The retail payments platform National Payments Corporation of India (NPCI) has strengthened the capabilities of Rupay Contactless with the new offline feature. The functionality allows reloadable wallets within Rupay card to carry out day to day transit payments.

In a press release today, NPCI said the feature is part of the transit payments system and has been enabled for retail payments on a pilot basis.
The new capabilities will go a long way in enhancing transaction experience for the Rupay cardholders. And with reloadable wallet feature, Rupay cardholders can keep money in their wallet for quicker and smooth transaction processing even at the POS kiosks where there is poor connectivity.
The RuPay NCMC (National Common Mobility Card) offline wallet can be put to make ticket payments in transit such as metros, bus tickets, cab fares etc. that enables automatic quick cashless payments thus lowering the waiting time, traffic congestion as well as the transit time.
"We are delighted to unveil the new RuPay Contactless (offline) feature which is aimed at transforming the transaction experience for customers by deploying enhanced NFC technology and innovative card payment solutions. We are confident that with the advent of the stellar RuPay contactless (offline) feature, the acceptance infrastructure for RuPay will increase exponentially and will result in the rapid on-boarding on both merchants and consumers in various geographies across the nation. With the recent announcement to increase the transaction limit on contactless payments, customers are set to witness an all new level of security, convenience and safety. We, at NPCI believe that the RuPay Contactless Offline feature will strengthen the digital payments ecosystem by furthering financial inclusion and help realise the dream of a less cash economy", said Nalin Bansal, Head of RuPay & NFS, NPCI.
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