PM Fasal Bima Yojana Alert: Lost Your Crop to Rain or Hailstorm? Register For Insurancde Before The Deadline

PM Fasal Bima Yojana Alert: Farmers afraid of losing their crops due to unprecedented reasons like uncertain rainfall, hailstorm, cyclone, flash floods, etc, can get them insured beforehand to claim compensation at the time of damage. Pradhan Mantri Fasal Bima Yojana is the central government's flagship scheme to help farmers cover their losses due to crop damage.

PM Fasal Bima Yojana is currently open for registration for farmers to insure their Kharif crops, also known as monsoon crops, as they are planted generally in June or July. PM Fasal Bima Yojana was launched in 2016 as part of the central government's scheme to provide insurance services to farmers to protect their crop yield.

PM Fasal Bima Yojana Deadline: What Is Last Date To Apply?

The last date to register for the PM Fasal Bima Yojana is 31 July. Farmers who are willing to insure their Kharif crops can register for the scheme before 31 July, ie Thursday. Eligible farmers can apply for the scheme. After successful registration, they are required to pay a fixed premium under the insurance scheme.

PM Fasal Bima Yojana 2025: How To Apply?

-Visit the official website of PM Fasal Bima Yojana, ie https://pmfby.gov.in/
-Click on the 'Farmer Corner' for PM Fasal Bima Yojana registration.
-Enter your mobile number and the one-time password (OTP) to log in as a farmer.
- For newcomers, they are required to register as newcomers. Share the required details, like your name, information about your crop registration form.
-Enter the farmer details like your full name, passbook name, relationship, relative name, mobile number, age, caste category, gender, farmer type, farmer category, etc.
-Fill in your residential details like address, account information, etc.
-You are also required to add your farmer ID and other details.
-The next step is to share the bank account details like IFSC code, bank name, account number, branch code, district, residential village, etc.
-After successful registration, log in with your mobile number and OTP.
-Enter all the mandatory details to fill out the application form.
-Preview the e-form and proceed only after thoroughly checking all the details.
-Make the payment to confirm your insurance. You can also choose to pay later.
-Download the receipt for future reference.

PM Fasal Bima Yojana: What Is The Eligibility?

Farmers, including those who are tenants or sharecroppers, can access insurance for specific crops in designated regions. Eligibility requires a valid interest in the crops and either land ownership or a legitimate land tenure agreement.They must be actively farming or sharecropping on the insured land. Applications should be submitted within two weeks of sowing season start. Farmers compensated for the same crop loss from other sources cannot claim under this scheme.

What Does The Scheme Cover?

The scheme cover damage of crops due to natural disasters like droughts, floods, pests, and disease, poor harvest losses due to local risks like hailstorms, landslides, etc. It also offers timely compensation of the insurance to affected farmers. It also covers sowing, post-harvest losses, yield losses, localised calamities, etc.