PNB Housing Finance Share Price Jumps 25% In 3 Months: More Upside Ahead? Brokerage Decodes Outlook; Check TP

PNB Housing Finance shares opened lower on Monday, extending a losing streak into a fourth consecutive session. The slide comes on the heels of a strong three-month rally, raising questions about whether the stock is taking a breather or signalling a broader change in trend.

Shares of PNB Housing Finance have surged more than 25% in three months after delivering negative returns over one year. However, the stock has 40% return in two years and 86% return in three years, which leaves us with a question: Is the PNB Housing Finance share price up for more upside? Let's decode

PNB Housing Finance Share Price Outlook

The PNB Housing Finance share price outlook remains strong as the company enters the next phase of transformation. The company is poised to see strong growth in higher-yielding, affordable, and emerging segments, with a focus on retail franchising, distribution networks, and improvements in operating infrastructure.

"Growth is expected to be driven by improving branch productivity, expanding affordable housing sourcing across the existing network, and a calibrated entry into micro-housing-a higher-yielding segment that could meaningfully support margins over the medium term," read a report by Motilal Oswal released on Monday, June 8.

Strengthening of asset quality management through early-stage delinquency monitoring, improved collection efficiencies, and technology-led tools will help the firm in the long run.

PNB Housing Finance Share Price Target, Recommendation

PNB Housing Finance's strategy hints at its balanced focus on growth, profitability and risk discipline. The brokerage has recently revised its PNB Housing Finance target price and maintained that the successful execution of the affordable and emerging housing expansion remains the key re-rating catalyst. Motilal Oswal has maintained a 'Buy' rating for the stock with a target price of Rs 1,275 per share.

"The stock trades at 1.3x FY27 P/B; we estimate loan/PAT CAGR of 19%/12% over FY26-28 and an RoA/RoE of ~2.3%/12.6% in FY28. Reiterate BUY with a revised TP of INR1,275 (1.4x FY28E BVPS)," stated the brokerage in its report.

PNB Housing Finance Share Price Trend

PNB Housing Finance share price was trading 1.17% lower at Rs 986.35 per share on BSE with a market capitalisation of Rs 25,707.20 crore at 9:35 am. The stock touched its 52-week high mark of Rs 1,141.85 per share on June 9, 2025. The stock dipped to its 52-week low mark of Rs 730 per share on March 9, 2026.

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