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SBI To Offer Pre-Approved Personal Loan To Salaried Customers Via Yono
State Bank of India, the country's leading PSB said it will soon offer pre-approved personal loan for salaried customers facing cash-crisis amid the pandemic via Yono. Also, on the sidelines the bank clarified that as of now it is not extending any emergency credit through the bank's Yono app.
And details of the new offering shall be announced as and when it is rolled out. "This is regarding the news being widely reported about 'SBI Emergency Loan scheme via YONO'.
We would like to clarify that SBI is not offering any such loan at present. We also urge our customers not to believe on these rumours," SBI said in a statement.
On Thursday, the state-run lender reduced retail term deposit rates of up to 3 years by 20 basis points. And also it unveiled a new FD for senior citizens called 'SBI Wecare Deposit' which will offer an additional 0.3% return to account holders who remain invested for 5 or more years.
Also, the bank has slashed its MCLR rate by 15 bps. At the same time, for new home loan borrowers it has hiked the spread component, making home loan costlier for them.
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