Bajaj Finance Share Price: The largest NBFC company, Bajaj Finance, witnessed sharp selling pressure on April 30th, after it missed analysts estimates for Q4FY25 earnings. Nonetheless, the mega stock is in focus for its massive reward announcement. Bajaj Finance has recommended issuing two dividends in May 2025, and turn ex-split and ex-bonus by June 27. Majority of brokerages have recommended BUY on Bajaj Finance due to its moderate outlook and healthy valuation.
Bajaj Finance Share Price:
After Q4 results, Bajaj Finance share price stood at Rs 8635.70 apiece, down by 5% on BSE, with market cap of Rs 5,36,648.31 crore. Bajaj Finance is the largest NBFC in terms of m-cap.
The stock' 52-week high and low is at Rs 9,709.75 apiece and Rs 6,376.55 apiece respectively. While its return on equity (ROE) is at 20.35%, and price-to-equity ratio at 33.28%.
Bajaj Finance Dividend 2025:
The first big rewards will be delivered in May 2025, in the form of dividends. Bajaj Finance is turning ex-date twice in the current month.
Firstly, Bajaj Finance fixed May 9th as the record date for its special dividend payout of Rs 12 per share. In the percentage form, the special dividend payout will be of 600%. It said, the distribution of Special (Interim) Dividend is on account of exceptional gain resulting from the sale of investment in Bajaj Housing Finance Limited ("BHFL") as part of IPO listing in September 2024.
Secondly, Bajaj Finance has declared Final Dividend on equity shares at the rate of Rs. 44 per share (2200%) of face value of Rs. 2 each for the financial year 31 March 2025. The said dividend, if declared, by the shareholders at the ensuing Annual General Meeting, will be credited/dispatched on or about 28 July 2025. Meanwhile, the record date is fixed on May 30, 2025.
Together, Bajaj Finance is paying a whopping 2800% or Rs 56 dividend per share in May 2025.
As per Trendlyne data, Bajaj Finance has delivered about 25 dividends since July 10, 2003. In the past 12 months, the company paid about Rs 36 dividend per share. Currently, it has a dividend yield of 0.42%.
Bajaj Finance Bonus Issue:
The NBFC giant has declared bonus issue in the ratio of 4:1, which means that, it will issue four new bonus shares at face value of Re 1 each, for every 1 existing share for face value of Re 1 each.
The bonus issue will be implemented using free reserves which is currently at Rs 4,97,14,29,216.
The Company will complete corporate action on or before June 27, 2025, subject to necessary approvals, it said.
This will be the second bonus issue by Bajaj Finance. The last time the company delivered a free shares reward was in September 2016. A 1:1 bonus issue was recorded with an ex-date on September 10, 2016.
Bajaj Finance Stock Split:
The Bajaj Finserv-backed company will split in the ratio of 1:2, which will mean the sub-division of 1 (one) equity share of the face value of Rs. 2 each fully paid up into 2 (two) equity shares of the face value of Re. 1 each fully paid-up.
Bajaj Finance plans to complete its stock split action on or before June 27, 2025 as well.
This will also be Bajaj Finance's second stock split. The first sub-division was on September 10, 2016, in the ratio of 1:5, where the face value of Rs 10 was trimmed to Rs 2.
BUY Bajaj Finance Stock:
"We retain our EPS estimates as we conservatively factor in credit cost of 2.3% during FY26-27E to err on the side of caution but expect healthy business offset slight fees to aid in a robust EPS CAGR of 25% during FY24-27E. BAF is poised to post a 24% NII CAGR, and a 25% EPS CAGR with a 4.7% RoA & 20% RoE during FY24-27E, underscored by robust customer acquisition engine and proactive risk management initiatives," said analysts at Elara Capital in their note.
Further, they added, " We reiterate Buy valuing its standalone book at 4.9x (unchanged) FY27E P/ABV and BHFL at 3.8x FY27E P/ABV to arrive at a SOTP-TP of INR 11,161. We introduce FY28 estimates. The stock and bonus split to be factored Q1FY26 onwards."
On the other hand, analysts at Emkay Global said, "Looking ahead, the management remains confident of delivering ~25% AUM growth and ~20% RoE with ~1.85-1.95% credit cost. To reflect the Q4 developments and management commentary, we tweak our FY26-27 estimates which causes a ~2-3% earnings cut in FY26-27E; we maintain ADD on the stock, with unchanged Mar-26E TP of Rs9,200 (implying FY27E standalone P/B of 4.6x)."
During Q4FY25, Bajaj Finance posted consolidated profit after tax of Rs 4,546 crore, while assets under management stood at Rs 41 6,661 crore as of March 31, 2025. Customer franchise of 101.82 million as of 31 March 2025, surpassing a milestone of 100 million. FY25 PAT was at Rs 16,779 crore.
About Bajaj Finance:
Bajaj Finance Ltd. ('BFL', 'Bajaj Finance', or 'the Company'), a subsidiary of Bajaj Finserv Ltd., is a deposit-taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India.
Disclaimer: The write-up is just for information purposes, and is not a recommendation to buy, sell or hold. We have not done fundamental or technical analysis and have no opinion on article mentioned. Neither, the author nor Greynium Information Technologies should be held liable for any losses. Please consult a professional advisor.
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