PNB Housing Finance Share Price Today Rallies 9% Post Q4 Result, Dividend Announcement | Buy or Sell?

PNB Housing Finance Share Price Today: Shares of PNB Housing Finance rallied nearly 9% during Tuesday's intraday trading session. The recent uptick came a day after PNB Housing Finance reported a 10% year-on-year jump in its net profit for the fourth quarter of the financial year 2025-26. The company has also announced 80% dividend.

PNB Housing Finance's share price was trading 8.46% higher at Rs 982.4 per share on the BSE, with a market capitalisation of Rs 25,596.39 crore at 10:15 am. The stock hit an intraday high of Rs 1006.00 per share and a low of Rs 946.30 per share.

PNB Housing Finance Q4 Result Review, Recommendation

PNB Housing Finance's earnings were driven by provisions and write-backs, as per the Motilal Oswal report. NIM expanded 6 basis points on a quarter-on-quarter (QoQ) basis, and the retail loans 16% on an annual basis. PNB Housing Finance's yields moderate; reported NIM exhibited sequential expansion. The housing finance company's asset quality improved, and recoveries boosted credit costs.

"PNBHF currently trades at 1.2x FY27E P/BV. The company delivered a stable quarterly performance, underpinned by improving asset quality and supportive credit cost trends, though profitability remains partially constrained by elevated operating expenses and softer fee income. The marginal uptick in NIM, aided by easing cost of funds, is encouraging, but sustainability will hinge on yield dynamics and growth momentum," noted Motilal Oswal in its report. The brokerage maintained a 'Buy' recommendation for the stock and will share its target price after the conference call.

PNB Housing Finance Dividend

PNB Housing Finance's board, on Monday, approved a final dividend of Rs 8 per share with a face value of Rs 10. PNB Housing Finance board "recommended a final dividend of INR 8/- per equity share of face value of INR 10/- each for the financial year ended March 31, 2026," as per the BSE filing.

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