Feb 07, 2025, 2:56 pm IST
RBI MPC Meet 2025 Reaction By Sanjay Kumar, MD & CEO, Rassense Pvt Ltd on RBI Monetary Policy
“After a stellar budget by the FM, it seems the RBI has picked up from there. The policy measures are finely curated to boost broader economic growth. The RBI has delivered the much-needed rate cut, after a gap of 5 years, the rate cut will complement well with their latest liquidity measures. The policy stance is kept at 'Neutral' and the projection of inflation near 4% in FY26 indicates more action in CY25. The RBI's inflation projection indicates further softening in food inflation. A good monsoon year and a stable global economic situation are required for continued high growth and lower inflation.”
Feb 07, 2025, 2:55 pm IST
RBI MPC Meet 2025 Reaction By Dhawal Dalal, President & CIO-Fixed Income, Edelweiss MF
“As widely expected, the MPC has cut the Repo Rate by 25 bp to 6.25%. However, there was no forward guidance on policy rates. The stance is maintained at neutral. The RBI Governor has promised liquidity support as and when needed. That probably means the banking system liquidity will be proactively managed in Q4FY25.”
Feb 07, 2025, 2:53 pm IST
RBI MPC Meet 2025 Reaction By Robin Arya, smallcase Manager and Founder at GoalFi.
“The RBI’s decision to cut the repo rate by 25 basis points to 6.25% is a significant move, especially as this is the first rate cut in five years. This reduction directly benefits loan borrowers, as banks are likely to pass on lower interest rates, making EMIs more affordable. Lower borrowing costs can boost home loans, auto loans, and business credit, which in turn supports overall economic activity. With GDP growth for FY26 projected at 6.7% and inflation expected to moderate to 4.2%, this rate cut aligns with efforts to sustain growth while keeping prices stable. The RBI has also maintained a neutral stance, ensuring flexibility to respond to changing conditions. ”
Feb 07, 2025, 2:28 pm IST
RBI MPC Meet 2025 Reaction By Shekhar.G. Patel, Managing Director & CEO, Ganesh Housing Corporation Limited
What's encouraging is that while luxury and premium housing have shown robust demand despite price appreciation, this rate adjustment should help drive growth in the affordable housing segment as well. Overall, we believe this policy shift will create positive momentum across both commercial and residential real estate, supporting long-term growth in our sector, especially Tier 2 and Tier 3 Cites."
Feb 07, 2025, 2:27 pm IST
RBI MPC Meet 2025 Reaction By Shekhar.G. Patel, Managing Director & CEO, Ganesh Housing Corporation Limited
"The RBI's 25 basis point reduction in repo rate to 6.25% - a first in five years - comes at a crucial time for real estate. Given the strong investment flows we're seeing from the GCC region, this rate cut will naturally boost business activity by making borrowing more affordable. Further, as financing becomes more accessible for the developers with enhanced liquidity, we expect a surge in new planned ventures along with the initiation of new projects. This puts emerging IT hubs such as Gujarat in a favourable position, where demand for commercial spaces is growing at a noteworthy pace.
Feb 07, 2025, 2:26 pm IST
RBI MPC Meet 2025 Reaction by Vinit Bolinjkar- Head of Research, Ventura Securities.
“While the Rate cut is fully discounted by the market, together with the recently liquidity boosting measures it will usher in fresh investments and kick start the consumption cycle given the expectation of lower inflation from the strong Rabi and Kharif crop. Banking, auto, FMCG, consumer durables. Manufacturing, NBFCs all are expected to do well.”
Feb 07, 2025, 2:25 pm IST
RBI MPC Meet 2025 Reaction by Parijat Agrawal, Head of Fixed Income at Union Asset Management Company Private Limited
“The Monetary Policy Committee (MPC) has, as anticipated, lowered the policy rate by 25 basis points. We foresee a shift towards a more accommodative policy stance in the future, with an additional reduction of 25 basis points likely by June 2025. The Reserve Bank of India (RBI) did not introduce any new liquidity measures; however, we anticipate that the RBI will ensure adequate durable liquidity as necessary. Additionally, the refinement of the inflation targeting model seems to be a welcome measure. The cost-benefit analysis of regulations could be positive for the markets.”
Feb 07, 2025, 2:24 pm IST
RBI MPC Meet 2025 Reaction By Siraj Saiyed, Director, Arete Group
"The RBI’s decision to cut the repo rate by 25 basis points to 6.25% is a timely move to support economic growth amid global uncertainties. This is the first rate cut in nearly five years and comes after a prolonged period of monetary tightening, where rates were raised by 250 basis points between May 2022 and February 2023. Given that India’s GDP growth is projected at 6.7% for FY26.With inflation projections steady at 4.8% and the fiscal deficit pegged at 4.4%, the RBI appears confident in balancing growth with stability. We anticipate this policy shift will encourage businesses to expand and invest, further strengthening India's economic momentum."
Feb 07, 2025, 2:23 pm IST
RBI MPC Meet 2025 Reaction By Sunil Sisodiya, Founder, Geetanjali Homestate
“The RBI’s decision to cut the repo rate by 25 basis points is a welcome move, particularly for the real estate sector. This rate cut, coupled with recent tax relief measures, is expected to boost homebuyer sentiment by making home loans more affordable. The timing is crucial, as it aligns with the government's broader efforts to stimulate economic growth and revive consumer demand. Lower interest rates have historically encouraged fence-sitters to take decisive steps towards property investments, driving demand across residential and commercial segments. With the inflation outlook stable and economic growth projected at 6.7%, we anticipate increased liquidity in the market, making real estate an even more attractive asset class.”
Feb 07, 2025, 2:22 pm IST
RBI MPC Meet 2025 Reaction By Shivaji Thapliyal Head of Research, YES SECURITIES
“The interest rate cut is a welcome step in terms of boosting growth in the economy, which in turn is positive for credit growth, ceteris paribus. However, in the eyes of the RBI, liquidity conditions did not warrant a CRR cut, which may have been expected by certain market participants. The RBI had already effected a CRR cut as recently as December 2024 and perhaps did not follow it up with another cut so soon, given it might have been interpreted as alarmist by some. However, the RBI has verbally intervened by emphasizing that it is “committed to provide sufficient system liquidity” and “proactively take appropriate measures”.
Feb 07, 2025, 2:17 pm IST
RBI MPC Meet 2025 Reaction By Colin Shah, MD, Kama Jewelry
“RBI’s decision to slash repo rate by 25bps is a welcome move and at par with the industry’s expectations. This is the first time in 5 years that the RBI has cut down repo rates. A rate cut was warranted as economic indicators are stable and inflation is in check. We now have well-coordinated policy efforts with the government providing consumption stimulus, RBI providing liquidity as well as a rate cut. The real GDP for FY26 is projected at 6.7% which indicates robust economic growth. However, global headwinds will continue to be a risk for growth, especially for the export sector.”
Feb 07, 2025, 2:15 pm IST
RBI MPC Meet 2025 Reaction By Sarvjeet Singh Virk, Co-founder & MD, Shoonya by Finvasia
“The Reserve Bank of India's decision to cut the repo rate by 25 basis points to 6.25% signals a shift towards supporting economic growth while maintaining inflation within target levels. This reduction is likely to lower borrowing costs, encourage investments, and boost market sentiment. With GDP growth projected at 6.7% for the next fiscal year and inflation gradually aligning with the target, the move provides a much-needed boost to businesses and consumers alike. Sectors such as real estate, banking, and capital markets are likely to benefit from improved liquidity conditions. Additionally, the rate cut is expected to spur credit demand, particularly in segments like housing and infrastructure, further strengthening economic recovery.”
Feb 07, 2025, 2:14 pm IST
RBI MPC Meet 2025 Reaction By Sanjay Kumar, MD & CEO, Rassense Pvt Ltd
“After a stellar budget by the FM, it seems the RBI has picked up from there. The policy measures are finely curated to boost broader economic growth. The RBI has delivered the much-needed rate cut, after a gap of 5 years, the rate cut will complement well with their latest liquidity measures. We now have consumption stimulus by the government, liquidity, and rate cuts by the central bank providing a powerful trinity laying the setup for higher and durable consumption-led economic growth. The rate cut is expected to spur the credit offtake in the economy, thereby improving growth prospects for the banking and lending sector.”
Feb 07, 2025, 1:42 pm IST
RBI MPC Meet 2025 Reaction By Palka Arora Chopra. Director, Master Capital Services Ltd.
As anticipated, under the leadership of Sanjay Malhotra, the new governor, the Monetary Policy Committee voted to lower the repo rate by 25 basis points, to 6.25%. India's central bank lowered interest rates in response to mounting worries about the slowing pace of economic expansion and new indications that inflation was getting close to its 4% target. 'NEUTRAL' is the unanimously maintained RBI policy position.The proposed measures are expected to enhance the money supply within the economy, improve liquidity, promote borrowing, and stimulate consumer demand. The anticipated action is likely to lower borrowing expenses, which may enhance credit accessibility and stimulate demand across various sectors. “
Feb 07, 2025, 1:41 pm IST
RBI MPC Meet 2025 Reaction By Nitin Bavisi, CFO, Ajmera Realty & Infra India Ltd:
“The RBI MPC has delivered its first rate cut in five years. The repo rate now stands at 6.25% with the latest 25 bps cut. This provides a crucial boost to economic growth. In a coordinated effort, the government and RBI continue to support the economy with sustained liquidity measures. While the rate cut signals a shift, the policy stance remains neutral, leaving room for further action based on evolving economic conditions. With FY26 inflation projected at 4.2%, following a 4.5% rate in Q4, the stage is set for a lower rate environment. This reduction, combined with tax slab cuts, enhanced TDS limits on rent, and home loan interest deduction has enhanced affordability and increased disposable income, particularly benefiting the housing sector.”
Feb 07, 2025, 1:38 pm IST
RBI MPC Meet 2025 Reaction By Shishir Baijal, Chairman and Managing Director, Knight Frank India
“We welcome new Governor Sanjay Malhotra and congratulate him on his first Monetary Policy Announcement. We are glad to hear the Monetary Policy Committee’s decision to The RBI's decision to cut the repo rate by 25 basis points to 6.25% aims to stimulate economic growth amid expectations of easing inflation. The recent budget has also played a crucial role in managing inflation by focusing on fiscal discipline and targeted spending. This as well enabled the RBI to manoeuvre a rate cut. For the real estate market, lower borrowing costs are expected to boost demand for home loans, making housing more affordable and stimulating sector growth.”
Feb 07, 2025, 1:38 pm IST
RBI MPC Meet 2025 Reaction By Colin Shah, MD, Kama Jewelry
“RBI’s decision to slash repo rate by 25bps is a welcome move and at par with the industry’s expectations. This is the first time in 5 years that the RBI has cut down repo rates. A rate cut was warranted as economic indicators are stable and inflation is in check. We now have well-coordinated policy efforts with the government providing consumption stimulus, RBI providing liquidity as well as a rate cut. The real GDP for FY26 is projected at 6.7% which indicates robust economic growth. However, global headwinds will continue to be a risk for growth, especially for the export sector.”
Feb 07, 2025, 1:37 pm IST
RBI MPC Meet 2025 Reaction By Sanjay Kumar, MD & CEO, Rassense Pvt Ltd:
“After a stellar budget by the FM, it seems the RBI has picked up from there. The policy measures are finely curated to boost broader economic growth. The RBI has delivered the much-needed rate cut, after a gap of 5 years, the rate cut will complement well with their latest liquidity measures. We now have consumption stimulus by the government, liquidity, and rate cuts by the central bank providing a powerful trinity laying the setup for higher and durable consumption-led economic growth. The policy stance is kept at 'Neutral' and the projection of inflation near 4% in FY26 indicates more action in CY25.A good monsoon year and a stable global economic situation are required for continued high growth and lower inflation.”
Feb 07, 2025, 1:36 pm IST
RBI MPC Meet 2025 Reaction By Arsh Mogre, Economist Institutional Equities, PL Capital - Prabhudas Lilladher
“In line with market expectations, the RBI announced a 25 bps repo rate cut—its first in nearly five years—bringing the rate down to 6.25% while retaining a neutral stance. This decision reflects a pragmatic approach to balancing growth revival and inflation management, while acknowledging the risks posed by global volatility and INR depreciation. The new RBI Governor faced a challenging policy choice early in his tenure, having to decide between supporting domestic growth and maintaining external stability. The neutral stance underscores RBI’s commitment to a measured, data-driven easing cycle, ensuring flexibility in responding to evolving macroeconomic conditions. The concept of “flexible inflation targeting” was an interesting takeaway from today’s policy, indicating a shift toward a more dynamic balancing of inflation and growth objectives.”
Feb 07, 2025, 1:33 pm IST
RBI MPC Meet 2025 Reaction By Mr. Amit Jain, Chairman and Managing Director, Arkade Developers Limited
"The Reserve Bank of India’s decision to reduce the repo rate by 25 basis points to 6.25% marks a significant step towards fostering economic growth and improving liquidity in the market. This is the first rate cut in five years and comes at a crucial time when global headwinds pose challenges to India’s GDP growth, projected at 6.7% for FY26. The rate cut, coupled with the government’s recent tax slab revisions, enhanced TDS limits on rental income, and increased home loan interest deductions, directly impacts the housing sector by boosting affordability and increasing disposable income for homebuyers. “
Feb 07, 2025, 1:32 pm IST
RBI MPC Meet 2025 Reaction By Sandeep Bagla, CEO, TRUST Mutual Fund
"Some would say that this rate cut by MPC/RBI is premature, that Inflation is not under control yet. Monetary easing is the need of the hour, from a trying to revive the economy perspective. For monetary easing to be effective, more rate cuts are needed for a long period of time. Liquidity needs to be easy as well. I feel that the inflation projection of 4.2% for FY26 is a tad optimistic. I expect further rate cuts of 50 bps during the year. It is a bold move by the RBI. The short-term funds are likely to perform better. Long end of the curve will move lower once the inflation battle is won, which is some time away. There is pressure on currency as well, which will make interest rates volatile, though within a range."
Feb 07, 2025, 1:29 pm IST
RBI MPC Meet 2025 Reaction Mohit Agarwal, Business Head,Conscient Infrastructure Pvt. Ltd
"The RBI’s decision to cut the repo rate by 25 bps to 6.25% is a welcome move for the premium real estate segment. After 11 consecutive rate holds, this reduction is expected to provide a much-needed boost to housing demand by making home loans more affordable. Lower borrowing costs will enhance affordability for luxury homebuyers and investors, boosting demand in high-end residential markets. This rate cut, coupled with the MPC’s neutral stance, signals stability, encouraging HNIs and NRIs to make strategic investments. We as a Developer may also benefit from reduced financing costs, enabling faster project execution. We anticipate renewed momentum in the luxury housing sector, especially in metro cities, as lower EMIs and attractive financing options drive buyer confidence."
Feb 07, 2025, 1:28 pm IST
RBI MPC Meet 2025 Reaction By Manik Malik, CFO, BPTP
“The revision in the repo rate by 25 basis points to 6.25% is a positive move for the economy, particularly for the real estate sector. This change in the policy rate is expected to ease borrowing costs, benefiting both developers and homebuyers. Developers will see financial relief through lower borrowing rates, enabling smoother project execution and keeping construction costs manageable. For homebuyers, this reduction in the repo rate translates into lower house loan EMIs, making homeownership more accessible. The move also aligns with the government’s broader efforts to encourage economic activity while ensuring fiscal discipline, and it offers a favorable outlook for both consumers and the industry at large.”
Feb 07, 2025, 1:26 pm IST
RBI MPC Meet 2025 Reaction By Yashank Wason, Managing Director, Royal Green Realty
"The RBI MPC meeting led by governor Sanjay Malhotra has announced a repo rate reduction of 25 basis points to a 6.25% cut The rate has remained unchanged since February 2023. The rate cut will benefit homebuyers, since there will be a reduction in interest rates on home loans, leading to affordability. Loan EMIs will also reduce, which will be beneficial to refinance existing home loans."
Feb 07, 2025, 1:22 pm IST
RBI MPC Meet 2025 Reaction By Domnic Romell, President, CREDAI-MCHI on RBI monetary policy
"The Reserve Bank of India's decision to cut the repo rate by 25 bps to 6.25% is a timely and welcome move that will provide much-needed relief to homebuyers and developers. This, combined with the Union Budget 2025’s pro-middle-class policies—such as the increase in the income tax exemption limit to ₹12 lakh, higher TDS limits on rent, and enhanced home loan interest deductions—creates an environment that encourages consumer spending and homeownership. The government's fiscal discipline and focus on economic growth further reinforce confidence in India's real estate sector. We look forward to further policy measures that enhance affordability and ease of doing business, unlocking real estate’s full potential as a key driver of India's economic growth."
Feb 07, 2025, 1:09 pm IST
RBI MPC Meet 2025 Reaction By Nikhil Gupta, Chief Economist, MOFSL Group.
“The RBI MPC cut the repo rate by 25 bps to 6.25% and continued with the neutral stance. The Governor committed to take proactive steps to ensure orderly liquidity conditions. However, didn't announce any further measures today. The Governor talked of reflecting on the flexible inflation targeting framework that was last reviewed in 2021. Need to keep an eye but no need to speculate at this stage. The Governor stated to refine the building blocks of the macroeconomic outcome framework by using new data, improving nowcasting and forecasting. Inflation forecast for FY25 is kept unchanged at 4.8% and projected to ease further to 4.2% for FY26”
Feb 07, 2025, 1:07 pm IST
RBI MPC Meet 2025 Reaction By Vinit Bolinjkar- Head of Research, Ventura Securities.
“Rate cut of 0.25% to 6.25% by the RBI has been undertaken after 5 years. While the Rate cut is fully discounted by the market, together with the recent liquidity boosting measures it will usher in fresh investments and kick start the consumption cycle given the expectation of lower inflation from the strong Rabi and Kharif crop. Banking, auto, FMCG, consumer durables. Manufacturing, NBFCs all are expected to do well.”
Feb 07, 2025, 1:07 pm IST
RBI MPC Meet 2025 Reaction By Amit Prakash Singh, Co-Founder & Chief Business Officer, Urban Money
“The RBI’s decision to reduce the repo rate to 6.25% is a welcome move that enhances liquidity, eases financial burdens on borrowers, and strengthens credit growth. With tax slab reforms, moderating inflation, and steady economic growth, we are looking at a stable economic and income environment critical for both borrowers and lenders. Ultimately, this rate cut will play a pivotal role in making financing more accessible and fostering a healthier and more inclusive lending ecosystem.”
Feb 07, 2025, 1:06 pm IST
RBI MPC Meet 2025 Reaction By Piyush Bothra, Co-Founder and CFO, Square Yards
"The Reserve Bank of India's decision to cut the repo rate by 25 basis points to 6.25% is a welcome move for the real estate market. This will lower borrowing costs for home buyers, making home loans more accessible and improving buyer sentiment. Additionally, it could enhance liquidity in the banking system, easing access to financing for developers. Combined with recent tax reforms, stable inflation projections and sustained economic growth, it will act as strong tailwinds for the residential real estate sector. Needless to say “acche din” for real estate will continue for a long time”
Feb 07, 2025, 1:01 pm IST
RBI MPC Press Conference Live Updates: RBI on Moderation in Loan Growth
"No further moderation is required. Regulatory measures have been taken, and they have had a significant impact as intended. This moderation was expected. It is not our intention to prescribe a specific growth rate or product mix, as this varies from entity to entity."
Feb 07, 2025, 12:56 pm IST
RBI MPC Press Conference Live Updates: RBI on Trump's Pro-Crypto Stance
"The RBI's stance on crypto has been clearly articulated, and there has been no change in that position."
Feb 07, 2025, 12:50 pm IST
RBI MPC Press Conference Live Updates: Governor On His “Neutral Stance”
“The less restrictive policy is only for this particular MPC meeting The stance of monetary policy continues to be 'Neutral' I do think that cost of regulations has certainly been a factor in implementing regulations in the past I only made the point on cost of regulations very clear so that everyone is assured”
Feb 07, 2025, 12:41 pm IST
RBI MPC Press Conference Live Updates: Governor On LCR norms
“Liquidity Coverage Ratio (LCR) norms will not be implemented before March 31”
Feb 07, 2025, 12:33 pm IST
RBI MPC Press Conference Live Updates: Governor On New Domain For Banks and Security
“We will try our best to prevent banking fraud For citizens and we will take strict action against that”
Feb 07, 2025, 12:29 pm IST
RBI MPC Press Conference Live Updates: Governor On GDP
"With positive high-frequency indicators, strong agriculture, rising manufacturing activity, and comfortable PMI levels, we are optimistic about achieving the projected 6.7% GDP growth for the next year."
Feb 07, 2025, 12:24 pm IST
RBI MPC Press Conference Live Updates: Governor on Is 7% growth target is achievable ?
"India has the potential to achieve a 7%+ growth rate, and we aspire for it."
Feb 07, 2025, 12:18 pm IST
RBI MPC Press Conference Live Updates: Governor on Growth-Inflation Dynamics
"The RBI Act provides us with a clear mandate, ensuring both price stability and economic growth. However, our primary focus remains on inflation, aligning with the inflation target while keeping growth objectives in mind. At the same time, we are committed to supporting economic growth. We believe the time has come to adopt a more growth-supportive approach, while maintaining a neutral stance to ensure flexibility in responding proactively to evolving macroeconomic conditions."
Feb 07, 2025, 12:13 pm IST
RBI MPC Press Conference Live Updates: Governor on Optimism of Growth Forecast
"We will continue refining our macroeconomic model to provide more precise projections. However, these are just forecasts, subject to change as new data, facts, and opinions evolve daily."
Feb 07, 2025, 12:09 pm IST
RBI MPC Press Conference Live Updates: Governor on liquidity in the system
“It has been the endeavor of RBI to provide as much liquidity as much is required . We have taken a number of steps like overnight repo rate operation. This was primarily to give confidence to everyone that this window is always available as far overnight liquidity is concerned”
Feb 07, 2025, 12:03 pm IST
RBI MPC Press Conference Begins
Feb 07, 2025, 11:51 am IST
RBI MPC Meet 2025 Reaction By Shrinivas Rao, FRICS, CEO of Vestian,
"The RBI's 25 bps reduction in the repo rate was anticipated, given the slowdown in GDP growth to 5.4% in the second quarter of FY’25, marking the slowest expansion over seven consecutive quarters. This rate cut, the first in nearly five years, aims to bolster market liquidity. It's likely to buoy the real estate sector with expectations of major banks trimming mortgage rates. However, it is also expected to exert downward pressure on rupee value in international markets, barring foreign investments.”
Feb 07, 2025, 11:42 am IST
RBI MPC Meet 2025 Reaction By Vimal Nadar, Head of Research at Colliers India
“In line with expectations, RBI in its first MPC meeting after the Budget, has decided to reduce the repo rate by 25 basis points to 6.25%, the first rate cut in nearly five years, following a prolonged cycle of rate hike and stability triggered by global uncertainties. The Central Bank, however, maintains confidence in the robustness of the domestic economy and projects the GDP growth rate at 6.7% in FY 2025-26. As housing demand has begun to stabilize after witnessing record sales in the last 2-3 years, this rate cut comes at an opportune time and will have a significant bearing on boosting homebuyer sentiments.”
Feb 07, 2025, 11:27 am IST
RBI MPC Meet 2025 Reaction By Amit Goyal, Managing Direct, India Sotheby's International Realty
“The RBI’s 0.25% rate cut after five long years—is the much-needed oxygen for the Indian economy, more particularly for the real estate sector. It lightens EMIs, boosts investments, and signals a pro-growth stance. Coupled with income tax breaks for incomes up to ₹12 lakh in the Union Budget, it widens the path to homeownership for many aspiring buyers.”
Feb 07, 2025, 11:18 am IST
RBI MPC Meet 2025 Reaction By Suresh Darak, Founder, Bondbazaar
"As expected, RBI has cut the benchmark rate by 25 basis points, while maintaining a neutral stance, aligns with our expectations. The central bank has set an inflation target of 4.8% and we don't anticipate another rate cut in the next meeting. The RBI acknowledged the system's liquidity deficit and committed to providing liquidity as needed. On the currency front, they've chosen not to set a specific target, instead focusing on preventing excessive volatility. Considering these factors, bond market rates appear to have bottomed out, potentially remaining steady or experiencing a slight uptick.”
Feb 07, 2025, 10:52 am IST
RBI Monetary Policy Live Updates: Top Key Points From Governor Sanjay Malhotra
Repo Rate Reduced by 25 bps to 6.25% for the First time in Five years
CPI inflation target is set at 4.2% in FY26.
Real GDP growth for FY26 is forecasted at 6.7%
Feb 07, 2025, 10:38 am IST
Governor Says
“Considering the existing growth inflation dynamic while continuing with neutral stance felt that a Less restrictive monetary policy is more appropriate at the current juncture”
Feb 07, 2025, 10:35 am IST
RBI Monetary Policy 2025 Live Updates
Stock Market Live Updates: Top 5 Gainers And Losers Today
Feb 07, 2025, 10:34 am IST
Governor Says
The current account deficit in FY25 is expected to remain well under control.
Feb 07, 2025, 10:30 am IST
Governor Says
“Rbi will Implement a fin.in domain for the entire financial sector”
Feb 07, 2025, 10:29 am IST
Governor Says
“RBI will implement Bank.in domain for indian banks, registration will commence from April 2025 to prevent fraud”
Feb 07, 2025, 10:26 am IST
Governor Says
“Rbi has been taking various measures to enhance securities in the banking and payments system. Introduction of additional factors of authentication is one such measure”
Feb 07, 2025, 10:23 am IST
India’s real GDP growth at 6.7% for FY26,
RBI has projected India’s real GDP growth at 6.7% for FY26,
Feb 07, 2025, 10:21 am IST
Governor says
India’s current account deficit moderated from 1.3% of GDP in Q2 last year to 1.2% of GDP in Q2 2024.
Feb 07, 2025, 10:21 am IST
RBI Monetary Policy 2025 Live Updates:
Stock Market Live Updates
Feb 07, 2025, 10:20 am IST
RBI Monetary Policy 2025 Live Updates
Stock Market Live Updates
Feb 07, 2025, 10:19 am IST
Governor Says
“India foreign exchange reserves stood at USD 630+ billion providing an import cover of more than 10 months”
Feb 07, 2025, 10:15 am IST
Governor says
The Monetary Policy Committee (MPC) has unanimously decided to maintain a 'neutral' stance on monetary policy, signaling a balanced approach toward future rate actions.
Feb 07, 2025, 10:10 am IST
RBI slashes Repo rate by 0.25 bps
RBI slashes Repo rate by 0.25 bps
from 6.5% to 6.25%
Feb 07, 2025, 10:08 am IST
Governor Says
“ The global economic backdrop remain challenging, the global economy is growing below the historical average even though high frequency indicator suggest resilience”
Feb 07, 2025, 10:06 am IST
Governor Says,
“ We in rbi will continue to improve macroeconomic outcomes in the best interest of the economy”
Feb 07, 2025, 10:03 am IST
Governor Sanjay Malhotra speech Begins
Feb 07, 2025, 9:32 am IST
Opening Bell
Amid conflicting global cues, the Indian stock market began Friday flat. While the Sensex gained 180 points in the initial session, the Nifty began higher at 23,649.50. The RBI governor, Sanjay Malhotra, is anticipated by the market to reduce the repo rate by 25 basis points. The outcomes of the three-day bi-monthly MPC meeting, which began on February 5, will be released on February 7.Amid conflicting global cues, the Indian stock market began Friday flat. While the Sensex gained 180 points in the initial session, the Nifty began higher at 23,649.50. The RBI governor, Sanjay Malhotra, is anticipated by the market to reduce the repo rate by 25 basis points. The outcomes of the three-day bi-monthly MPC meeting, which began on February 5, will be released on February 7.
Feb 07, 2025, 9:31 am IST
Rupee Vs Dollar
After closing at 87.57 on Thursday, the Indian rupee began Friday 11 paise higher at 87.46 against the dollar.
Feb 07, 2025, 9:09 am IST
RBI MPC Live Updates: If RBI Cuts Rates, How Will It Impact Home Loans?
Rajesh Katoch, CEO, of EZ Capital: A cut in the repo rate by the Reserve Bank of India has far-reaching effects on both the borrower and the investor. The borrowers, especially those with floating interest rate loans, will have lower lending rates as a result of a reduced repo rate. This means loans become cheaper and, consequently, the Equated Monthly Installments (EMIs) for home and personal loans decrease, which reduces the financial burden on the household. However, for most of these benefits to find their way down to the borrowers, individual banks have a say, and the nature of the interest rate attached to the loan—on which fixed-rate loans are immune to a repo rate cut.
Feb 07, 2025, 8:34 am IST
RBI Monetary Policy Live Updates: Will FD Rates Be Impacted Due To Policy?
Ankur Maheshwari, CFO, Freo: A potential repo rate cut could make credit more accessible, helping individuals manage liquidity needs. At the same time, maintaining attractive fixed deposit rates is crucial for digital-first investors seeking safe and rewarding savings options. We expect policy measures that strike the right balance—fueling economic expansion while ensuring savers continue to see value in their investments
Feb 07, 2025, 8:10 am IST
RBI MPC Meeting Live Updates: How Will RBI Rate Cut Impact Investors
Sahil Lakshmanan, Chief Business Officer, CarePal Money: For investors, a rate cut may lead to shifts in asset allocations. Fixed-income returns could soften, prompting increased interest in equities, particularly in rate-sensitive sectors like banking, real estate, and infrastructure. While lower rates could spur economic momentum, challenges remain. The rupee’s depreciation and global market volatility may influence the RBI’s future decisions. This anticipated rate cut signals the central bank’s intent to support economic recovery amidst slowing growth and easing inflation. However, its effectiveness will depend on how banks transmit these benefits to end consumers. If the RBI follows through, borrowers should prepare to capitalize on lower rates, while investors must reassess strategies to navigate an evolving financial landscape.
Feb 07, 2025, 7:31 am IST
RBI MPC Meeting Live Updates: Role Of Fostering Economic Growth Falls On RBI
DSP Mutual Fund: The burden of fostering economic growth now falls on the RBI, which must effectively communicate the government’s fiscal consolidation intentions while balancing inflation and growth. It is crucial to ensure that the quantitative easing cycle does not create a feedback loop, leading to higher inflation and, ultimately, fiscal mismanagement. Amidst above-target inflation and exchange rate volatility, the RBI’s prolonged tight monetary policy has exacerbated the already decelerating economy.
Feb 06, 2025, 5:22 pm IST
RBI Monetary Policy 2025 Expectations By Shilan Shah, Deputy Chief EM Economist, at Capital Economics
“The announcement of large liquidity injections into the banking sector demonstrates how the priorities of the RBI – led by new Governor Sanjay Malhotra – have shifted from containing inflation to supporting the weakening economy. This suggests that the repo rate will be cut by 25bps to 6.25% at the conclusion of the MPC meeting on Friday 7th February. In total, we expect 100bp of cuts in the upcoming easing cycle, which is a slightly more dovish view than that of the consensus.”
Feb 06, 2025, 5:22 pm IST
RBI Monetary Policy 2025 Expectations By Morgan Stanley
Although growth was tracking a tad weaker than we expected in Quarter ending Dec, the trend in inflation is in line with our view alongside the Budget, which continued on a fiscal consolidation path. As such, domestic growth and inflation dynamics warrant easing and will likely outweigh the concern of volatility stemming from external factors in the policy on February 7. We thus expect the RBI to provide support through different levers to ease liquidity conditions, regulatory burdens, and policy rates. We expect the RBI to build on the measures announced previously to improve liquidity through a rate cut in the next policy preview.
Feb 06, 2025, 5:22 pm IST
RBI Monetary Policy 2025 Expectations By Sharekhan
The Union Budget could further boost the churn away from capex-driven stocks with consumption stocks attracting investor interest now. The RBI has also taken steps to ease liquidity crunch and is expected to follow it up with a rate cut in the forthcoming monetary policy review meeting. The coordinated efforts by the central government and the RBI are expected to provide the required impetus to upswing in consumption.
Feb 06, 2025, 5:21 pm IST
RBI Monetary Policy 2025 Expectations By Ajay Garg, CEO, SMC Global Securities
“RBI is expected to cut the repo rate by 25 basis points to 6.25% from the current rate of 6.50% in the Monetary policy meeting on February 7. The last rate cut was in May 2020 of 40 basis points to revive the economic growth affected by the pandemic.The main reason why RBI will likely cut the key rate this time is the expectation of an easing of CPI to 4.5% - 4.7% in January 2025 from 5.2% in December 2024. For FY25, the real GDP growth is estimated at 6.4% which is the lowest growth rate in the last four years. Also, the GDP is expected to grow between 6.3% to 6.8% in FY26. To accelerate the GDP growth, there is an anticipation that the RBI will take the rate-cut route.”
Feb 06, 2025, 5:12 pm IST
RBI Monetary Policy 2025 Expectations By Sandeep Bagla, CEO, TRUST Mutual Fund
"The government through the FY26 budget has continued the path of fiscal prudence, thereby providing macro and financial stability and addressed the issue of demand led growth concerns by reducing tax rates such that there is more money in the hands of the middle class for consumption. We think the RBI has space for policy easing by 50-75 bps interest rate cuts in this cycle. We think the MPC will go ahead and start cutting Repo Rate by 25 bps in tomorrow’s policy as real rates are currently very high leading to growth slowdown and inflation is trending back to the MPC target of 4%.The reduction in interest rates is likely to bring yields lower across the Government securities as well as the corporate bond curve. The recently announced liquidity measures will also be bond market supportive."
Feb 06, 2025, 5:09 pm IST
RBI Monetary Policy 2025 Expectations By Dhiraj Relli, MD & CEO of HDFC Securities.
“At the upcoming Monetary Policy Committee (MPC) meeting, led by Governor Malhotra, the Reserve Bank of India (RBI) is widely expected to cut the repo rate by 25 basis points. There are several compelling arguments in favor of a rate cut. Sluggish economic growth, the government’s advance estimates, and recent efforts to boost banking system liquidity create a strong case. Just last week, the RBI announced plans to inject ₹1.5 lakh crore into the banking system, following a December infusion of ₹1.16 lakh crore through a 50 basis point reduction in the cash reserve ratio.”
Feb 06, 2025, 5:09 pm IST
RBI Monetary Policy 2025 Expectations By Sahil Agarwal, CEO, Nimbus Group
“A modest 25 bps rate cut in tomorrow’s monetary policy meeting seems highly likely, given the pressures on GDP growth, inflation remaining within a comfortable range for the past few quarters, and prevailing tight liquidity conditions. Additionally, global factors such as trade dynamics and financial market trends further support the case for a rate reduction. A rate cut would not only enhance liquidity but also stimulate consumption and purchasing power, ultimately fueling economic growth. Lower borrowing costs could give a significant boost to the real estate sector, as reduced home loan interest rates serve as a major incentive for prospective homebuyers.”
Feb 06, 2025, 5:09 pm IST
RBI Monetary Policy 2025 Expectations By Raoul Kapoor, Co-CEO, Andromeda Sales and Distribution Pvt Ltd
“Given the current domestic and global economic conditions, there is strong anticipation of a repo rate cut of 25 to 50 basis points in tomorrow’s MPC meeting. A rate cut of up to 50 basis points could provide significant relief to borrowers. Currently, home loan interest rates hover between 8.5% and 9% per annum. For instance; a 50 bps reduction on a 20-year home loan of ₹50 lakh could lower the EMI by approximately ₹1,600, making home ownership more affordable. Coupled with the additional savings from revised tax slabs, this could enhance loan eligibility and repayment capacity in the coming fiscal”
Feb 06, 2025, 4:46 pm IST
RBI Monetary Policy 2025 Expectations By Shishir Baijal, Chairman and Managing Director, Knight Frank India.
“Given the Union budget's emphasis on reviving consumption to support economic growth, the RBI might consider turning the policy rate cycle. This potential rate cut will align with the budget's objectives of stimulating economic activity while managing a prudent fiscal position, which provides comfort on currency and inflation fronts. Additionally, the government's balanced borrowing plan and efforts to enhance liquidity could support a favourable environment for such a rate cut.”
Feb 06, 2025, 4:30 pm IST
RBI Monetary Policy 2025 Expectations By Amar Ambani, Executive Director, Yes Securities
“We do not anticipate the RBI cutting rates in the upcoming policy meeting. While inflation is showing signs of easing and domestic growth requires support, global conditions remain unfavourable for a rate cut at this stage. With China imposing retaliatory tariffs on the US, the RBI is likely to adopt a wait-and-watch approach regarding further developments in the trade war. Shipping costs are already elevated, and an immediate rate cut could widen the interest rate differential between the US and India, exerting additional pressure on the INR, which has already seen significant depreciation. The inflationary impact of this depreciation is yet to fully materialize. Moreover, the US Federal Reserve is unlikely to cut rates before April/May 2025.”
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