New 52W Low In Past Week: Why LIC Shares Is In Focus In The Upcoming Sessions?

With a market valuation of Rs 4,82,534.07 Cr on the BSE, Life Insurance Corporation of India (LIC) closed the previous trading session 0.50% down at Rs 762.90 per share. Last week, on March 3, 2025, LIC hit a new 52-week low of Rs 715.35. On an intraday basis, Life Insurance Corporation of India is now down -0.48%. The stock increased 3.06% in the last week but dropped -25.53% over the last year and -22.38% over the last quarter as per Trendlyne.

However, according to the Brand Finance Insurance 100 2025 study, LIC has been placed third among the best insurance brands in the world, with a Brand Strength Index (BSI) score of 88 out of 100. As a result, the stock is probably going to be the centre of attention in future sessions. The only two Indian insurers in the top 100 are LIC and SBI Life, which are ranked 12th and 76th, respectively, in terms of total brand value among the most valuable insurance brands worldwide. The top 100 insurance brands saw a 9% gain in brand value in 2025, according to the Brand Finance study.

Financially speaking, LIC's standalone net profit for the December 2024 quarter rose by 17% YoY to Rs 11,056.47 crore from Rs 9,444.42 crore in the December 2023 quarter. LIC's net profit climbed 16% to Rs 11,009 crore on a consolidated basis from Rs 9,469 crore in Q3FY24. Expenses for employee welfare and pay fell 30%, from Rs 18,194 crore to Rs 14,416 crore, resulting in a 231bps decrease in the expense ratio to 12.97% from 15.28%.

A demand order for Rs 144,39,76,354 in goods and services tax, together with interest and penalties of Rs 14,43,97,635.40 for the fiscal year 2020-21 for Tamil Nadu State, was recently received by LIC on March 1, 2025. "The financial impact of the demand is to the extent of the GST, Interest and Penalty. There is no material impact on financials, operations or other activities of the Corporation," said LIC in a stock exchange filing.

At Rs 14,415.80 crore, its expenses decreased by 20.76 per cent YoY. The management expenses ratio was 13.47%, down from 15.5% during the same time last year. In Q3FY25, LIC's value of new business (VNB) premium was Rs 1,926 crore, a drop of 26.87% YoY. In Q3 of FY25, LIC's annualised premium equivalent (APE) dropped 24% YoY to Rs 9,950 crore. At Rs 1.06 trillion, net premium income decreased 8.6% YoY. In Q3FY25, net income from investments dropped 0.97 per cent YoY to Rs 94,335.72 crore. As of December 31, 2024, assets under management (AUM) were Rs 54.77 trillion, representing a rise of 10.3% YoY.

LIC Housing Finance Ltd, the mortgage arm of insurance behemoth LIC, on Wednesday (March 5) said its board of directors had approved a borrowing budget of Rs 1,22,500 crore for FY2025-26 to raise funds through various instruments.