Bank Holiday For Next 3 Days; Banks Opened Or Closed On April 14 For Ambedkar Jayanti? Check City-Wise List

Bank Holidays: Indian scheduled commercial banks are in for treat with a three-day long weekend that will start from April 12th and end on April 14th. The coming days are packed with back-to-back bank holidays, with special celebration of Ambedkar Jayanti. However, bank holidays vary from state to state. Hence, if you are planning to visit bank branches in the next three days, it is important to note whether the bank is open or not. Check City-Wise List:

Saturday Bank Holiday:

April 12 is a second Saturday of the current month. As per RBI's guidelines, banks are closed on two Saturdays, which are second and fourth, while they are open on first and third Saturdays every month. In case if month has five Saturdays, the fifth Saturday is a working day as well.

The unique Saturday holidays are adopted since September 2015.

According to the main guidelines, payment systems will not be operated on second and fourth Saturdays but would operate for full days on working Saturdays. Payment systems typically include Real Time Gross Settlement (RTGS), National Electronic Fund Transfer (NEFT), Cheque Clearing operated by various Bankers' Clearing Houses in the country including the grid-based Cheque Truncation System (CTS) and ECS suite [Electronic Clearing Service (ECS), Regional Electronic Clearing Service (RECS) and National Electronic Clearing Service (NECS)].

Also, processing future value-dated transactions with value dates falling on the second and fourth Saturdays will not be undertaken under the RTGS and ECS suite.

Furthermore, RBI has guided banks that The LAF repo window on working Saturdays would in fact be an extension of the Friday LAF window. That is, banks could borrow for three days on Friday, within the prescribed limits, and any residual unused limit could be utilised for a 2-day period on working Saturdays. RBI operates a fixed rate liquidity adjustment facility (LAF) repo window on all working Saturdays between 9.30 am and 10.30 am.

Recently, RBI has declared a 25 bps cut in repo rate to 6% under LAF.

April 13th Bank Holiday:

Since April 13th is a Sunday, all banks will be closed across India. All Sundays of the month are a default holiday for banks.

Bank Holidays On Ambedkar Jayanti:

Ambedkar Jayanti 2025, also known as Bhim Jayanti, will be celebrated all over the country on April 14. It is popularly called 'Equality Day' to honour the birth of Dr Babasaheb Ambedkar who fought for social rights and equality in the country during the British era.

This celebration falls on April 14, Monday, and RBI has declared a bank holiday. Apart from Ambedkar Jayanti, banks will be closed due to the celebration of Vishu/Biju/Buisu Festival/Maha Vishuva Sankranti/Tamil New Year's Day/Bohag Bihu/Cheiraoba.

However, the holidays will vary from city to city. On April 14, the cities where bank branches are closed are --- Agartala, Ahmedabad, Aizawl, Belapur, Bengaluru, Bhubaneswar, Chandigarh, Chennai, Dehradun, Gangtok, Guwahati, Andhra Pradesh, Telangana, Imphal, Itanagar, Jaipur, Jammu, Kanpur, Kochi, Kolkata, Lucknow, Mumbai, Nagpur, Panaji, Patna, Ranchi, Srinagar, and Thiruvananthapuram.

Bank branches are open in cities like Bhopal, Kohima, New Delhi, Raipur, Shillong, and Shimla.

All About Ambedkar Jayanti:

Dr. Bhimrao Ramji Ambedkar, popularly known as Babasaheb Ambedkar, is widely revered as one of the architects of the Indian Constitution. A man of immense stature and many facets, he was also a renowned political leader, eminent jurist, Buddhist activist, philosopher, anthropologist, historian, orator, writer, economist, scholar and editor. Dr. Ambedkar fought to eradicate social evils like untouchability and for the rights of the Dalits and other socially backward classes throughout his life. Dr Ambedkar was appointed as India's first Law Minister in the Cabinet of Jawaharlal Nehru. He was posthumously awarded the Bharat Ratna, India's highest civilian honour in 1990.

The birthday of this great individual is celebrated as Ambedkar Jayanti. He was born on April 14, 1891, at Mhow near Indore in the then Central Province, now Madhya Pradesh. For the first time, activist Janardan Sadashiv Ranapisay celebrated Ambedkar's birthday publicly on 14 April 1928 in Pune. Since then, this day has been celebrated as Ambedkar Jayanti or Bhim Jayanti. From a humble origin, Dr Ambedkar went on to become one of the foremost legal minds in the country, as per PIB.