SBI Urges Customers To Link Aadhaar With PAN Card: How To Link?

SBI, the largest nationalized bank of India has urged their customers in a tweet to link their Aadhaar with PAN (Permanent Account Number) card for seamless services further. The bank's statement says if not linked with Aadhaar, PAN will be rendered inoperative or inactive and cannot be quoted for conducting specified transactions. The last date to link is 30th September as the bank mentions.

How to link PAN with Aadhaar?

To link these 2 significant documents, one has to open the Income Tax e-filing portal online. The portal link follows -https://incometaxindiaefiling.gov.in/

Then register on the portal and put the PAN as the official User ID. Set a password. After formally registering, log in by entering the User ID, password, and date of birth. After logging in, a pop-up window will appear on the screen. This will ask to link PAN with Aadhaar. Other than this, one can also move to the 'Profile Settings' option on the Menu bar, there will be a window as - 'Link Aadhaar'. From there a customer can link these 2 documents. Details like name, date of birth, and gender will already be mentioned as per the PAN details.

Then to prove the authenticity of the customer, the PAN details on the screen will have to be verified with the ones mentioned on Aadhaar details. If there is any mismatch by mistake, one has to correct the information in the documents immediately.

After verifying the PAN and Aadhaar details with proper match, the window to 'link' the documents will appear. Here the customer will be required to enter the Aadhaar number and click on the "link now" button on the screen. Then a pop-up message will appear and inform you that the Aadhaar has been linked to PAN successfully.

This is the easiest procedure to link these 2 documents. Else, one can also visit https://www.utiitsl.com/ or https://www.egov-nsdl.co.in/ to link PAN and Aadhaar.

Why is it important to link these documents?

PAN is a unique number issued by the Income Tax Department, the government of India. PAN is an essential document to file IT returns. In addition to that, other financial activities like investing in a property, taking any loan, purchasing precious jewelry, opening a bank account, Fixed Deposits, opening a Demat account, etc. - cannot be operated without a PAN card, traditionally. PAN is an essential item for any investment.

On the other hand, Aadhaar is a more recent phenomenon. UIDAI issues this ID card to every legal Indian citizen following a biometric procedure. It is considered to be highly transparent and secured - that the government can track multiple activities of a person holding an Aadhaar card. This card, if linked with the personal phone number can be used to track the person's mobility. A bank account, linked with a particular mobile number, if linked with Aadhaar, can be easily trailed.

Now, as the union government has decided to identify a PAN card inoperative in case it is not linked with the Aadhaar card, it is essential to link both. Hence, SBI has urged its customers to link PAN and Aadhaar very soon as the deadline will be over shortly.