January 13th is celebrated as Lohri, a popular festival in many North Indian states, especially in Punjab, Haryana, and the national capital, Delhi. Although it is primarily a Punjabi festival, Lohri is widely celebrated among Sikhs across the country as well. Lohri, which usually falls on January 13, marks the end of winter and the harvest of crops, especially sugarcane. Farmers celebrated their harvest with bonfires, traditional music, dance, and sweets.
Will Banks be Closed on January 13?
Many are curious whether banks will remain open or closed on this day. Here's what you need to know. Notably, January 13, 2025, is not listed as a bank holiday in the RBI's official calendar. However, individual states may declare additional holidays based on regional festivals and observances. For instance, in states like Punjab and Haryana, where Lohri is widely celebrated, banks might be closed on January 13. While in other regions banks are expected to operate normally.

Online Banking Services To Remain Operational
Even when the physical branches are closed, digital banking platforms such as net banking, mobile banking apps, and UPI services will remain operational round the clock. However, it's advisable to ensure your online banking services are active and linked to your registered mobile number to facilitate uninterrupted transactions.
List of Bank Holidays in January 2025:
According to the Reserve Bank of India's (RBI) annual holiday calendar, January 2025 includes several holidays that are mentioned below:
January 1
New Year's Day-celebrated all across India
January 2
Loosong/Namsoong observed mainly in Mizoram
January 6
Sri Guru Gobind Singh Jayanti-celebrated mainly in Punjab, Haryana, Delhi, and Himachal-banks will remain closed in Chandigarh.
January 11
Missionary Day-Observed in Mizoram, and banks closed in Imphal and Aizwal
January 14
Makar Sankranti, Uttarayana, Pongal, Magh Bihu, Birthday of Hazrat Ali- These festivals are obscured in most of the states in India, and banks will remain closed in Ahmedabad, Bengaluru, Bhubaneswar, Chennai, Gangtok, Guwahati, Hyderabad (Andhra Pradesh), Hyderabad (Telangana), Itanagar, Kanpur, and Lucknow, where it is widely celebrated.
January 15
Thiruvalluvar Day-one of the major festivals in Tamil Nadu-will see banks closed in Chennai and other cities in Tamil Nadu.
January 16
Uzhavar Thirunal, Kanuma Panduga-Observed in Andhra Pradesh, Tamil Nadu
January 23
Birthday of Netaji Subhas Chandra Bose/Vir Surendrasai Jayanti, Gaan-Ngai These festivals are mainly celebrated in Manipur, Tripura, Odisha, Punjab, Sikkim, West Bengal, Jammu & Kashmir, and Delhi, and banks will remain unoperational in Agartala, Bhubaneswar, and Kolkata.
January 25
Fourth Saturday
January 26
Republic Day-a national holiday-and banks will be closed.
January 30
Sonam Losar: One of the major festivals in Sikkim
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