Dhanteras Gold Making Charges 2026: Tanishq vs Malabar vs BHIMA vs Senco vs CaratLane, Who Gives Best Offers?

Dhanteras will be widely celebrated in India on November 6, 2026. This is the first day of the Diwali festival and is seen as the most auspicious day to buy something new, more specifically new precious metals like gold, silver and platinum, among others. This year, a host of top jewellers like Malabar, Tanishq, Joyalukkas, Bhima, CaratLane and Senco, among others, are offering steep discounts and offers on making charges. As high as 25% cut is applied on making charges for gold and silver, while 100% off on diamond designs.

Gold making charges are imposed by jewellers for processing gold or other precious metals into jewellery. These charges include labour or artisan costs and other overheads. The charges are decided by the jewellers, and they vary, eventually impacting the final buying value of gold and silver.

CaratLane Gold Making Charges Offers:

For Dhanteras, CaratLane is offering 25% off on making charges for gold and jewellery. Apart from this, the jeweller is also giving a 20% discount on all jewellery along with up to Rs 4,000 instant discount with payments made using an SBI credit card. There is also 50% off on silver jewellery this Diwali.

CaratLane will also carry a Golden Friday sale where it is giving up to 50% discount on making charges for diamond designs.

BHIMA Gold Making Charges Offer:

BHIMA is running a Deepavali Festival sale from October 5th to November 15th this Diwali. Under which, the jeweler offers 50% off on making charges for gold and silver jewellery, while there are zero making charges on diamond designs. Also, 10% off is given on diamond jewelries.

Joyalukkas Gold Making Charges Offer

Additionally, for Diwali, Joyalukkas is offering 50% off on making charges. Here's an example:

Tanishq Gold Making Charges Offer:

Tanishq has also launched a Diwali offer which is applicable from October 10th to November 8th. However, the offer varies from jewellery to designs.

Group A: Gold Plain, Gold Plain with Enamel, Mangalsutra, Plain Jewellery with Stones, CZ Jewellery, Glass Kundan, Open Polki, Open Polki with BOM, Kundan Polki, Modern Gold, Moissanite Stones, Colour Stone, CZ + Colour Stone, DT Studded Colour Stone, Gold Intensive Colour Stone, Platinum Plain, Bi Metal Platinum Plain, Mia Colour Stone, Mia Plain, Mia PJWS, Mia Colour Stone UCP.

Under Group A, Tanishq is offering a 0% to 20% discount on making charges along with a shagun discount of Rs 301. The highest 20% discount is given on jewellery amounting to above Rs 18 lakh, but the 0% discount on making charge is given on jewellery amounting to up to Rs 3.99 lakh.

Group B: Gold Studded, Studded UCP, HV Studded, DT Gold Studded, Gold Intensive Studded, DT Gold Intensive Studded, Solitaire String, Ultra Low Diamond, Kundan Polki + Diamond, Platinum, Platinum Studded, Bi Metal Platinum Studded, Mia Studded

Under Group B, Tanishq is giving 20% to 35% regular discounts. The lowest 20% offer is applicable on the mentioned jewellery valuing up to Rs 1.99 lakh. The highest 35% off is on jewellery above Rs 15 lakh.

Group C: Gold Plain, Mangalsutra, Plain Jewellery with Stones, CZ Jewellery, Glass Kundan, Open Polki, Open Polki with BOM, Kundan Polki, Modern Gold, Gold Plain UCP, Colour Stone, CZ + Colour Stone, DT Studded Colour Stone, Gold Intensive Colour Stone, Platinum Plain, Bi metal Platinum Plain, Bi-metal plain UCP, Mia Colour Stone, Mia Plain, Mia PJWS , Mia plain UCP, Mia Colour stone UCP.

5% to 12% regular discounts for Group C products based upon their carat band. For instance, a 12% discount will be applied to A (0.30-0.99) carat, 9% on B (1-2.29) carats and 5% on C (2.3+) carats.

If a pair of earrings has one stone of 0.99 carat and another stone of 1.00 carat, the discount from the higher of the two slabs will apply, i.e., 1.00 carat, as per Tanishq.

Senco Gold Making Charges Offer:

Here, flat 100% off on making charges on diamond jewellery along with 10% discount on diamond value will be given during Dhanteras. On gold jewellery, there is an Rs 500 discount on per gram of gold rate along with 20% off on making charges.

Candere Gold Making Charges

Candere, a lifestyle jewellery brand of Kalyan Jewellers, is offering a 30% discount on diamonds and 15% off on making charges for platinum jewelleries.

Malabar Gold Making Charges Offer

This Diwali, Malabar is offering 30% off on making charges of all gold, uncut and gemstone jewellery. Also, there is 30% off on diamond value. Further, the company gives up to Rs 4,000 cashback on SBI credit card payments.

Dhanteras, Diwali: Gold Making Charges Jeweller Wise

As per a Gullak report in October 2026, gold-making charges vary from jeweller to jeweller. For instance, Tanishq's gold-making charges range from 8 to 28% of gold value, while Malabar imposes 13-26%, and GRT Jewellers impose up to 15-20%. Kalyan's Candere imposes one of the highest making charges, between 40 and 45% of the gold value, while Jos Alukkas imposes 27-36%.

Jeweller	Making charges (% of gold value)
Tanishq	8-28%
Kalyan Jewellers	5-37%
Malabar Gold & Diamonds	13-26%
Joyalukkas	7-60%
GRT Jewellers	15-20%
PNG Jewellers	9-23%
Senco Gold	3-30%
TBZ	Varies by design
Reliance Jewels	20-24%
Jos Alukkas	27-36%
Khazana Jewellery	14-18%
Thangamayil Jewellery	15-22%
Lalithaa Jewellery	150-400 per gram*
Waman Hari Pethe	25-32%
BlueStone	25-31%
Candere	40-45%

However, making charges also differs from the designs or the jewellery type, such as rings, chains, earrings, bangles or mangalsutra.

Jeweller	Ring	Earrings	Bangles	Mangalsutra
Tanishq	19.5%	27.5%	23.5%	23.5%
Malabar	16.9%	16.9%	16.9%	16.9%
Kalyan	7-32%	28-37%	28-37%	28-37%
Joyalukkas	7-60%	35%*	23-31%	27-59%*
GRT	15.7%	18.4%	18.9%	17.2%
PNG	9-17%	-	21%	-
Senco	30%	30%	27%	27%
Khazana	17.5%	17.5%	14.5%	14.8%
Reliance Jewels	24%	23%	22%	20.5%
Jos Alukkas	36%	35%	36%	27%
Thangamayil	18.8%	21.5%	15%	-

How much difference do making charges make?

Let's take an example. Assume Mr X bought gold worth Rs 1.30 lakh for 10 grams in 22-carat at assumed gold rate of Rs 13,000 per 1 gram.

Example: 10 grams of gold jewellery
₹1,30,000 - Gold value before making charges and GST
Making charge	Amount
10%	₹13,000
15%	₹19,500
20%	₹26,000
25%	₹32,500
30%	₹39,000
Difference between 10% and 30% making charges: ₹26,000, before GST.

Here's how making charges impact your gold purchase: Calculation

Using the above example, here's how gold-making charges and GST impact your final buying value:

Gold jewellery cost calculator
Gold weight (grams) - 10 Grams
Gold rate per gram - Rs 13,000
Making charges - 20%
Cost breakdown	Amount
Gold value	₹1,30,000
Making charges	₹26,000
GST (3%)	₹4,680
Estimated final jewellery bill
₹1,60,680
Excludes stone charges, other fees and discounts. Assumes no separate wastage charge.

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