ICICI Bank Q4 Result: Net Profit Surges 8.5%, NII Up 8% | 600% Dividend Announced

ICICI Bank Q4 Result: ICICI Bank's fourth quarter net standalone profit increased by 8.5% to Rs 13,702 crore in the financial year 2025-26, against Rs 12,949 crore reported in the year ago period. ICICI Bank's net interest income (NII) also surged by 8% and the lender rewarded its shareholders with a 600% dividend, as per its BSE filing released on Saturday, April 18.

ICICI Bank, on Saturday, reported a net interest income (NII) print of Rs 22,979 crore, which was higher than Rs 21,193 crore reported in the year-ago period.

ICICI Bank Q4 Result: Profit And Revenue

ICICI Bank's consolidated profit after tax (PAT) increased by 9.3% on an annual basisi to Rs 14,755 crore during the quarter under review. The consolidated PAT surged by 6.2% on a QoQ basis to Rs 54,208 crore in the financial year 2025-26.

ICICI Bank Q4 Result: Loan Portfolio, NPA

The private lender's loan portfolio grew by 15.8% annually to Rs 15,53,893 crore during the quarter ending in March 2026. Net NPA ratio was 0.33% at March 31, 2026. Total capital adequacy ratio was 17.18% and CET-1 ratio was 16.35%, on a standalone basis.

ICICI Bank Q4 Result: NII, NIM, Operating Expense

ICICI Bank's core operating profit increased by 5.1% on an annual basis. The bank's ne interest income (NII) surged by 8.4% on an annual basis to Rs 22,797 crore in Q4FY26 against Rs 21,193 crore in Q4FY25.

ICICI Bank's net interest margin stood at 4.32% in Q4FY26 compared to 4.3% in the previous quarter of the same financial year. The net interest margin in FY2026 was 4.32%, similar to FY2025. ICICI Bank's operating expenses surged by 12% annually to Rs 12,089 crore during the quarter under review.

ICICI Bank Dividend

ICICI Bank board of directors has announced a 600% dividend for its shareholders. The board "recommended a dividend of Rs 12/- (Rupees Twelve only) per equity share of face value of Rs 2/- each, subject to requisite approvals. The dividend on equity shares, will be paid after the same is approved by the Members at the ensuing Annual General Meeting of the Bank," as per the BSE filing released on Saturday.

ICICI Bank Credit Growth

ICICI Bank's total advances surged by 15.8% on an annual basis and 6% sequentially to Rs 15,53,893 crore. The bank's retail loan portfolio stood at 41.7% of the total portfolio at March 31, 2026. The business banking portfolio grew by 24.4% year-on-year and 7.6% sequentially at March 31, 2026.