EPFO Made PF Withdrawal Easy: Here Are Facts To Know

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Subscribers of retirement fund body EPFO can now withdraw money from their PF account using one common form and will not be required to file documents like marriage invitation cards for taking advances.

Besides, the Employees' Provident Fund Organisation (EPFO) has also done away with the practice of filing utilization certificates for advances taken from their PF accounts and can submit self-utilisation certificate.

Here are the things to know:

Composite Claim Form

To add further convenience, these forms (different form for various advances and withdrwals) now have been further simplified and replaced with a single page Composite Claim Form (Aadhar). This new Composite Claim Form (Aadhar), can be submitted without the attestation of employers,' EPFO said in statement.

Who can submit claim form directly?

According to the statement, subscribers, who have seeded Aadhaar and bank account details, to their Universal Account Number (UAN) have the facility to submit claim forms directly to the EPFO without attestation of the employers by preferring claims in Forms No 19 (UAN), 10C (UAN) & 31(UAN). Aadhaar Must For EPF, Deadline Is March 31

How to submit non Aadhaar form?

For subscribers, who are yet to seed Aadhaar and Bank details with their UAN, the new Composite Claim Form (Non-Aadhaar) replaces the existing Forms No 19, 10C & 31. The new single page composite claim form (Non-Aadhar), can be submitted with the attestation of employers.

Self certification

It said that self-certification replaces various certificates prescribed at present. The Composite Claim Form (Aadhar) / Composite Claim Form (Non-Aadhar) now comes with self-certification.


Under the Para 68B of the EPF Scheme, the "New Declaration Form" required to be appended with Form No 31 for housing loan/purchase of site/house/flat or for construction/addition, alteration in existing house/repayment of housing loan is discontinued. 11 Reasons Why You Should Have A PF Account?

Utilization certificate

The requirement of "Utilization Certificate" has also been dispensed with. No document would be required to be submitted by the subscriber in respect of these partial withdrawals, it said. Similarly, under Para 68H, for grant of advances in case of closure of factories, no document would be required to be submitted by the subscriber.

How to withdraw partially?

Under the Para 68K, for the marriage advance and for availing advance for post-matriculation education of children, no document, including marriage card, would be required to be submitted by the subscribers. Also under Para 68L, for advance in abnormal condition, the member may self-certify that his property has been damaged. No document would be required to be submitted by the subscriber.

No documents needed

Submission of Composite Claim Form (Aadhaar) / (Composite Claim form (Non-Aadhaar) duly signed by the EPF subscriber shall be construed as 'self-certification' for the said partial withdrawals, for which no document would be required to be submitted to the EPFO offices, it said. You Can Withdraw Provident Fund And Fix Pension Online, From May


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