Banking customers will be interrupted in physical visiting of banks for conducting banking services for up to 15 days at the start of the new fiscal year, which begins in April. The most important holiday is on the first day of the month, April 1, 2022, as banks will be closed due to banks' closing of accounts. It should be noted that bank holidays in India fluctuate from state to state and from occasion to occasion, therefore bank holidays will vary, with the exception of the second and fourth Saturdays and Sundays. Bank holidays are divided into three categories by the Reserve Bank of India (RBI): Holiday under the Negotiable Instruments Act, Holiday under the Negotiable Instruments Act, Real Time Gross Settlement Holiday, and Banks' Closing of Accounts. We will discuss Holidays under the Negotiable Instruments Act and Banks' Closing of Accounts according to the RBI's holiday list and including the second and fourth Saturdays and Sundays, for a total of 15 days during which Indian banks will be closed.

Bank Holidays In April 2022
| Sr No. | Date | Day | Occasion | Banks to remain shut in |
|---|---|---|---|---|
| 1 | 1st April 2022 | Friday | Yearly Closing of Bank Account | Agartala, Ahmedabad, Belapur, Bengaluru, Bhopal, Bhubaneswar, Chennai, Dehradun, Gangtok, Guwahati, Hyderabad, Imphal, Jaipur, Jammu, Kanpur, Kochi, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Panaji, Patna, Raipur, Ranchi, Srinagar and Thiruvananthapuram |
| 2 | 2nd April 2022 | Saturday | Gudi Padwa/Ugadi Festival/1st Navratra/Telugu New Year's Day/Sajibu Nongmapanba (Cheiraoba) | Belapur, Bengaluru, Chennai, Hyderabad, Imphal, Jammu, Mumbai, Nagpur, Panaji, Srinagar |
| 3 | 3rd April 2022 | Sunday | Weekend | All states |
| 4 | 4th April 2022 | Monday | Sarhul | Ranchi |
| 5 | 5th April 2022 | Tuesday | Babu Jagjivan Ram’s Birthday | Hyderabad |
| 6 | 9th April 2022 | Saturday | Second Saturday | All states |
| 7 | 10th April 2022 | Sunday | Weekend | All states |
| 8 | 14th April 2022 | Thursday | Dr. Babasaheb Ambedkar Jayanti/Mahavir Jayanti/Baisakhi/Vaisakhi/Tamil New Year's Day/Cheiraoba/Biju Festival/Bohag Bihu | Agartala, Ahmedabad, Aizawl, Belapur, Bengaluru, Bhopal, Bhubaneswar, Chandigarh, Chennai, Dehradun, Gangtok, Guwahati, Hyderabad, Imphal, Jaipur, Jammu, Kanpur, Kochi, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Panaji, Patna, Raipur, Ranchi, Srinagar and Thiruvananthapuram |
| 9 | 15th April 2022 | Friday | Good Friday/Bengali New Year’s Day (Nababarsha)/Himachal Day/Vishu/Bohag Bihu | Agartala, Ahmedabad, Aizawl, Belapur, Bengaluru, Bhopal, Bhubaneswar, Chandigarh, Chennai, Dehradun, Gangtok, Guwahati, Hyderabad, Imphal, Kanpur, Kochi, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Panaji, Patna, Raipur, Ranchi, Shillong, Shimla and Thiruvananthapuram |
| 10 | 16th April 2022 | Saturday | Bohag Bihu | Guwahati |
| 11 | 17th April 2022 | Sunday | Weekend | All states |
| 12 | 21st April 2022 | Thursday | Garia Puja | Agartala |
| 13 | 23rd April 2022 | Saturday | Fourth Saturday | All states |
| 14 | 24th April 2022 | Sunday | Weekend | All states |
| 15 | 29th April 2022 | Friday | Shab-I-Qadr/Jumat-ul-Vida | Jammu, Srinagar |
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