New charges

The bank said savings fund/current/overdraft account holders would all attract charges at Rs 10 per transaction beyond a limit of five times a month even if the PNB card holder makes the transaction at PNB ATM only. Thus, customers will be charged beyond free limits for doing the financial transaction where cash withdrawal is being made through ATM and non-financial transaction for the issue of mini-statement.

No charges for other services

PNB said there will not be any charge for other non-financial transactions like balance enquiry, fund transfer or green pin request where a secret pin code is sent on the mobile phone to facilitate money transactions like for an online purchase, money transfer via phone, etc.

RBI rule

In August 2014, Reserve Bank had rationalised the number of free ATM transactions that customers could do at own and other bank ATMs. For own bank ATM transactions, RBI had advised banks to give at least five free transactions (financial and non- financial) a month on savings accounts at all locations. "Beyond this, banks may put in place appropriate Board approved policy relating to charges for customers for the use of own bank ATMs," RBI had said.

ATM transaction charges

For other bank ATM transactions, banks were allowed to cut the number of free transactions from five to three a month in six metros Delhi, Mumbai, Chennai, Kolkata, Bengaluru, and Hyderabad. For other locations, the number of free transactions were kept unchanged at five a month for other ATM withdrawals. "Nothing, however, precludes a bank from offering more than three free transactions at other bank ATMs to its account holders if it so desires," RBI said.
The regulator has capped the maximum charge banks can levy beyond the number of free transactions to not more than Rs 20 per transaction. So banks have devised their own mechanisms to charge for ATM transactions beyond free within RBI limits. What Are The New SBI Service Charges?

SBI's revised charges

Country's largest lender SBI charges from Rs 5-20 for financial and non-financial transactions beyond the stipulated free transactions a month for both own and other ATM transactions.

Yes Bank

While private lender Yes Bank gives own ATM transactions service free to cost to its customers for any number of transactions a month.

ICICI Bank

On the other hand, country's largest private sector ICICI Bank allows five free transactions a month and thereafter levies Rs 20 per financial transaction and Rs 8.50 per non- financial transaction. Top 16 Things You Can Do At An ATM