The State Bank of India (SBI) has the largest customer base with the widest reach in the country. However, these days, account holders prefer making all their banking transactions within the convenience of their laptop or smartphone rather than visiting the branch.
To make their services more convenient, SBI now allows customers to finish their complete registration process for the net banking facility online. Earlier, one needed to go to the branch to get your SBI net banking activated which required filling applications and waiting for a pre-printed "Internet Banking Kit."
Things to note before you get started
- To activate the facility, your correct (and active) phone number needs to be registered with SBI and linked to your account. You also need to have an active ATM card.
- If you have already applied for net banking through the branch, you cannot register online. You will have to wait for the kit.
- If you already have the "Internet Banking Kit," do not "register" because the bank has already created a username and password for you (mentioned in the kit), that you can use to directly login. In the second step below, choose "Login" (boxed yellow) instead of registering.
- Joint account holders will be required to visit the branch to avail the net banking facility.