HDFC Bank Q4 Result: Net Profit Increases 9% YoY, NII Up 3.2%; Dividend Declared

HDFC Bank Q4 Result: India's largest private bank, HDFC Bank, reported a 9% year-on-year jump in its net profit for the fourth quarter of financial year 2025-26. HDFC Bank's net interest income (NII) surged by 3.2% to ₹33,081.5 crore.

HDFC Bank's NII stood at Rs 19,221 crore. Net revenues (net interest income plus other income) for FY26 stood at Rs 1,912.2 billion, as against Rs 1,683.0 billion for FY25. Profit after tax for FY26 was Rs 746.7 billion, up by 10.9% over the corresponding year ended March 31, 2025.

HDFC Bank Q4 Result Preview

HDFC Bank may see improvement in growth, stable margins and contained credit costs that will drive up profitability. However, there will be slippages to moderate as agri NPAs ease, as per Emkay Research report."Q4FY26 results expected to show NII growth of 5.3% YoY and PAT up 8.2% YoY, driven by 12.1% loan expansion and 14.4% deposit growth. Margins to stay broadly stable with lagged deposit repricing benefits offsetting EBLR yield pressure," noted Mirae Asset in its report.

HDFC Bank Q3 Result

HDFC Bank reported an 11% rise in its net profit to Rs 18,654 crore in the third quarter of financial year 2025-26, against Rs 16,736 crore in the corresponding quarter. Total assets surged to around Rs 40.89 lakh crore as of December 31, 2025, against Rs 37.59 lakh crore a year earlier.

HDFC Bank's standalone profit after tax (PAT) surged nearly 11.5% on an annual basis to Rs 18,654 crore, against Rs 16,736 crore in the corresponding quarter, supported by higher net interest income and steady loan growth despite relatively modest margin performance.

Net interest income captures the spread between interest earned and paid. The NII increased 6.4% to Rs 32,620 crore from Rs 30,650 crore a year earlier. HDFC Bank's core net interest margin (NIM) stood at 3.35% on total assets and 3.51% on interest-earning assets during the period.

HDFC Bank Q4 Result: Dividend Declared

HDFC Bank's board of directors also approved interim dividend for the financial year 2025-26. "The Bank paid a special interim dividend of ₹ 2.50 per equity share of ₹ 1 each (adjusted for bonus) on August 11, 2025. The Board of Directors have now recommended a final dividend of Rs 13.00 per equity share of ₹ 1 for the year ended March 31, 2026," noted HDFC in its BSE filing.

HDFC Bank Dividend Record Date

Including the recently announced dividend, the the total dividend, announced by HDFC, for the year ended March 31, 2026 would be Rs 15.50 per equity share of Re 1 each for the year ended March 31, 2026.

HDFC Bank's board has fixed Friday, June 19, 2026 as the dividend record date to determine the eligibility of shareholders for the payout.