The investment objective of the Scheme is to seek capital protection by investing in fixed income securities maturing on or before the tenure of the scheme and seeking capital appreciation by investing in equity and equity related instruments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. The Scheme is "oriented towards protection of capital" and not "with guaranteed returns".
The Scheme will offer the following Options across a common portfolio:
• Growth Option: This option is suitable for investors who are not looking for current income but who invest only with the intention of capital appreciation.
• Dividend Option: This option is suitable for investors seeking income through dividend declared by the Scheme.
The Dividend Option has the following Facilities:
• Dividend Payout facility
• Dividend Sweep facility.
In cases where the investor fails to opt for a particular Option at the time of investment, the default Option will be Growth.
Transaction charge for the first time Mutual Fund Investor is Rs 150/- for subscription of Rs 10,000 and above will be
deducted from the subscription amount and paid to the distributor/agent of the first time investor and the balance shall be invested.
Investor other than first time will be charged Rs100/- per subscription of Rs 10,000 and above will be deducted from the subscription amount and paid to the distributor/agent of the existing investor and the balance shall be invested.
However, transaction charges will not be charged for
(i) purchases/ subscriptions made directly with the Fund
(ii) purchase/ subscriptions below Rs 10,000/-
(iii) transactions other than purchases/ subscriptions relating to new inflows.
Units under the scheme will be redeemed only on the maturity date of the Scheme (or immediately succeeding Business Day if the maturity date falls on a non-business day).
No Redemption / repurchase of units shall be allowed prior to the maturity of the scheme with the AMC/Mutual Fund. NAV shall be computed and published on all business days.
NFO Opens: September 3, 2012
NFO Closes: September 17, 2012
NFO: Rs 10 per unit
Minimum application: Rs 5000 and in multiples of Rs 1 thereafter.
Benchmark: CRISIL MIP Blended Fund Index.