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UTI Banking & Financial Services Fund - Direct Plan
Regular
Direct
3 Year Absolute Returns
49.29% ↑
NAV (₹) on 01 Apr 2026
78.61
1 Day NAV Change
1.77%
Risk Level
Very High Risk
Rating
UTI Banking & Financial Services Fund - Direct Plan is a Equity mutual fund categorized under Sector, offered by UTI Asset Management Co. Ltd.. Launched on 01 Jan 2013, investors can start with a ... Read more
NAV History
Fund Details
Min. SIP Amount
₹500
Inception Date
01 Jan 2013
Min. Lumpsum Amount
₹ 5,000
Fund Age
13 Yrs
AUM
₹ 1,425.24 Cr.
Benchmark
Nifty Financial Services Total Return
Expense Ratio
1.06%
Scheme Type
Open Ended
Exit Load
1%
Returns Calculator
Investment amount per month
₹1,000
Over the past
Would have become
On total investment of
*Calculation based on past performance of this fund.
Asset Allocation
AUM
₹ 1,425.24 Cr
Equity
194.65%
Debt
0.03%
Other Assets & Liabilities
5.32%
Sector Holdings
| Sectors | Weightage |
|---|---|
| Finance - Banks - Private Sector | 56.31% |
| Non-Banking Financial Company (NBFC) | 10.39% |
| Finance - Banks - Public Sector | 10.37% |
| Finance - Life Insurance | 3.78% |
| Current Assets | 3.29% |
| Finance - Housing | 2.77% |
| Finance & Investments | 2.76% |
| Exchange Platform | 2.57% |
| Finance - Term Lending Institutions | 2.04% |
| Finance - Non Life Insurance | 2.00% |
| Finance - Mutual Funds | 1.36% |
| Holding Company | 1.17% |
| IT Consulting & Software | 0.51% |
| Microfinance Institutions | 0.44% |
| Finance - Reinsurance | 0.23% |
| Short Term Deposits | 0.01% |
Stock Holdings
| Name | Weightage | Value (in Cr.) | Sector |
|---|---|---|---|
| HDFC BANK LIMITED | 14.01% | ₹ 199.74 | Finance - Banks - Private Sector |
| ICICI BANK LTD | 13.79% | ₹ 196.49 | Finance - Banks - Private Sector |
| AXIS BANK LTD. | 10.78% | ₹ 153.61 | Finance - Banks - Private Sector |
| KOTAK MAHINDRA BANK LTD. | 9.47% | ₹ 134.94 | Finance - Banks - Private Sector |
| STATE BANK OF INDIA | 7.17% | ₹ 102.14 | Finance - Banks - Public Sector |
| BAJAJ FINANCE LTD. | 5.66% | ₹ 80.67 | Non-Banking Financial Company (NBFC) |
| SHRIRAM FINANCE LTD | 3.79% | ₹ 53.97 | Non-Banking Financial Company (NBFC) |
| NET CURRENT ASSETS | 3.29% | ₹ 46.86 | Others |
| KARUR VYSYA BANK LTD. | 2.89% | ₹ 41.23 | Finance - Banks - Private Sector |
| UJJIVAN SMALL FINANCE BANK LTD | 2.66% | ₹ 37.94 | Finance - Banks - Private Sector |
| MULTI COMMODITY EXCHANGE OF IN | 2.57% | ₹ 36.65 | Exchange Platform |
| HDFC LIFE INSURANCE COMPANY LI | 2.21% | ₹ 31.47 | Finance - Life Insurance |
| REC LTD | 2.04% | ₹ 29.12 | Finance - Term Lending Institutions |
| ICICI LOMBARD GENERAL INSURANC | 2.00% | ₹ 28.52 | Finance - Non Life Insurance |
| MAX FINANCIAL SERVICES LTD. | 1.98% | ₹ 28.29 | Finance & Investments |
| BANK OF BARODA | 1.81% | ₹ 25.76 | Finance - Banks - Public Sector |
| SBI LIFE INSURANCE COMPANY LTD | 1.57% | ₹ 22.41 | Finance - Life Insurance |
| FEDERAL BANK LTD. | 1.47% | ₹ 20.99 | Finance - Banks - Private Sector |
| INDIA SHELTER FINANCE CORPORATION LTD | 1.42% | ₹ 20.17 | Finance - Housing |
| INDIAN BANK | 1.39% | ₹ 19.81 | Finance - Banks - Public Sector |
| AAVAS FINANCIERS LTD. | 1.35% | ₹ 19.28 | Finance - Housing |
| BAJAJ FINSERV LTD. | 1.17% | ₹ 16.74 | Holding Company |
| CHOLAMANDALAM INVESTMENT & FIN | 0.94% | ₹ 13.42 | Non-Banking Financial Company (NBFC) |
| INDUSIND BANK | 0.80% | ₹ 11.33 | Finance - Banks - Private Sector |
| HDFC ASSET MANAGEMENT COMPANY | 0.70% | ₹ 10 | Finance - Mutual Funds |
| ICICI PRUDENTIAL ASSET MANAGEMENT COMPANY LIMITED | 0.66% | ₹ 9.34 | Finance - Mutual Funds |
| SESHAASAI TECHNOLOGIES LIMITED | 0.51% | ₹ 7.28 | IT Consulting & Software |
| AU SMALL FINANCE BANK LTD | 0.44% | ₹ 6.26 | Finance - Banks - Private Sector |
| CREDITACCESS GRAMEEN LTD | 0.44% | ₹ 6.25 | Microfinance Institutions |
| KFIN TECHNOLOGIES LTD | 0.39% | ₹ 5.58 | Finance & Investments |
| HDB FINANCIAL SERVICES LIMITED | 0.24% | ₹ 3.36 | Finance & Investments |
| GENERAL INSURANCE CORPORATION | 0.23% | ₹ 3.33 | Finance - Reinsurance |
| PRUDENT CORPORATE ADVISORY SERVICES LTD | 0.15% | ₹ 2.17 | Finance & Investments |
| CLEARING CORPORATION OF INDIA LTD. STD - MARGIN | 0.01% | ₹ 0.10 | Others |
Returns
| Annualised returns | ||||
|---|---|---|---|---|
| 9M | 1Y | 2Y | 3Y | |
| Fund returns | -9.63% | 2.28% | 7.31% | 14.29% |
| Category returns | -7.32% | 1.98% | 4.79% | 21.87% |
Fund Objective
An open-ended equity fund with the objective to provide capital appreciation through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.
AMC Details
Name
UTI Asset Management Co. Ltd.
Date of Incorporation
01 Feb 2003
CEO
Mr. Vetri Subramaniam
CIO
Mr Vetri Subramaniam
Type
Bank Sponsored
Address
UTI Towers,
Gn Block,
Bandra Kurla Complex,
Bandra (East), Mumbai, Maharashtra, India - 400051
Website
https://www.utimf.com
Email
Top Funds from Equity - Sectoral/Thematic
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3Y
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AUM (Cr)
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Expense Ratio
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Risk Meter
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₹19.15 | -3.62% | 32.99% | 39.99% | ₹1,133 | 2.27% |
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Invesco India ESG Integration Strategy Fund - Direct Plan
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₹15.83 | -7.64% | 32.80% | 57.67% | ₹400 | 1.15% |
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DSP Quant Fund - Direct Plan
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₹20.70 | 0.74% | 31.77% | 44.75% | ₹838 | 0.55% |
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HSBC Infrastructure Fund
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₹31.36 | -7.17% | 31.67% | 70.98% | ₹2,300 | 2.06% |
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HSBC Infrastructure Fund
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₹31.36 | -7.17% | 31.67% | 70.98% | ₹2,300 | 2.06% |
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HDFC Banking & Financial Services Fund - Direct Plan
Sector
Direct
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₹14.88 | 4.92% | 31.60% | 0.00% | ₹4,510 | 0.80% |
Very High
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HDFC Banking & Financial Services Fund - Direct Plan
Sector
Direct
|
₹14.88 | 4.92% | 31.60% | 0.00% | ₹4,510 | 0.80% |
Very High
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Tata Housing Opportunities Fund
Sector
Regular
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₹12.91 | -4.56% | 31.02% | 0.00% | ₹502 | 2.39% |
Very High
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Tata Housing Opportunities Fund
Sector
Regular
|
₹12.91 | -4.56% | 31.02% | 0.00% | ₹502 | 2.39% |
Very High
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Tata Housing Opportunities Fund
Sector
Regular
|
₹12.91 | -4.56% | 31.02% | 0.00% | ₹502 | 2.39% |
Very High
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Top Funds from UTI Asset Management Co. Ltd.
|
Scheme Name
|
NAV
|
Returns
1Y
3Y
5Y
|
AUM (Cr)
|
Expense Ratio
|
Risk Meter
|
||
|---|---|---|---|---|---|---|---|
|
UTI Master Equity Plan Unit Scheme (MEPUS)
ELSS
Regular
|
₹204.74 | -3.21% | 32.21% | 53.20% | ₹2,890 | 1.47% |
Very High
|
|
UTI Large Cap Fund
Largecap
Regular
|
₹244.54 | -3.42% | 31.82% | 49.83% | ₹12,658 | 1.75% |
Very High
|
|
UTI Equity Savings Fund
Hybrid
Regular
|
₹18.28 | 3.62% | 31.38% | 52.47% | ₹835 | 1.65% |
Moderate
|
|
UTI Equity Savings Fund
Hybrid
Regular
|
₹18.28 | 3.62% | 31.38% | 52.47% | ₹835 | 1.65% |
Moderate
|
|
UTI Equity Savings Fund
Hybrid
Regular
|
₹18.28 | 3.62% | 31.38% | 52.47% | ₹835 | 1.65% |
Moderate
|
|
UTI Equity Savings Fund
Hybrid
Regular
|
₹18.28 | 3.62% | 31.38% | 52.47% | ₹835 | 1.65% |
Moderate
|
|
UTI Equity Savings Fund
Hybrid
Regular
|
₹18.28 | 3.62% | 31.38% | 52.47% | ₹835 | 1.65% |
Moderate
|
|
UTI Equity Savings Fund
Hybrid
Regular
|
₹18.28 | 3.62% | 31.38% | 52.46% | ₹835 | 1.65% |
Moderate
|
|
UTI Equity Savings Fund
Hybrid
Regular
|
₹18.28 | 3.62% | 31.38% | 52.46% | ₹835 | 1.65% |
Moderate
|
|
UTI Nifty Bank ETF
ETF
Regular
|
₹53 | 1.85% | 29.39% | 56.65% | ₹4,034 | 0.18% |
Very High
|
FAQs
What is the current NAV of UTI Banking & Financial Services Fund - Direct Plan IDCW?
The current Net Asset Value (NAV) of UTI Banking & Financial Services Fund - Direct Plan IDCW is ₹78.61 as of 01 Apr 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.
What is the fund size (AUM) of UTI Banking & Financial Services Fund - Direct Plan IDCW?
The Assets Under Management (AUM) of UTI Banking & Financial Services Fund - Direct Plan IDCW is ₹1,425.24 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.
What are the historical returns of UTI Banking & Financial Services Fund - Direct Plan IDCW?
UTI Banking & Financial Services Fund - Direct Plan IDCW has delivered returns of 2.28% (1 Year), 14.29% (3 Year), 12.03% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.
What is the risk level of UTI Banking & Financial Services Fund - Direct Plan IDCW?
UTI Banking & Financial Services Fund - Direct Plan IDCW has a risk rating of 'Very High' as per the SEBI Riskometer. This indicates the fund is suitable for very aggressive investors comfortable with significant market volatility. Investors should align their investment choices with their personal risk tolerance and financial goals.
What is the minimum investment amount for UTI Banking & Financial Services Fund - Direct Plan IDCW?
The minimum lumpsum investment required for UTI Banking & Financial Services Fund - Direct Plan IDCW is ₹5,000. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.
Disclaimer: This is 3rd Party content/feed, viewers are requested to use their discretion and conduct proper diligence before investing, GoodReturns does not take any liability on the genuineness and correctness of the information in this article
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