HDFC Infinia Metal Edition Credit Card – Latest Updates, Eligibility, Key Features

HDFC Infinia Metal Edition Credit Card caters the needs of individuals with high incomes and provides various benefits including hotel and dining benefit, smart EMI, reward points, and unlimited access to airport lounges, making this card an excellent choice for heavy spenders.

Eligibility

The eligibility for HDFC Infinia Metal Edition Credit Card is By Invite Only. However, from February 1, 2025 it would be also based on banking relationship value.

Let's see how is the banking relationship value is calculated

Program	Total Relationship Value (TRV)	Relationship Value (RLV)
Infiniti	Rs 5 crores	Rs 2 crores
Imperia	Rs 2.5 crores	Rs 1 crore

TRV = 100 percent of RLV + MF + Insurance in addition to 20 percent of Demat + Retail Asset Outstanding

RLV = Current Account + Savings Account + Term Deposits (Total Liabilities)

Under the banking relationship value category, the customer should be a part of Infiniti/Imperia Program for atleast 3 months to be eligible for HDFC Infinia Metal Edition Credit Card.

Notably, the customer can meet either TRV or RLV or existing salary/ITR Criteria to be a part of this.

Joining Fee And Other Charges

HDFC charges a joining/renewal membership fee of Rs. 12,500 plus applicable taxes. Upon activation of card and realisation of fee, the customer could enjoy a welcome and renewal benefit of 12,500 reward points. To waive off renewal charges for next year, the customer could spend Rs 10 lakhs or more in the preceding twelve months.

Key Features of HDFC Infinia Metal Edition Credit Card

Reward Points

5 Reward Points for every Rs 150 spent with a reward rate of up to 3.3 per cent.

EMI Conversion

The card offers an option to cover huge expenses into EMI after purchase.

Contactless Payments

To ensure fast and secure payments, the card enables contactless payments at retail outlets.

Club Marriott membership

Complimentary Club Marriott membership for first year with up to 20 per cent discounts for Dining and stay across Asia - Pacific region.

Hotel & Dining Benefit

The credit card users can book a stay for 3-nights and pay for two at participating ITC hotels, and enjoy a 1+1 complimentary buffets.

Lowest Foreign Currency Markup

The card charges markup fee of 2 per cent on all foreign currency transactions.

Zero Lost card liability

In case, the customer loses HDFC Infinia Metal Edition Credit Card, they can immediately report the incident through the bank's 24-hour call centre, eliminating the need to pay for any fraudulent transactions made on the card.

Interest Free Credit Period

Starting from the day of purchase, the customer enjoys a interest free credit period of up to 50 days on HDFC Infinia Metal Edition Credit Card.

Revolving Credit At Nominal Rate

HDFC Infinia Metal Edition Credit Card offers a revolving credit at a nominal interest rate.

Complimentary Golf Privileges

The HDFC Infinia Metal Edition Credit card holder enjoys unlimited complimentary golf games at leading golf courses across India and select golf courses in the world.

Dining Offers

Under the HDFC Bank x Swiggy Dineout - Good food Trail program, the card holder could enjoy discount of flat 10 per cent on dining bills at over 35,000 restaurants.

Fuel Surcharge

The HDFC Infinia Metal Edition Credit card holder enjoys 1 per cent fuel surcharge waiver at all fuel stations across India on transactions between Rs 400 and Rs 1,00,000.

Insurance Coverage

The HDFC Infinia Metal Edition Credit provides an accidental air death cover of Rs 3 crore, emergency overseas hospitalization of up to Rs 50 lakhs, and credit shield cover for up to Rs 9 lakhs.

Complimentary Unlimited Lounge Access

The HDFC Infinia Metal Edition Credit primary card holder could enjoy complimentary unlimited access to domestic lounge. Additionally, with the help of Priority Pass the card holders have an unlimited access to airports within and outside India.