The yellow metal is an all-time favorite for Indians. Women in India, take pride to wear a piece of gold for their daily use and functions. Love for gold jewellery is something special to an Indian woman. Gold is a part of every Indian family; whether a family marriage or the birth of a newborn, most celebrations involve buying or gifting gold. So it shouldn't be a surprise when surveys and reports mention that India is one of the biggest consumers of gold worldwide.
Every day we witness a rise in gold prices, and buying jewellery in one go is impossible. Gold brands understand customers, and they have introduced different gold investment schemes to make the purchase affordable. Some jewellery brands call it gold saving schemes or jewellery investment schemes.
Benefits of a Gold Investment Plan
- Invest in small amounts through monthly SIP gold schemes
- Gold is an investment and can be quickly sold when in need
- Some of the gold plans have tax benefits
- Helps customers invest and buy their dream jewellery
- Schemes like these enable parents to purchase jewellery for their children
- Monthly deposit into gold schemes doesn't hit pockets
Some of The Best Gold Schemes Offered by Top Jewellery
BrandsTanishq Golden Harvest Scheme (GHS)
In the gold saving scheme offered by Tanishq, customers can pay a monthly installment of ₹2000 for months, and at the time of maturity, the customer can avail of a special discount of up to 75% of the 1st installment. They follow a strict policy, where customers can not back off, when they start the first installment; they cannot change the scheme or installment payments. Customers can buy any jewllery but not gold coins.
Jos Alukkas' Easy Buy Gold Purchase Plans
A 360 day plan, of 12 months duration. Customer has to make a monthly installment of Rs 2000/- it can be either make through online or at any Jos Alukkas showrooms.
Bhima My Choice - Golden Key Plan
This scheme is an Easy Monthly Advance (EMA) plan. It is an 11 months plan, where the customer must pay Rs 5000 per month for 11 months. The benefits of this scheme are no VA/Making charges. Is it an online exclusive jewellery purchase plan, where the jewellery can be bought and redeemed only online.
Bhima's My Choice -Kubera EMA Jewellery Scheme
This scheme is also an 11-month, fixed, equal monthly advance payment scheme. Customer can make a payment of Rs 2000/- for 11 months. Under this scheme, customer can buy BIS Hallmarked 22 Karat gold jewellery or Gold coins at the end of 11 months. They can also avail a flat 50% on value addition or making charges.
Bhima My Choice - Samruddhi
In another monthly advance scheme, customers can pay their amount for 11 months. Minimum 1000 to be pad towards the installment. Registered members can buy BIS Hallmarked 22Karat gold jewellery or gold coins at the end of 11 months. They can also avail a flat 20% on value addition or making charges.
Bhima My Choice - Ratna
This scheme is an 11-month fixed and equal monthly advance payment scheme; the customer can pay a minimum of 5000. Members can buy 22 Karat BIS Hallmarked gold jewellery and a bonus of one months' equal monthly amount or contribution as a discount from Bhimas'
Payment Methods Followed by Jewellery Brands
Many brands allow customer to make their payments either through online or by cash, DD, Cheques, PDC, NACH, NEFT, Debit cards, and credit cards.
Invest in the best gold investment plan today and reap tomorrow!