Bank Holiday Next Week: No Special Holiday! Banks To Be Closed For Only Two Days. Is April 11 Second Saturday?

Indian scheduled banks will not have any special holiday due to festivals from April 6th to April 12th. However, all banks in India will be closed for two days due to the weekend, including the second Saturday of the month. The Reserve Bank of India decides all bank holidays in India. However, banks have a unique pattern of holidays during weekends. They are operational on two Saturdays and closed on two Saturdays of the month, while all Sundays are bank holidays.

Bank Holiday 2026:

All banks in India are open on April 6, April 7, April 8, April 9 and April 10.

Second Saturday April 2026:

However, all banks including rural, local, regional, co-operative and foreign banks will be closed on second Saturday of April 2026. This will be on April 11th.

Bank Holidays On April 11 & April 12:

Apart from holiday on April 11th, all banks will also be closed on April 12th because its Sunday.

Second Saturday Bank Holiday:

Since September 2015, RBI has directed that all scheduled and non-scheduled banks - public, private, foreign, cooperative, regional rural and local area banks - will observe public holiday on second and fourth Saturdays.

Accordingly, payment systems will not be operated on second and fourth Saturdays but would operate for full day on working Saturdays. Payment systems typically includes Real Time Gross Settlement (RTGS), National Electronic Fund Transfer (NEFT), Cheque Clearing operated by various Bankers' Clearing Houses in the country including the grid based Cheque Truncation System (CTS) and ECS suite [Electronic Clearing Service (ECS), Regional Electronic Clearing Service (RECS) and National Electronic Clearing Service (NECS)].

How Does Bank Holidays Impact Financial Planning?

According to brokerage Swastika, Bank closures can disrupt important financial activities if not planned properly. For instance, if you have a loan EMI due today or need to transfer funds for a business transaction, a holiday can cause delays.

What To Do Before Bank Holidays?

The brokerage's report highlighted that you can do the following tips during bank holidays:

1. Plan Ahead: Complete critical transactions at least one working day before a holiday.

2. Use Digital Channels: Leverage UPI and net banking for seamless transfers even during holidays.

3. Monitor Settlement Timelines: Some transactions, like NEFT or RTGS, may have slight delays depending on timing and bank policies.

Bank Holidays In April 2026:

In April 2026, banks will be closed for a total of 14 days including second and fourth Saturdays and all Sundays. A host of festivals have lined up such as Good Friday, Ambedkar Jayanti, Bohag Bihu, Baisakhi to Akshaya Tritiya among others. Hence, banks will be closed on these days.

Festivals & Bank Holidays In April 2026:

April 1: To enable to Banks to close their yearly accounts

April 2: Maundy Thursday

April 3: Good Friday

April 14: Dr. Babasaheb Ambedkar Jayanti/Maha Vishuva Sankranti/Biju/Buisu Festival/Tamil New Year's Day/Bohag Bihu/Cheiraoba/Baisakhi

April 15: Bengali New Year's Day (Nababarsha)/Bohag Bihu/Vishu/Himachal Day

April 16: Bohag Bihu

April 20: Basava Jayanti / Akshaya Tritiya

April 21: Garia Puja

It needs to be noted that bank holidays vary from city to city.