HDFC Bank

The Managing Director (MD) of one of the most valued banks in India, Adithya Puri will retire in 2020 when he turns 70. He assumed this position in 1994 after quitting his two year term as the CEO of Citibank, Malaysia. When he leaves in 2020, he would have served as the MD of HDFC bank for almost 26 years, which will make him the longest serving head of a private bank in India.

Performance
HDFC Bank has been consistent in its performance under his leadership since it was founded in 1994. The bank's total assets amount to Rs 9.49 lakh crore with a net NPA of 0.44% and a 633% ten year returns.

Possible successors could be

• Paresh Sukthankar: The 54 year old deputy managing director has served the bank as long as Puri has, i.e since 1994.
• Kaizad Bharucha: This executive director for HDFC Bank is an expert in risk management. He is 52 years old and worked for HDFC since 1995.
• Ashish Parthasarthy: He has been with HDFC Bank since 1996. The 50-year old is currently the head of treasury.

Axis Bank

MD and CEO Shikha Sharma has been with Axis Bank since 2009. She started her career with ICICI Bank and served them for 29 years. During her tenure, she helped set up ICICI Securities and made ICICI Prudential Life Insurance Company the number one private sector life insurance company in India.

Axis Bank's total assets are worth Rs 6.43 lakh crore with 2.56% net NPAs and 250% ten year returns.
With a well-diversified loan book which includes 46% high yielding, less volatile retail loans, it is the third largest private sector bank in India. However, its NPAs are the second largest amoung private banks in India.

The existing Axis Bank employees that could replace Shikha Sharma

• V Srinivasan: The 53-year-old deputy managing director has been with Axis Bank since 2009. He headed the corporate loans segment.
• Jairam Sridharan: He has been with Axis since 2010 and helped build the bank's retail franchise. He is only 42 years old and currently serves as the group executive and CFO.
• Rajeev Anand: He is the executive director of retail banking who has been with Axis since 2009. He had helped build the Axis' mutual fund business.

ICICI Bank

ICICI Bank is known for having the best branch network in the country. Headed by CEO and MD Chanda Kochhar, its total assets are worth Rs 8.13 lakh crore while its NPAs stand at 4.20% and ten year returns have been 96%. Its NPAs are the highest amoung private sector banks in India.

While Chanda Kochhar's reputation has been damaged by allegations of nepotism, the possible contenders for the future CEOs could be:

• NS Kannan, the 52-year old executive director who has been with ICICI since 1991.
• Vishakha Mulye, also an executive director, has served ICICI since 1993.
• Sandeep Bakshi, is the CEO of ICICI Prudential Life Insurance. He is 57 years old, and served ICICI the longest amoung the three (since 1986).