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UTI Credit Risk Fund - Direct Plan
Regular
Direct
3 Year Absolute Returns
25.67% ↑
NAV (₹) on 01 Jul 2026
13.15
1 Day NAV Change
0.02%
Risk Level
Moderately High Risk
Rating
UTI Credit Risk Fund - Direct Plan is a Debt mutual fund categorized under Income, offered by UTI Asset Management Co. Ltd.. Launched on 22 May 2017, investors can start with a minimum SIP of ₹100 or ... Read more
NAV History
Fund Details
Min. SIP Amount
₹500
Inception Date
22 May 2017
Min. Lumpsum Amount
₹ 1,000
Fund Age
9 Yrs
AUM
₹ 252.72 Cr.
Benchmark
CRISIL Credit Risk Debt B-II Index
Expense Ratio
1.04%
Scheme Type
Open Ended
Exit Load
1%
Returns Calculator
Investment amount per month
₹1,000
Over the past
Would have become
On total investment of
*Calculation based on past performance of this fund.
Asset Allocation
AUM
₹ 252.72 Cr
Debt
880.43%
Other Assets & Liabilities
119.55%
Sector Holdings
| Sectors | Weightage |
|---|---|
| Non Convertible Debentures | 46.51% |
| Government Securities | 15.15% |
| Current Assets | 10.14% |
| Finance & Investments | 7.02% |
| Aluminium | 5.99% |
| Power - Generation/Distribution | 5.94% |
| Debt | 5.85% |
| Investment Trust | 2.04% |
| Mining/Minerals | 0.79% |
| Others | 0.52% |
| Short Term Deposits | 0.04% |
Stock Holdings
| Name | Weightage | Value (in Cr.) | Sector |
|---|---|---|---|
| NET CURRENT ASSETS | 10.14% | ₹ 25.62 | Others |
| 7.10% - MAT - 08/04/2034 | 9.44% | ₹ 23.85 | Others |
| PIRAMAL FINANCE LIMITED | 7.02% | ₹ 17.73 | Finance & Investments |
| SPN/DDB JTPM METAL TRADERS LIMITED | 6.32% | ₹ 15.97 | Others |
| VEDANTA ALUMINIUM METAL LTD. | 5.99% | ₹ 15.13 | Aluminium |
| AADHAR HOUSING FINANCE LIMITED | 5.96% | ₹ 15.07 | Others |
| ADANI POWER LTD. | 5.94% | ₹ 15.02 | Power - Generation/Distribution |
| TATA PROJECTS LTD | 5.94% | ₹ 15.01 | Others |
| 07.73% XIRR PTC- SHIVSHAKTI SECURITISATION TRUST-28/09/2029 | 5.85% | ₹ 14.78 | Others |
| AVANSE FINANCIAL SERVICES LIMITED | 5.75% | ₹ 14.52 | Others |
| ERIS LIFESCIENCES LTD | 4.56% | ₹ 11.53 | Others |
| 07.18% MAT -14/08/2033 | 4.04% | ₹ 10.21 | Others |
| 360 ONE PRIME LTD | 3.95% | ₹ 9.99 | Others |
| ADITYA BIRLA RENEWABLES LTD | 3.57% | ₹ 9.03 | Others |
| GODREJ SEEDS AND GENETICS LIMITED | 2.95% | ₹ 7.47 | Others |
| GODREJ SEEDS AND GENETICS LIMITED | 2.95% | ₹ 7.44 | Others |
| ERIS LIFESCIENCES LTD | 2.58% | ₹ 6.52 | Others |
| INVIT - INDUS INFRA TRUST | 2.04% | ₹ 5.17 | Investment Trust |
| 360 ONE PRIME LTD | 1.98% | ₹ 5 | Others |
| 7.79% UTTARPRADESH SDL 29/03/2033 | 0.88% | ₹ 2.23 | Others |
| VEDANTA LTD | 0.79% | ₹ 2.01 | Mining/Minerals |
| 6.54% MAT - 17/01/2032 | 0.79% | ₹ 1.99 | Others |
| CORPORATE DEBT MARKET DEVT FUND - A2 UNITS | 0.52% | ₹ 1.33 | Others |
| CLEARING CORPORATION OF INDIA LTD. STD - MARGIN | 0.04% | ₹ 0.09 | Others |
Returns
| Annualised returns | ||||
|---|---|---|---|---|
| 9M | 1Y | 2Y | 3Y | |
| Fund returns | 5.15% | 6.78% | 8.15% | 7.91% |
| Category returns | 4.31% | 5.26% | 13.97% | 21.43% |
Fund Objective
To generate reasonable income and capital appreciation by investing in debt & money market instruments across different maturities and credit ratings.
AMC Details
Name
UTI Asset Management Co. Ltd.
Date of Incorporation
01 Feb 2003
CEO
Mr. Vetri Subramaniam
CIO
Mr Vetri Subramaniam
Type
Bank Sponsored
Address
UTI Towers,
Gn Block,
Bandra Kurla Complex,
Bandra (East), Mumbai, Maharashtra, India - 400051
Website
https://www.utimf.com
Email
Top Funds from Debt - Credit Risk
|
Scheme Name
|
NAV
|
Returns
1Y
3Y
5Y
|
AUM (Cr)
|
Expense Ratio
|
Risk Meter
|
||
|---|---|---|---|---|---|---|---|
|
DSP Credit Risk Fund - Direct Plan
FRF-ST
Direct
|
₹60.26 | 11.02% | 60.20% | 86.44% | ₹266 | 0.40% |
Moderately High
|
|
DSP Credit Risk Fund
FRF-ST
Regular
|
₹54.77 | 10.13% | 56.54% | 79.10% | ₹266 | 1.17% |
Moderately High
|
|
Aditya Birla Sun Life Credit Risk Fund - Direct Plan
Income
Direct
|
₹27.80 | 13.31% | 45.09% | 68.29% | ₹1,422 | 0.79% |
Moderately High
|
|
Aditya Birla Sun Life Credit Risk Fund - Direct Plan
Income
Direct
|
₹27.80 | 13.31% | 45.09% | 68.29% | ₹1,422 | 0.79% |
Moderately High
|
|
Aditya Birla Sun Life Credit Risk Fund
Income
Regular
|
₹25.15 | 12.34% | 41.35% | 61.16% | ₹1,422 | 1.59% |
Moderately High
|
|
HSBC Credit Risk Fund - Direct Plan
Income
Direct
|
₹37.37 | 6.52% | 40.30% | 57.74% | ₹472 | 0.95% |
Moderately High
|
|
HSBC Credit Risk Fund
Income
Regular
|
₹33.69 | 5.80% | 37.15% | 0.00% | ₹472 | 1.64% |
Moderately High
|
|
HSBC Credit Risk Fund
Income
Regular
|
₹34.23 | 5.79% | 37.12% | 51.70% | ₹472 | 1.64% |
Moderately High
|
|
Bank of India Credit Risk Fund - Direct Plan
Income
Direct
|
₹14.70 | 17.55% | 33.35% | 239.75% | ₹85 | 1.15% |
Moderately High
|
|
Invesco India Credit Risk Fund - Direct Plan
Income
Direct
|
₹2,331.57 | 8.16% | 32.31% | 50.52% | ₹162 | 0.28% |
Moderately High
|
Top Funds from UTI Asset Management Co. Ltd.
|
Scheme Name
|
NAV
|
Returns
1Y
3Y
5Y
|
AUM (Cr)
|
Expense Ratio
|
Risk Meter
|
||
|---|---|---|---|---|---|---|---|
|
UTI Silver Exchange Traded Fund
ETF
Regular
|
₹214.24 | 103.96% | 209.63% | 0.00% | ₹1,480 | 0.59% |
Very High
|
|
UTI Silver ETF Fund of Fund - Direct Plan
Fund of Funds
Direct
|
₹28.29 | 102.67% | 208.59% | 0.00% | ₹665 | 0.16% |
Very High
|
|
UTI Silver ETF Fund of Fund
Fund of Funds
Regular
|
₹27.96 | 101.98% | 205.26% | 0.00% | ₹665 | 0.49% |
Very High
|
|
UTI Gold Exchange Traded Fund
ETF
Regular
|
₹117.68 | 43.29% | 137.42% | 187.63% | ₹4,382 | 0.52% |
High
|
|
UTI Gold ETF Fund of Fund - Direct Plan
Fund of Funds
Direct
|
₹26.88 | 43.00% | 136.78% | 0.00% | ₹1,413 | 0.15% |
High
|
|
UTI Gold ETF Fund of Fund
Fund of Funds
Regular
|
₹26.46 | 42.46% | 133.87% | 0.00% | ₹1,413 | 0.52% |
High
|
|
UTI Nifty 500 Value 50 Index Fund - Direct Plan
Index
Direct
|
₹22.35 | 12.99% | 111.82% | 0.00% | ₹750 | 0.70% |
Very High
|
|
UTI Nifty 500 Value 50 Index Fund
Index
Regular
|
₹22.02 | 12.48% | 108.84% | 0.00% | ₹750 | 1.14% |
Very High
|
|
UTI Healthcare Fund - Direct Plan
Sector
Direct
|
₹370 | 15.21% | 102.79% | 105.88% | ₹1,217 | 1.21% |
Very High
|
|
UTI Healthcare Fund - Direct Plan
Sector
Direct
|
₹285.99 | 15.21% | 102.79% | 105.89% | ₹1,217 | 1.21% |
Very High
|
FAQs
What is the current NAV of UTI Credit Risk Fund - Direct Plan IDCW-Half Yearly?
The current Net Asset Value (NAV) of UTI Credit Risk Fund - Direct Plan IDCW-Half Yearly is ₹13.15 as of 01 Jul 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.
What is the fund size (AUM) of UTI Credit Risk Fund - Direct Plan IDCW-Half Yearly?
The Assets Under Management (AUM) of UTI Credit Risk Fund - Direct Plan IDCW-Half Yearly is ₹252.72 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.
What are the historical returns of UTI Credit Risk Fund - Direct Plan IDCW-Half Yearly?
UTI Credit Risk Fund - Direct Plan IDCW-Half Yearly has delivered returns of 6.78% (1 Year), 7.91% (3 Year), 10.27% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.
What is the risk level of UTI Credit Risk Fund - Direct Plan IDCW-Half Yearly?
UTI Credit Risk Fund - Direct Plan IDCW-Half Yearly has a risk rating of 'Moderately High' as per the SEBI Riskometer. This indicates the fund is suitable for investors willing to accept higher volatility for potentially better returns. Investors should align their investment choices with their personal risk tolerance and financial goals.
What is the minimum investment amount for UTI Credit Risk Fund - Direct Plan IDCW-Half Yearly?
The minimum lumpsum investment required for UTI Credit Risk Fund - Direct Plan IDCW-Half Yearly is ₹1,000. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.
Disclaimer: This is 3rd Party content/feed, viewers are requested to use their discretion and conduct proper diligence before investing, GoodReturns does not take any liability on the genuineness and correctness of the information in this article
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