Yes Bank Q4 Result Highlights: Net Profit Jumps 45%, NII Up 16%; Net NPA At 0.2%

Yes Bank Q4 Result: Yest Bank Limited, on Saturday, April 18, reported a 45% year-on-year jump in its net consolidated profit to Rs 1068.4 crore in the fourth quarter of financial year 2025-26. The bank had reported a net profit of Rs 738.12 crore in the year-ago period. Yes Bank's net interest income (NII) surged 16% to Rs 2,637.7 crore in Q4FY26.

Yes Bank's Q4FY26 return on assets stood at nearly 1%, the net NPA stood a 0.2% against 0.3% reported in the previous quarter.

Yes Bank Q4 Key Highlights

Yes Bank's net profit stood at Rs 1068.42 crore in Q4FY26 against Rs 951.62 crore reported in Q3FY26. Its net interest margin (NIM) improved by 20 basis points (bps) to 2.7%. Yes Bank's FY26 C/Iratio saw a 460 bps improvement to 66.7%.

Yes Bank Operating Profit in Q4

Yes Bank's operating profit for Q4FY26 stood at Rs 1,618 crore, which was 23.1% higher than in the corresponding period. Yes Bank's operating profit jumped 31.2% on a sequential basis.

"YES BANK concluded FY26 on a strong footing, delivering a Q4 RoA of 1.0% in line with our guidance, supported by a 20 bps improvement in NIMs, improvement in Cost to Income ratio and the lowest GNPA and NNPA levels since FY20. Business momentum continued to strengthen, with broad-based growth across advances and deposits, underpinned by a robust CASA-led deposit engine that contributed to lower Cost of Deposits," stated Vinay M. Tonse, Managing Director and CEO, Yes Bank.

Yes Bank Profit

Yes Bank's Q4FY26 net interest income stood at Rs 2,638 crore, which is 15.9% higher on an annual basis and around 7% higher on a quarterly basis. The bank's FY26 NII increased by 9% to Rs 9,776 crore.

Yes Bank's NIM stood at 2.7% for the fourth quarter, which was up 20 bps on a yearly basis. Operating costs growth surged 1.8% annually to Rs 2,750 crore. However, the cost declined on a sequential basis. Operating profit increased by 23.1% on a year-on-year basis to Rs 1,618 crore.

Yes Bank Q4 Result: Balance Sheet Details

Yes Bank's net advances grew by 11.1% on an annual basis to Rs 2,73,445 crore. The net advances increased 6.2% on a quarterly basis. Total deposits surged nearly 12.1% on an annual basis to Rs 3,18,969 crore. Average quarterly LCR stood at t 119.0% during the quarter under review.

Yes Bank share price ended 1.25% higher at Rs 20.2 per share on BSE with a market capitalisation of Rs 63,387.11 crore on Friday, April 18. Yes Bank share price had touched an intraday high of Rs 20.42 per share and an intraday low of Rs 19.83 per share.