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UTI Mutual Fund

Unit Trust of India or UTI is a SEBI (Securities and Exchange Board of India) registered mutual fund. It is the oldest and one of the largest mutual funds in India with over 10 million investor accounts. UTI Mutual Fund was mainly promoted by four large public sectors banks like Financial (LIC) Life Insurance Corporation of India, (SBI) State Bank of India, (BOB) Bank of Baroda and (PNB) Punjab National Bank.


UTI Mutual Fund NAV and Scheme Details

Scheme Name Current NAV Scheme Category
UTI Equity Fund 183.67 Equity - Diversified 24.68%
UTI Equity Fund 128.12 Equity - Diversified 21.36%
UTI Mastershare 142.70 Equity - Diversified 13.82%
UTI Mastershare 33.20 Equity - Diversified 8.25%
UTI Treasury Advantage Fund - Retail Plan 4,655.19 Debt - Short Term 6.89%
UTI Treasury Advantage Fund - Retail Plan 2,501.33 Debt - Short Term 6.89%
UTI Treasury Advantage Fund - Retail Plan 1,706.24 Debt - Short Term 5.63%
UTI Treasury Advantage Fund - Retail Plan 1,051.29 Debt - Short Term 6.20%
UTI Treasury Advantage Fund - Retail Plan 1,070.14 Debt - Short Term 6.89%
UTI Treasury Advantage Fund - Retail Plan 1,032.04 Debt - Short Term 6.89%
UTI Treasury Advantage Fund - Retail Plan 3,103.12 Debt - Short Term 6.89%
UTI Bond Fund - Growth 50.54 Debt - Income 1.20%
UTI Long Term Equity Fund 103.11 Equity - ELSS 15.92%
UTI Long Term Equity Fund 21.54 Equity - ELSS 15.92%
UTI Core Equity Fund 64.57 Equity - Diversified 7.58%
UTI Core Equity Fund 34.25 Equity - Diversified 7.58%
UTI Money Market Fund - Retail Plan 5,525.43 Liquid Fund 5.74%
UTI Money Market Fund - Retail Plan 1,998.53 Liquid Fund 0.29%
UTI Retirement Benefit Pension Fund (RBP)-1994 27.86 Special Fund 9.92%
UTI Unit Linked Insurance Plan (ULIP) - Ten Year Plan 27.87 Special Fund 11.55%

UTI is one of the oldest mutual funds in the country and has consistently delivered good returns to investors. The fund house runs a number of schemes that cater to both the equity and the debt segment. In case you do not have preferences for the same you can also look at the balanced schemes that are run by the fund house. UTI-Opportunities Fund, UTI-Mid Cap Fund, UTI-Equity Fund, UTI-Mastershare Unit Scheme, UTI-Money Market Fund -Institutional Plan, UTI-Fixed Term Income Fund – Series XXVIII – VII (1169 days), UTI-Retirement Benefit Pension Fund, UTI-Long Term Equity Fund (Tax Saving).

In compliance with the SEBI (Mutual Funds) Regulations 1996, UTI Mutual Fund was formed. Comprising a three-tier structure namely UTI Mutual Fund, UTI Trustee Company Pvt. Ltd., (the Trustee Company to UTI Mutual Fund) and UTI Asset Management Company Ltd., (the Investment Managers to UTI Mutual Fund). The UTI Mutual Fund (the Mutual Fund) was formed as a Trust on December 09, 2002 in accordance with the provisions of the Indian Trusts Act, 1882 (2 of 1882) with Bank of Baroda, Punjab National Bank, State Bank of India and Life Insurance Corporation of India as the Sponsors and UTI Trustee Company Private Ltd as the Trustee. The Trust Deed has been registered under the Indian Registration Act, 1908. The Mutual Fund was registered with SEBI on January 14, 2003 under Registration Code MF/048/03/01.

Primary goal of the UTI Mutual Fund

Pooling of capital from the public for collective investment through the acquisition, holding, management, trading or disposal of securities or any other property whatsoever, in order to provide facilities for the participation by persons as beneficiaries in such properties or investments and in the profits or income derived therefrom.

Sponsors

UTI Mutual Fund is sponsored by Bank of Baroda, Punjab National Bank, State Bank of India and the Life Insurance Corporation of India (LIC).

An amount of Rs 10,000 was assigned to the trustee by the Sponsors as the initial contribution to the mutual fund corpus.

The Trustee

UTI Trustee Company Private Limited (the Trustee) discharges its obligations as Trustee of the UTI Mutual Fund through its Board of Directors. The Trustee ensures that the transactions entered into by UTI AMC are in accordance with the SEBI Regulations and reviews the operations carried on by the UTI AMC. With effect from January 20, 2010, the sponsors viz., State Bank of India, Bank of Baroda, Punjab National Bank and Life Insurance Corporation of India, which are also the shareholders of UTI AMC, have sold 26% of their respective shares holdings in UTI Trustee Co P Ltd in equal proportion to T. Rowe Price International Ltd (Formerly known as T.

Rowe Price Global Investment Services Limited), UK (TRP), a fully-owned subsidiary of T Rowe Price Group, Inc, as a strategic investor. T.Rowe Price Group, Inc. is a NASDAQ (National Association of Securities Dealers Automated Quotations) listed company, founded in 1937 the Baltimore, USA based T.Rowe Price Group, Inc. (www.troweprice.com) is a global investment management organization. As of March 31, 2019, T Rowe Price International Ltd managed approximately $ 145.8 billion on a discretionary basis and approximately $ 0.2 billion on a non-discretionary basis for its clients. After ESOPs, the sponsors/shareholders, in equal proportion, are holding in the aggregate 72.96%, and TRP is holding 26%, of the equity share capital of the Trustee.

UTI Contribution & Services

UTI has contributed immensely to industrial and capital growth in the Indian market. UTI has 48000 AMFI/NISM certified Independent Financial Advisors and 302 Business Development Associates and 150 Financial Centers. UTI AMC has assets under management across different businesses which include domestic mutual fund, Portfolio Management Services, International business, Retirement Solutions, Venture Funds and Alternative Investment assets.

Funds Offered by UTI Mutual Fund

  • Equity Fund
  • Index Fund
  • Hybrid Fund
  • Solution Oriented Fund
  • Debt Fund

Equity Funds Offered by UTI Mutual Fund

Below listed are the details for equity funds offered by UTI Mutual Fund

UTI Mastershare Unit Scheme

The primary goal of the scheme is to provide long term capital appreciation by investing predominately in equity and equity related instruments of large-cap companies

Fund Management

  • Date of Allocation- 15th October 1986
  • Entry Load- Nil
  • Exit Load: 1% 
  • Minimum Investment- Rs 100
  • Fund Manager- Mrs. Swati Kulkarni (Managing the fund since Dec 2006)
  • SMS- MS to 5676756 to get the scheme details

UTI Core Equity Fund

The primary goal of the scheme is to provide long term capital appreciation by investing predominately in equity and equity related instruments of large-cap and mid-cap companies

Fund Management

  • Date of Allocation- 20th May 2009
  • Entry Load- Nil
  • Exit Load: 1%
  • Minimum Investment- Rs 5000
  • Fund Manager- Mr V Srivatsa (Managing the fund since May 2017)
  • SMS- TOP to 5676756 to get the scheme details

UTI Equity Fund

The primary goal of the scheme is to provide long term capital appreciation by investing predominately in equity and equity related instruments of companies across the market capitalization spectrum.

Fund Management

  • Date of Allocation- 18th May 1992
  • Entry Load- Nil
  • Exit Load: 1%
  • Minimum Investment- Rs 5000
  • Number of Securities- 52
  • Fund Manager- Mr Ajay Tyagi (Managing the fund since Jan 2016)
  • SMS- EF to 5676756 to get the scheme details

UTI Value Opportunities Fund

The primary goal of the scheme is to provide long term capital appreciation by investing predominately in equity and equity related instruments of companies across the market capitalization spectrum.

Fund Management

  • Date of Allocation- 20th July 2005
  • Entry Load- Nil
  • Exit Load: 1%
  • Minimum Investment- Rs 5000
  • Fund Manager- Mr Vetri Subramaniam and Mr Amit Premchandani
  • SMS- OF to 5676756 to get the scheme details

UTI Mid Cap Fund

Fund Type- Mid Cap Fund - An open ended equity scheme predominantly investing in mid cap stocks

Date of Allocation- April 7, 2004

Scheme Objective- To provide long term capital appreciation by investing predominately in equity and equity related securities and mid cap companies.

Fund Management

  • Date of Allocation- 7th April 2004
  • Minimum Investment Amount- Rs 5000
  • Stock Concentration- Low Concentration
  • Investment Style- Value
  • Entry Load- Nil
  • Exit Load- 1% if less than 1 year
  • Benchmark- Nifty Midcap 150
  • Fund Manager- Mr. Ankit Agarwal
  • SMS- MCP to 5676756 to get the scheme details

UTI Dividend Yield Fund

Type of Scheme- An open ended equity scheme predominantly investing in dividend yielding stocks

Category- Dividend Yield Fund

Stock Concentration- Moderate Concentration (40 - 60 stocks)

Investment Style- Value

Scheme Objective- To provide long term capital appreciation and income by investing predominantly in dividend yielding equity and equity related securities.

Fund Management

  • Date of Allocation- 3rd May 2005
  • Minimum Investment Amount: Rs 5,000/-
  • Entry Load- Nil
  • Exit Load- 1% if less than 1 year
  • Benchmark- Nifty Dividend Opportunities 50
  • Risk- Moderately High
  • SMS: DYF to 5676756 to get scheme details
  • Fund Manager- Mrs Swati Kulkarni (Managing the scheme since Dec-2005)

UTI MNC Fund

Type of Scheme- An open ended equity scheme following the theme of investing predominantly in equity and equity related securities of Multi-National Companies

Scheme Objective- To provides to provide long term capital appreciation by investing predominantly in equity and equity related securities of multinational companies.

Scheme Category- Thematic Fund

Stock Concentration- Moderate Concentration

Investment Style- Growth

Fund Management

  • Date of Allocation- 29/May/98
  • Minimum Investment Amount- Rs 5000
  • Additional Investment- Rs 1000
  • Indicative Market Cap Exposure- Large & Mid Cap Biased
  • Benchmark- Nifty MNC
  • Entry Load- Nil
  • Exit Load- < 1 Year 1%, ≥ 1 Year Nil
  • Risk- High
  • Fund Manager- Ms Swati Kulkarni
  • SMS: MNC to 5676756 to get scheme details

UTI India Consumer Fund

Scheme Type- An open ended equity scheme following the theme of changing consumer aspirations, changing lifestyle and growth of consumption

Scheme Category- Thematic Fund

Scheme Objective- To provide long term capital appreciation by investing predominantly in companies that are expected to benefit from the growth of consumption, changing demographics, consumer aspirations and lifestyle

Fund Management

  • Date of Allocation- 30/Jul/07
  • Stock Concentration- High
  • Benchmark- Nifty India Consumption
  • Indicative Market Cap Exposure- Mid & Small Cap Biased
  • Minimum Investment Amount- Rs 5000
  • Additional Application Amount- Rs 1000
  • Entry Load- Nil
  • Exit Load- < 1 Year - 1%, ≥ 1 Year – Nil
  • Risk- High
  • Fund Manager- Mr Vishal Chopda
  • SMS: LSF to 5676756 to get scheme details

UTI Infrastructure Fund

Type of Scheme- An open ended equity scheme following the Infrastructure theme.

Category- Equity – Thematic

Scheme Objective- To seek long term capital appreciation by investing predominantly in equity and equity related securities of companies engaged either directly or indirectly in the infrastructure areas of the Indian economy.

Fund Management

  • Date of Allocation- 07/Apr/04
  • Investment Horizon- 5 years or above.
  • Benchmark- Nifty Infrastructure
  • Minimum Investment Amount- Rs 5000
  • Additional Application Amount- Rs 1000
  • Entry Load- Nil
  • Exit Load- < 1 Year - 1%, ≥ 1 Year – Nil
  • Risk- High
  • Fund Manager- Mr Sanjay Dongre
  • SMS: IF to 5676756 to get scheme details

UTI Banking and Financial Services Fund

Type of Scheme- An open ended equity scheme investing in Banking and Financial Services Sector

Category- Erstwhile UTI Banking Sector Fund

Investment Objective- To provide long term capital appreciation by investing predominantly in equity and equity related securities of companies/institutions engaged in the banking and financial services activities.

Fund Management

  • Date of Allocation- 7th April, 2004
  • Investment Horizon- 5 years or above.
  • Benchmark- Nifty Financial Services
  • Minimum Investment Amount- Rs 5000
  • Additional Application Amount- Rs 1000
  • Entry Load- Nil
  • Exit Load- < 1 Year - 1%, ≥ 1 Year – Nil
  • Risk- High
  • Fund Manager- Mr. Amit Premchandani (Managing the scheme since June 2014)
  • SMS: BSF to 5676756 to get scheme details

UTI Healthcare Fund

Type of Scheme- Erstwhile UTI Pharma & Healthcare Fund

Category- Sectoral – Healthcare

Investment Objective- To achieve long term capital appreciation by investing predominantly in equities and equity related securities of companies/institutions engaged in the Healthcare Services Sector

Fund Management

  • Date of Allocation- 28th June 1999
  • Benchmark- S&P BSE Healthcare
  • Cash Limit- 10% of the portfolio
  • Minimum Investment Amount- Rs 5000
  • Additional Application Amount- Rs 1000
  • Entry Load- Nil
  • Exit Load- 1% less than one year
  • Risk- High
  • Fund Manager- Mr. V Srivatsa (Managing the scheme since Mar-2017)
  • SMS: PHF to 5676756 to get scheme details

UTI Transportation and Logistic Fund

Type of Scheme- The Fund is a sector oriented portfolio

Investment Objective- To provide long term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in the transportation and logistics sector.

Category- Sectoral- Auto

Fund Management

  • Date of Allocation- 11th April 2008
  • Benchmark- UTI Transportation & Logistics Index
  • Minimum Investment Amount- Rs 5000
  • Additional Application Amount- Rs 1000
  • Entry Load- Nil
  • Exit Load- 1% less than one year
  • Risk- High
  • Fund Manager- Mr. Sachin Trivedi (Managing the fund since Sept 2016)
  • SMS: PHF to 5676756 to get scheme details

UTI Long Term Equity Fund

Type of Scheme- An open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit

Category- Equity Linked Savings Scheme

Investment Objective- To invest predominantly in equity and equity related securities of companies across the market capitalization spectrum. Securities shall also include fully/ partly convertible debentures/ bonds.

Fund Management

  • Date of Allocation- 15th December, 1999
  • Benchmark- Nifty 500
  • Stock Concentration- Moderate
  • Minimum Investment Amount- Rs 500
  • Additional Application Amount- Rs 500
  • Entry Load- Nil
  • Exit Load- Nil
  • Risk- Moderate
  • Number of Stocks- 66
  • Fund Manager- Mr. Vetri Subramaniam, Mr. Vishal Chopda
  • SMS: ETSP to 5676756 to get scheme details

UTI Nifty Index Fund

Type of Scheme- An open ended scheme replicating/tracking Nifty 50 index

Category- Equity – Index.

Investment Objective- To invest in stocks of companies comprising Nifty 50 Index and endeavour to achieve return equivalent to Nifty 50 Index by “passive” investment.

Fund Management

  • Date of Allocation- 6 March 2000
  • Benchmark- Nifty 50
  • Minimum Investment Amount- Rs 5000
  • Additional Application Amount- Rs 1000
  • Minimum SIP- Rs 500
  • Entry Load- Nil
  • Exit Load- Nil
  • Risk- Moderately High
  • Fund Manager- Mr Sharwan Kumar Goyal (Managing the scheme since July-2018
  • SMS: NIF to 5676756 to get scheme details 

UTI NIFTY NEXT 50 INDEX FUND

Type of Scheme- An open-ended scheme replicating/tracking the Nifty Next 50 Index.

Category- Equity-Index

Investment Objective- To generate returns that, before expenses, closely correspond to the total returns of the securities as represented by the underlying index, subject to tracking error.

Fund Management

  • Date of Allocation- 28th June, 2018
  • Benchmark- Nifty Next 50
  • Minimum Investment Amount- Rs 5000
  • Additional Application Amount- Rs 1000
  • Minimum SIP- Rs 500
  • Entry Load- Nil
  • Exit Load- Nil
  • Risk- Moderately High
  • Fund Manager- Mr. Sharwan Kumar (Managing the scheme since July-2018
  • SMS: NY to 5676756 to get scheme details

UTI HYBRID EQUITY FUND

Type of Scheme- An open ended hybrid scheme investing predominantly in equity & equity related instruments.

Category- Aggressive Hybrid Fund

Investment Objective- To provide long term capital appreciation by investing predominantly in equity and equity related securities of companies across the market capitalization spectrum. The fund also invests in debt and money market instruments with a view to generate regular income.

Fund Management

  • Date of Allocation- 02-Jan-95
  • Benchmark- CRISIL-Hybrid 25-75 Aggressive
  • Minimum Investment Amount- Rs 5000
  • Additional Application Amount- Rs 1000
  • Minimum SIP- Rs 500
  • Entry Load- Nil
  • Exit Load- 1.00%
  • Risk- Moderately High
  • Fund Manager- Mr. V Srivatsa (Equity Portion), Mr. Sunil Madhukar Patil (Debt Portion),
  • SMS: BF to 5676756 to get scheme details

UTI Multi Asset Fund

Type of Fund- An open ended scheme investing in equity, debt and Gold ETFs.

Category- Hybrid - Multi Asset Allocation

Investment Objective- To generate long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments. The fund also invests in debt and money market instruments with a view to generate regular income. The fund also invests in Gold ETFs

Fund Management

  • Date of Allocation- 19th November, 2008
  • Benchmark- S&P BSE 200, Gold & CBFI
  • Minimum Investment Amount- Rs 5000
  • Additional Application Amount- Rs 1000
  • Minimum SIP- Rs 500
  • Entry Load- Nil
  • Exit Load- beyond 10% of the allotted Units ‐ 1.00 %
  • Risk- Moderately High
  • Fund Manager- Mr. Sanjay Ramdas Dongre (Managing the scheme since May-2019)
  • SMS: WBF2 to 5676756 to get scheme details

UTI Arbitrage Fund

Type of Scheme- An open ended scheme investing in arbitrage opportunities

Category- Hybrid - Arbitrage Fund

Investment Objective- To provide capital appreciation through arbitrage opportunities between cash and derivative market and arbitrage opportunities within the derivative segment and by the deployment of surplus cash in debt securities and money market instruments.

Fund Management

  • Date of Allocation- 22-Jun-06
  • Benchmark- Nifty 50 Arbitrage Index
  • Minimum Investment Amount- Rs 5000
  • Additional Application Amount- Rs 1000
  • Minimum SIP- Rs 500
  • Entry Load- Nil
  • Exit Load- Redemption / Switch out after 21 days from the date of allotment - NIL
  • Risk- Moderately Low
  • Fund Manager- Mr. Rajeev Gupta (For Equity Portion) Mr. Amit Sharma (For Debt Portion)
  • SMS: SF to 5676756 to get scheme details

UTI Regular Savings Fund

Type of Scheme- An open ended hybrid scheme investing predominantly in debt instruments

Category- Hybrid - Conservative Hybrid Fund

Investment Objective- To invest predominantly in debt and money market instruments and part of the portfolio into equity/equity related securities with a view to generating income and aim for capital appreciation.

Fund Management

  • Date of Allocation- 16th December, 2003
  • Benchmark- CRISIL Short Term Debt Hybrid 75+25 Fund Index
  • Minimum Investment Amount- Rs 5000
  • Additional Application Amount- Rs 1000
  • Minimum SIP- Rs 500
  • Entry Load- Nil
  • Exit Load- Redemption / Switch out after 12 months from the date of allotment - NIL
  • Risk- Moderately Low
  • Fund Manager- Mr. Amandeep S. Chopra and Ajay Tyagi
  • SMS: MISADV to 5676756 to get scheme details

UTI UNIT LINKED INSURANCE PLAN

Type of Scheme- An open ended tax saving cum insurance scheme

Investment Objective- To generate return through growth in the NAV or through dividend distribution and reinvestment thereof.

Fund Management

  • Date of Allocation- 01-Oct-71
  • Benchmark- CRISIL Short Term Debt Hybrid 60 40 Fund Index
  • Minimum Investment Amount- Rs 15000
  • Additional Application Amount- Rs 1000
  • Minimum SIP- Rs 500
  • Entry Load- Nil
  • Exit Load- 2%
  • Risk- Moderately Low
  • Fund Manager- Mr Amandeep S. Chopra and Ajay Tyagi
  • SMS: ULIP to 5676756 to get scheme details

UTI Equity Savings Fund

Type of Scheme- An open ended scheme investing in equity, arbitrage and debt

Investment Objective- To generate capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instrument

Fund Management

  • Date of Allocation- 30-Aug-18
  • Benchmark- Crisil Equity Savings Index
  • Minimum Investment Amount- Rs 5000
  • Additional Application Amount- Rs 1000
  • Minimum SIP- Rs 500
  • Entry Load- Nil
  • Exit Load- 1%
  • Risk- Moderately High
  • Fund Manager- Mr. V Srivatsa and Mr. Sunil Madhukar Patil
  • SMS: ESF to 5676756 to get scheme details

UTI Children's Career Fund-Savings Plan

Type of Scheme- An open ended fund for investment for children having a lock in for at least 5 years or till the child attains age of majority, whichever is earlier.

Investment Objective- To invest predominantly in debt and money market instruments and part of the portfolio into equity & equity related securities with a view to generating income and aim for capital appreciation

Fund Management

  • Date of Allocation- 12-Jul-93
  • Benchmark- CRISIL Short Term Debt Hybrid 60 40 Fund Index
  • Minimum Investment Amount- Rs 1000
  • Additional Application Amount- Rs 1000
  • Minimum SIP- Rs 500
  • Entry Load- Nil
  • Exit Load- 1%
  • Risk- Moderately High
  • Fund Manager- Mr. Amandeep S. Chopra, Mr Vetri Subramaniam and Mr Vishal Chopda
  • SMS: CCP to 5676756 to get scheme details

UTI Retirement Benefit Pension Fund

Type of Scheme- An open-ended retirement solution-oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier)

Investment Objective- To provide a corpus for pension in the form of periodical income/cash flow to the unitholders to the extent of the redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments.

Fund Management

  • Date of Allocation- 26th December, 1994
  • Benchmark- CRISIL Short Term Debt Hybrid 60 40 Fund Index
  • Minimum Investment Amount- Rs 500
  • Minimum SIP- Rs 500
  • Entry Load- Nil
  • Exit Load- Nil
  • Risk- Moderately High
  • Fund Manager- Mr. Amandeep S. Chopra and Mr. V Srivatsa
  • SMS: RBP to 5676756 to get scheme details

UTI CHILDREN’S CAREER FUND - INVESTMENT PLAN

Type of Fund- An open ended fund for investment for children having a lock in for at least 5 years or till the child attains age of majority

Investment Objective- To generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across the market capitalization spectrum. 

Fund Management 

  • Date of Allocation- 30-Jan-08 
  • Benchmark-Nifty 500 
  • Minimum Investment Amount- Rs 1000
  • Entry Load- Nil 
  • Exit Load- 1%
  • Risk- Moderately High 
  • Fund Manager- Mr. Vetri Subramaniam & Mr. Vishal Chopda, 
  • SMS: CCAF to 5676756 to get scheme details

 


 

 

 

 

 

 

Disclaimer : The details given in the mutual fund section is for informational purposes only. Greynium Information Technologies Pvt Ltd, its subsidiaries and associates do not guarantee the authenticity. The service provider has made every effort to ensure accuracy of information provided; however, neither Greynium Information Technologies Pvt Ltd, its subsidiaries and associates, nor the provider can guarantee such accuracy. This information is strictly for informational purposes only. It is not a solicitation to buy, sell in mutual funds or other financial instruments. Greynium Information Technologies Pvt Ltd, its subsidiaries, associates and the service provider do not accept culpability for losses and/or damages arising based on information.
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