On both its term deposits as well as tax-saving deposits. For deposits with a short maturity term of 7 days to 20 days, the rate of 4.25% has been kept. While for others, the lender has revised the rates with effect from July 22 and it is made applicable for deposits of less than Rs. 2 crore.
HDFC Bank Revises FD Rates Lower
On deposits of 30-45 days, the bank is offering 5.5% to its general customer category while its senior citizens are eligible for an extra earning of 0.5%. For FDs with maturity term of 46 days to 6 months, the interest rate is 6.0% from the earlier 6.25%.
FD with a 1-year maturity will now offer interest rate lower by 20 basis points. On this the bank is providing 7.1% return. For deposits maturing in 1 year to 2 years, HDFC Bank has lowered its interest rate by 10 basis points. After the recent revision, the bank is offering an interest rate of 7.20%, from 7.3% earlier.
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