Banks To Stay Closed For Up to 12 Days in January 2026: Check Full State-wise Holiday List as per RBI Calendar

Bank branches across several states will remain closed on multiple days in January 2026, according to the Reserve Bank of India's (RBI) holiday calendar. The closures are due to a combination of regional festivals, birth anniversaries of prominent leaders and national holidays observed under the Negotiable Instruments Act.

While the number of holidays varies from state to state, customers in some regions may see banks shut for up to 10-12 days in the month when Sundays and second and fourth Saturdays are also taken into account.

However, digital banking services such as UPI, mobile banking and internet banking will continue to function normally. Customers may face delays in branch-based services including cheque clearances, cash withdrawals at counters and documentation-related work on these days.

State-wise Bank Holidays in January 2026; Check Dates and Holidays in All States in India

Mizoram Bank Holidays in January 2026

In Mizoram, banks will remain closed on January 1 for New Year's Day and Gaan-Ngai, January 2 for New Year Celebration, and January 26 for Republic Day.

Bank Holidays in Tamil Nadu in January 2026

In Tamil Nadu, bank holidays fall on January 1 for New Year's Day, January 15 for Pongal and Uttarayana Punyakala, January 16 for Thiruvalluvar Day, January 17 for Uzhavar Thirunal, January 23 for Netaji Subhas Chandra Bose Jayanti and Saraswati Puja and January 26 for Republic Day.

January 2026 Banks Holidays in Sikkim

In Sikkim, banks will be closed on January 1 for New Year's Day and on January 26 for Republic Day.

Bank Holiday in Manipur in January 2026

In Manipur, bank branches will observe holidays on January 1 for New Year's Day and January 26 for Republic Day.

Bank Holiday in Arunachal Pradesh in January 2026

In Arunachal Pradesh, banks will remain shut on January 1 for New Year's Day, January 14 for Makar Sankranti, and January 26 for Republic Day.

Nagaland Bank Holidays in January 2026

In Nagaland, banks will be closed on January 1 for New Year's Day and January 26 for Republic Day.

Bank Holidays in January 2026 in West Bengal

In West Bengal, bank holidays include January 1 for New Year's Day, January 12 for Swami Vivekananda Jayanti, January 23 for Netaji Subhas Chandra Bose Jayanti and Saraswati Puja and January 26 for Republic Day.

January 2026 Bank Holidays Calendar in Meghalaya

In Meghalaya, banks will observe holidays on January 1 for New Year's Day and January 26 for Republic Day.

Bank Holiday in Kerala on Mannam Jayanthi and Republic Day in January 2026

In Kerala, banks will be closed on January 2 for Mannam Jayanthi and January 26 for Republic Day.

Uttar Pradesh Bank Holidays List For January 2026

In Uttar Pradesh, bank branches will remain closed on January 3 for the Birthday of Hazrat Ali and January 26 for Republic Day.

Bank Holiday in Assam in January

In Assam, banks will observe holidays on January 14 for Magh Bihu and January 26 for Republic Day.

Odisha Bank Holidays List in January 2026

In Odisha, bank holidays fall on January 14 for Makar Sankranti, January 23 for Netaji Subhas Chandra Bose Jayanti and Basanta Panchami, and January 26 for Republic Day.

Karnataka Bank Holidays on Makara Sankranti and Republic Day in January 2026

In Karnataka, banks will be closed on January 15 for Makara Sankranti and Uttarayana Punyakala, and on January 26 for Republic Day.

Andhra Pradesh Bank Holidays in January 2026 For Makara Sankranti & Republic Day

In Andhra Pradesh and Telangana, bank holidays include January 15 for Makara Sankranti and January 26 for Republic Day.

Bank Holidays on Republic Day on January 26

Across all states and Union Territories, banks will remain closed on January 26 in observance of Republic Day.