Indians love gold - there is absolutely no doubt in it. Whether it is a marriage, baby shower or a naming ceremony of a child, most of our celebrations happen with buying gold. We, at Bhima Gold, understand the importance of gold in our lives, which is why we offer Jewellery Purchase Plans to make your buying process easy and affordable.
Here is one of our best plans that can make buying gold easy for you.
BHIMA MY CHOICE - KUBERA
BHIMA MY CHOICE KUBERA EMA jewellery purchase plan offers the most affordable and convenient way to buy gold jewellery with Easy Monthly Advance Payment (EMA). KUBERA plan is uniquely designed with a lot of attractive and assured benefits to make your jewellery purchase even more delightful.

KUBERA EMA Plan Explained
- KUBERA is a fixed and easy EMA plan where you have to pay a minimum of INR 2000 or above (in multiples of thousand) every month for 11 months.
- The weight of 22 Karat gold equivalent to the value of the EMA paid will be credited to your KUBERA EMA account for the amount paid month on month as per the prevailing rate on the day of payment received.
- Under KUBERA, you can purchase BIS Hallmarked 22 Karat Gold Jewellery / Gold Coins at the end of 11th month.
- While purchasing gold at the end of the 11th month, you can avail a flat 50% off on value addition / making charge.
Are you still unable to understand the plan? We've decoded it for you with an example:
| Easy Monthly Advance | Month on Month | "Prevailing Gold Rate on the Day of Payment" | "Gold Weight Credit - 22 Karat BIS Hallmarked" |
|---|---|---|---|
| INR 2000 | 1st month | INR 4500 | 0.444 grams |
| INR 2000 | 2nd month | INR 4650 | 0.430 grams |
| INR 2000 | 3rd month | INR 4800 | 0.416 grams |
At the end of 11 months approximately 5.160 grams is accumulated & you can buy your choice of BIS Hallmarked Gold Jewellery (22k) or Gold coins (22k) with flat 50 % off on value addition / making charges for 5.160 grams.
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