NFO Alert: 360 ONE Mutual Fund Launches Multi Asset Allocation Fund - Here are the Details

360 ONE Asset has introduced a new investment product called the 360 ONE Multi Asset Allocation Fund. The New Fund Offer (NFO) is open from today, July 30 and will end on August 13, 2025. The scheme will reopen for continuous Sale and Repurchase from August 22, 2025.

This is an open-ended mutual fund designed to invest in a mix of different asset classes, such as stocks (equity), bonds (debt), gold and silver (commodities), and real estate-related assets like REITs (Real Estate Investment Trusts) and InvITs (Infrastructure Investment Trusts).

What Is a Multi Asset Allocation Fund?

A Multi Asset Allocation Fund is a type of hybrid mutual fund that invests in three or more types of assets. As per SEBI rules, these funds must put at least 10% of their money into each of the three different asset categories.

These usually include equity (stocks), debt (bonds), and other options like gold, silver, international stocks, or real estate-related assets such as REITs and InvITs. The fund manager adjusts the investment in each category depending on market trends.

Why This Fund?

The fund was launched to help investors diversify their investments and reduce risk, especially in today's uncertain global environment marked by geopolitical tensions and economic fluctuations. By spreading money across different types of assets that behave differently in various market conditions, the fund aims to provide a more stable investment experience.

About The NFO:

As mentioned above, the 360 ONE Multi Asset Allocation Fund's New Fund Offer (NFO) is open from today, July 30 and will end on August 13, 2025. You can start investing with a minimum of Rs 1,000, whether as a one-time investment or through SIP.

If you redeem more than 10% of your units within one year, there's an exit load of 1%. There's no charge if you redeem after one year.

The 360 ONE Multi Asset Allocation Fund is a Hybrid Scheme that invests in a mix of asset classes to balance growth and stability.

The fund's performance is measured against a blended benchmark made up of 25% BSE 500 TRI, 45% NIFTY Composite Debt Index, and 30% domestic gold and silver prices.

The fund is managed by three experienced professionals, Mayur Patel for equity, Milan Mody for debt, and Rahul Khetawat for commodities, each with more than 20 years of experience in their fields.

"The new fund aligns with the company's focus on offering strategies for investors seeking balanced returns in changing market conditions," said Raghav Iyengar, CEO of 360 ONE Asset.

How the Fund Invests?

It has allocated 15-35% in equity for long-term growth, 25-50% in debt for steady and stable returns, and 25-40% in gold and silver to protect against market uncertainty and inflation.

It also includes investments in REITs and InvITs to add further diversification and generate income from real estate-linked assets.

According to the fund house, the allocation framework is designed to balance growth and protection. By including asset classes with different risk profiles and correlations, the fund seeks to reduce the impact of market swings.

Who Should Invest?

This fund is suitable for investors who want more stability during market ups and downs. It is also a good option for those looking to earn better returns than regular debt investments but with lower risk.

It can help goal-based investors planning for medium- to long-term goals like children's education, wealth building, or early retirement (3 to 5 years or more). It's also ideal for people who want to spread their investments across different asset types for better diversification, according to 360 One AMC note.

Company Overview:

360 ONE Asset, the company behind the fund, manages around $11 billion in assets as of June 30, 2025. They offer a wide range of investment options including mutual funds, ETFs, portfolio services, and alternative investments.