Bank Holiday Today, October 31: Are Banks Open or Closed on Saturday? Check State-Wise Details

Bank Holiday Today, October 31: Banks across most parts of India will be open for regular banking operations today, Saturday, October 31. However, bank branches in Gujarat will be closed on the occasion of Sardar Vallabhbhai Patel's birth anniversary. Customers planning to visit their bank branches should check the state-wise holiday status before stepping out.

Are Banks Open Today, October 31?

As October 31 falls on the fifth Saturday of the month, banks across most states will operate as usual. Unlike the second and fourth Saturdays, which are designated bank holidays across India, the first, third and fifth Saturdays are generally working days for banks.

Yes. Banks will be open today, October 31, across most Indian states, including Karnataka, Maharashtra, Delhi, Tamil Nadu, Kerala and other regions.

Customers in Bengaluru and other parts of Karnataka can visit their respective bank branches during regular working hours.

Why Are Banks Closed in Gujarat Today?

Banks in Gujarat will observe a regional holiday on October 31 to commemorate the birth anniversary of Sardar Vallabhbhai Patel, who was born on October 31, 1875.

The day is observed as Rashtriya Ekta Diwas (National Unity Day) across the country to honour Patel's contribution to India's independence and national integration.

As a result, bank branches in Ahmedabad and other parts of Gujarat will be closed today.

Will ATM, UPI and Net Banking Services Work Today?

Even in states where bank branches remain closed, customers can continue accessing most digital banking services.

Here are the services that will generally remain available:

ATM Services: Customers can withdraw cash and check account balances through ATMs.

UPI Payments: Digital payment platforms such as Google Pay, PhonePe and Paytm will continue functioning.

Mobile Banking: Customers can access their accounts and carry out eligible transactions through banking applications.

Internet Banking: Online fund transfers, bill payments and other banking services will remain accessible.

IMPS and NEFT: Digital fund transfer facilities will generally remain available, subject to applicable bank service conditions.

However, services requiring physical branch visits, such as certain documentation procedures, cheque-related services and other in-person banking activities, may be unavailable in Gujarat.