At a time when all banks are constantly reminding customers to link their bank accounts with their UIDAI issued Aadhaar ID and even as we log in to the account via personal banking, the notification asks us to do the needful in this direction. RBI in a RTI said, ""has not issued any instruction so far regarding mandatory liking of Aadhaar number with bank accounts."

The Centre and not the Reserve Bank of India decided on the mandatory linking of Aadhaar with bank account.

The RBI said "The Government has issued a Gazette Notification GSR 538(E) dated 1 June 2017 regarding Prevention of Money laundering (Maintenance of Records) Second Amendment Rules, 2017, inter-alia, making furnishing of Aadhaar (for those individuals who are eligible to be enrolled for Aadhaar) and permanent number (PAN) mandatory for opening a bank account. It may be noted that Reserve Bank has not yet issued an instruction in this regard".

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