HDFC Bank UPI Services: Why UPI Services Will Not Be Available For 2-Days In Nov Month?

HDFC Bank declared that its UPI services will remain unavailable for 2 days in the month of November for few hours. The bank already declared a temporary suspension of its Unified Payment Interface (UPI) services due to necessary system maintenance. It is important to note that UPI services will remain unavailable on November 5 from 12:00 AM to 2:00 AM IST and again on November 23, 2024 from 12:00 AM to 3:00 AM IST.

According to reports, financial and non-financial UPI transactions will not be available via HDFC Bank's Current and Savings accounts, as well as RuPay Credit Cards during the downtime period of bank for these two-days. It will reportedly impact transactions generated through HDFC Mobile Banking app, Google Pay, WhatsApp Pay, Paytm, Shriram Finance, Mobikwik, and Kredit.Pe. And, merchants acquired by HDFC Bank will also face service disruptions.

According to the Bank, "To enhance your banking experience, we are undergoing essential system maintenance on the following dates:
1) 05th November 2024 from 12:00 AM IST to 02:00 AM IST (2 hours).
2) 23rd November 2024 from 12:00 AM IST to 03:00 AM IST (3 hours)."

FAQs On HDFC Bank UPI Services:

Define UPI?
Unified Payment Interface (UPI) is a smartphone enabled fund transfer for participating bank customers to pay/ receive money using a unique UPI ID

How long it takes for the money to get credited into beneficiary account?
For successful transactions, funds get credited into the beneficiary's account instantaneously.

Do I need to register for UPI?
Yes, you can register for UPI through the HDFC Banking MobileBanking App available on Google Playstore & iOS, as per the bank's website.

What is UPI ID?
UPI ID is an id which is uniquely linked to your bank account and can be used to send or receive payments through UPI.
For e.g. abc@hdfcbank where "abc" can be your mobile number.

How to register for UPI without seeding mobile number in bank account?
No, UPI ID are linked to your registered mobile no. in the bank account.

Can I send money to someone who is not registered on UPI?
Yes. Payment can be made via IFSC/ Account number or MMID/ Mobile number of the beneficiary, according to HDFC Bank's website.