Bandhan Bank Launches 4 New Credit Cards: Know Benefits of Sparks, Ignite, Flare & Lumina; Compare Key Feature

Bandhan Bank has entered India's rapidly growing credit card market with the launch of four new Mastercard-powered credit cards, expanding its offerings beyond its traditional deposit and lending businesses. The new portfolio includes the everyday shopping-focused Sparks card, travel and rewards-oriented Ignite card, lifestyle and travel-focused Flare card and premium Lumina card.

The lender is entering a highly competitive segment dominated by major private banks, public-sector lenders and established card issuers. Through the new range, Bandhan Bank aims to cater to different categories of consumers, with benefits spanning everyday shopping, travel, dining, entertainment, fuel and international spending.

Bandhan Bank Launches 4 New Credit Cards: Check Sparks, Ignite, Flare and Lumina Benefits

The cards have been introduced in partnership with Mastercard. Customers can apply through a digital-first process, while applications will also be accepted through Bandhan Bank's branch network.

The four cards have been structured to cater to different spending profiles, allowing customers to select a product based on their lifestyle and transaction patterns.

Bandhan Bank Sparks: Everyday Shopping-Focused Credit Card

The Sparks card, positioned as an everyday shopping-focused credit card, is designed for customers with regular household and retail expenses. It offers accelerated rewards on grocery and apparel purchases, making it suitable for consumers with recurring spending in these categories.

Apart from shopping-related rewards, the card includes a welcome benefit, domestic airport lounge access, entertainment offers, fuel surcharge waivers and EMI-related cashback benefits.

Bandhan Bank Ignite: Shopping, Travel and Dining Rewards Card

The Ignite card, designed as a shopping, travel and dining rewards credit card, offers a broader range of benefits for customers whose monthly expenditure extends beyond routine household purchases.

Cardholders can receive accelerated rewards across grocery and travel-related spending, along with welcome and milestone benefits. The card also provides domestic and international airport lounge access and dining privileges through EazyDiner.

The additional travel-related features position Ignite above the entry-level Sparks card in Bandhan Bank's new credit card portfolio.

Flare: Travel and Lifestyle-Focused Credit Card

The Flare card, positioned as a travel and lifestyle-focused credit card, is aimed at consumers who place greater value on leisure, airport and lifestyle benefits.

The card offers an Amazon Pay voucher as a welcome benefit and provides access to domestic and international airport lounges. Cardholders can also receive entertainment and dining benefits through BookMyShow and EazyDiner, along with golf privileges.

The product could appeal to frequent travellers and customers seeking lifestyle-related benefits rather than rewards focused primarily on everyday shopping.

Lumina: Bandhan Bank's Premium Credit Card

The Lumina card, positioned as Bandhan Bank's flagship premium credit card, has been designed for high-spending customers seeking exclusive travel and lifestyle privileges.

The premium card offers rewards on international spending and comes with an Oberoi gift voucher as a welcome benefit. Its feature list also includes domestic and international airport lounge access, concierge services and airport meet-and-greet facilities.

Lumina cardholders can additionally access entertainment and dining benefits, along with golf privileges, placing the card at the top end of Bandhan Bank's newly launched portfolio.

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