plan - Direct Plan IDCW is ₹5,000. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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