Will Banks Remain Open On Saturday, April 5, 2025? Here’s What You Need To Know

With the start of the new financial year 2025-26, April brings a series of bank holidays that businesses and individuals should keep in mind for smooth financial planning. As April 5, falls on the first Saturday of the month, let us check with the Reserve Bank of India's holiday calendar if the banks will remain open or closed on this day.

Are Banks Open Or Closed On April 5?

As per RBI guidelines, banks are closed on the second and fourth Saturdays of each month, in addition to Sundays. Since April 5 falls on the first Saturday, regular banking operations will continue as usual in most parts of the country.

However, there is one notable exception - banks in Telangana will remain closed on April 5 to mark Babu Jagjivan Ram Jayanti, a regional holiday observed in the state.

Why Are Banks Closed In Telangana On April 5?

Babu Jagjivan Ram Jayanti, celebrated annually on April 5, commemorates the birth anniversary of Babu Jagjivan Ram, a prominent Indian freedom fighter, social reformer, and long-serving political leader. He served as India's Minister of Defence (1970-1974) and later as the Deputy Prime Minister (1977-1979). A strong advocate for the rights of marginalized communities, his legacy is honoured especially in Telangana and Andhra Pradesh, where the day is observed as a public holiday.

Payment systems which will be affected due to the holiday include Real Time Gross Settlement (RTGS), National Electronic Funds Transfer (NEFT), Cheque Clearing (through various Bankers' Clearing Houses, including the grid-based Cheque Truncation System - CTS).

Additionally, Electronic Clearing Service (ECS) suite, which includes ECS (Electronic Clearing Service), RECS (Regional Electronic Clearing Service), and NECS (National Electronic Clearing Service) will be affected as well.

Therefore, customers in Telangana are advised to plan their banking activities accordingly and complete essential transactions before or after the holiday.

RBI's Bank Holiday Guidelines

The Reserve Bank of India classifies bank holidays under three categories:

1. Holiday under the Negotiable Instruments Act
2. Holiday under the Negotiable Instruments Act and Real Time Gross Settlement (RTGS) Holiday
3. Banks' Closing of Accounts
Bank holidays vary by state and depend on regional festivals, local events, or official state notifications. Therefore, not all holidays are observed nationwide.
Full List Of Bank Holidays In April 2025
In April 2025, banks across India will observe ten special holidays, excluding the regular second and fourth Saturdays and all Sundays.

Here's a list of the bank holidays across different states in April 2025 -

April 1 (Tuesday) - Year-end closing of bank accounts / Sarhul (selected regions)
April 5 (Saturday) - Babu Jagjivan Ram Jayanti (Telangana only)
April 10 (Thursday) - Mahavir Jayanti
April 14 (Monday) - Ambedkar Jayanti / Vishu / Biju Festival / Tamil New Year's Day / Bohag Bihu / Cheiraoba / Maha Vishuva Sankranti
April 15 (Tuesday) - Bengali New Year / Himachal Day / Bohag Bihu
April 16 (Wednesday) - Bohag Bihu (Assam)
April 18 (Friday) - Good Friday
April 21 (Monday) - Garia Puja
April 29 (Tuesday) - Bhagwan Shri Parshuram Jayanti
April 30 (Wednesday) - Basava Jayanti / Akshaya Tritiya